Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

For more than a century, Tompkins Insurance Agencies has been helping families and businesses with insurance strategies and solutions to protect their assets and manage risk. Founded in 1875, we provide a full range of personal and commercial insurance and employee benefits products and services across New York and Pennsylvania. We have established strong relationships with 50+ leading regional and national insurance carriers, which enables us to find the right combination of coverages to meet our customers’ specific needs, at the right price. At the heart of our business is our commitment to our customers, our employees and the communities we serve. *Email and LinkedIn messaging can be useful tools for transmitting information of a general nature. However, since they are not generally not encrypted or secure, please remember not to disclose sensitive information such as account numbers or social security numbers in any emails, messages or wall posts. Tompkins Insurance shares insurance industry-related articles for informational purposes only. This information is not a policy and is meant only as a general explanation of some typical insurance concepts. It should not be construed as a legal interpretation of coverages or of the insurance policies that can be written for you. Please refer to your specific insurance contracts for details on coverages, conditions and exclusions, and check with your local Tompkins Insurance advisor for specific regulations in your state. Tompkins Insurance is licensed to conduct business in all 50 states.

WTW (formerly Liazon) operates the industry-leading private benefits exchanges for businesses across the U.S. Distributed under the brand name Bright Choices® as well as several privately-labeled brands, Liazon exchanges are online benefits stores that allow employees to personalize their benefits package with a selection of health, dental, vision, life, disability, and a host of other benefits from top national and regional providers. Liazon exchanges enable companies to achieve a benefits strategy that maximizes value for their benefits dollars and helps them attract and retain talent through high employee satisfaction and empowerment. Liazon was acquired by Towers Watson in 2013. Towers Watson is now WTW.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Lawley is a privately-owned, independent regional insurance firm specializing in property, casualty and personal insurance, employee benefits and risk management consulting and ranked among the top 100 Largest Insurance Brokers in the U.S., according to Business Insurance magazine. Locations in NY, NJ & CT. For over 60 years, Lawley’s team of more than 400+ associates have developed customized property, casualty, surety and benefits insurance programs for businesses and municipalities of all sizes along with personalized protection for individuals and their families. Lawley is consistently recognized as one of the Best Places to Work by Buffalo Business First. Headquartered in Buffalo, NY, Lawley has branch offices across New York in Amherst, Batavia, Fredonia, Plainview, Purchase and Rochester along with Darien, Connecticut and Florham Park, New Jersey. To find out more, visit lawleyinsurance.com

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Bene-Care Agency, located in Rochester, NY, stands out as a larger office within the local brokerage firm landscape, renowned for its comprehensive expertise in catering to local and regional employers. Their proficiency particularly shines in the realm of medical and ancillary benefits, positioning them as a go-to resource for midsize employers seeking tailored insurance solutions. Their clientele roster includes noteworthy organizations such as Action For A Better Community, a prominent figure in the individual and family services industry. With Bene-Care's guidance, they efficiently manage benefits for over 110 participants. Another key client, Cantalician Center For Learning, also in the individual and family services sector, benefits from Bene-Care's expertise in handling benefits for more than 180 participants. Demonstrating versatility, Bene-Care also extends its services to the tech world, notably serving Clf Ontario D/B/A Solu Technology Partners in the computer systems design and related services industry, supporting over 230 participants with their insurance needs. Bene-Care's proficiency isn't limited to these industries alone. They have exhibited remarkable skill across various sectors, including architectural, engineering, and related services, showcasing their ability to adapt and meet the diverse requirements of different industries. This adaptability, combined with their deep-rooted experience with midsize employers, makes them a valuable ally for businesses seeking robust, industry-specific insurance solutions. In essence, Bene-Care Agency in Rochester, NY, embodies a blend of extensive local expertise, diverse industry proficiency, and a client-centric approach, making them a reliable partner for employers seeking comprehensive insurance solutions.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Serving upstate New York for nearly 20 years, Smola Consulting is a comprehensive, full-service benefit and wellness consulting firm. Our analysis of your organization's benefit program will help to determine the best possible healthcare solution that meets the needs of your organization's culture and budget. We offer solutions for Medical, Dental, Ancillary, Tax advantaged products and voluntary plans. Our mission is to guide and educate clients in making informed benefit decisions. Analytics - We review, analyze, and offer informed recommendations for your existing benefit programs, while simultaneously introducing innovative cost-saving solutions with monthly reporting, annual review and timely notification of vital data. Wellness - Prioritizing the well-being of your employees not only boosts individual health but also nurtures the overall vitality of the company and community. We have dedicated wellness consultants who will establish and optimize your wellness programs, lift organizational culture and morale. Compliance - We are dedicated to alleviating the weight of compliance responsibilities, allowing you to focus your energy on strategic initiatives and core business operations. We provide 5000 filings, annual notices and timely communication of relevant legislative changes.

Premier Consulting Associates, located in Buffalo, NY, operates a substantial office, distinguishing itself as a prominent player in the insurance brokerage arena. With a notable focus on employer benefits, particularly in the medical and ancillary benefits realm, this larger office boasts a skilled team that brings extensive expertise to local and regional employers. Catering to a diverse range of industries, Premier Consulting Associates has successfully served notable clients such as Ivoclar Vivadent in the miscellaneous durable goods merchant wholesalers industry, Kenmore Teachers Association in the business, professional, labor, political, and similar organizations sector, and Samuel Son Union in the iron and steel mills and ferroalloy manufacturing field. These partnerships underscore the broker's proficiency in navigating diverse industries, including iron and steel mills and ferroalloy manufacturing, miscellaneous durable goods merchant wholesalers, and industrial machinery manufacturing. As a key player within a local brokerage firm, this Premier Consulting Associates location has proven experience working with midsize and large employers. Their demonstrated track record attests to their ability to tailor insurance solutions to the unique needs of businesses, fostering a reputation for reliability and expertise within the Buffalo, NY community.

Niagara National Insurance is an Independent Insurance Agency that was founded back in 1951. Since then, our agency has grown and now employs a professional staff of more than 30 insurance professionals. Through our network of affiliate insurance carriers, we are able to offer a broad selection of premium insurance coverages for both individuals and businesses, including employee benefits and retirement planning. Our agency also offers specialty insurance programs for colleges and universities, manufacturing companies, contractors, wineries and gourmet food companies, wholesale distributors, restaurants, social services, and day care facilities. As a Trusted Choice® agency, Niagara National is dedicated to you and is committed to treating you as a person, not a policy. All Trusted Choice agencies agree to adhere to a Pledge of Performance, designed to assure quality service, competitive pricing, a broad selection of insurance coverages, and valuable advocacy. In short, Niagara National Insurance has pledged to offer you the best service and the best insurance solutions to protect what you value most.