Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

At ISI, we believe our customer-oriented philosophy has helped establish us as a preferred global benefits consultant. ISI is a full service insurance brokerage and benefits consultant offering a comprehensive portfolio of insurance products including medical, dental, vision, life, accidental death and dismemberment, long term disability, property and casualty and retirement savings plans. With over 120 clients on five continents, we look forward to continuing to provide employee benefit solutions while always keeping our clients’ first in all that we do. For more information, please visit our website, www.isiww.com.

Allen & Stults Co., Inc. is a Trusted Choice independent insurance agency offering a comprehensive suite of insurance solutions. Established by John Allen & Charles Stults in Hightstown in 1881, the fifth generation of the Stults family currently operates the agency. For over 140 years we have served families, businesses and non-profit organizations across New Jersey and surrounding areas. As we have grown, so have our deep connections with our community and clientele.

Welcome to the Philadelphia office of Little Michaels & Kennedy, a leading insurance broker specializing in employer benefits. With a strong focus on medical and ancillary benefits, our seasoned team possesses excellent expertise in serving local and regional employers. Our commitment to understanding the unique needs of businesses has established us as a trusted partner in the vibrant Philadelphia, PA market. At Little Michaels & Kennedy, we take pride in our diverse portfolio of clients, including notable businesses like Ncb Management Services. This business support services industry leader, based in PA, entrusts us with managing benefits for over 780 participants. Our success with Ncb Management Services is indicative of our comprehensive knowledge and tailored solutions within the business support services sector, showcasing our ability to navigate the intricacies of this dynamic industry. As an integral part of the local brokerage landscape, we are deeply rooted in the Philadelphia community. Our team's local insights, combined with our affiliation with a regional brokerage firm, uniquely position us to provide personalized service and strategic guidance to employers of all sizes. Whether you are a small business or a large corporation, Little Michaels & Kennedy is your trusted partner for optimizing employer benefits in the vibrant Philadelphia market.

The BCG Difference Benefit Consultants Group offers creative retirement plan solutions that will integrate a company’s need for plan design, administration, compliance, and recordkeeping. Our unsurpassed business experience will ensure a retirement plan’s success. Whether you are a business owner, or a financial professional, and you need a retirement plan or specific consulting services, we are the retirement plan provider of choice. Since 1958, our dedicated team of professionals has provided exceptional expertise and service to our clients looking for an employer sponsored retirement plan. We believe in building lasting relationships and providing services that fit the individualized needs of our clients. This belief has been a catalyst of our growth into one of the leading retirement plan providers in the country. We utilize the latest technology in customer workflow, processing, online accessibility, and offer exceptional customer service. Through our open architecture platform, we provide access, without restriction or proprietary requirements, to world-class investment options with over 21,000 mutual funds, ETFs and insurance programs. We offer our clients the expertise to deliver innovative and flexible retirement plan solutions that are second to none. At every level, we are dedicated to your success. Together with our staff of experts and partners, we’re a team with one objective—your success. Call today at 800-524-401k, or visit www.bcgbenefits.com.

World Insurance Associates is a unique insurance organization offering top products and services from all major carriers, combined with personal service from local professionals. We specialize in personal and commercial insurance lines, surety and bonding, employee benefits, financial planning, retirement planning, and human capital management solutions. Our advisors are experts in their field, and we cater to specialized industries such as transportation, last mile delivery, hospitality, medical, healthcare, self-storage facilities, sports clubs, technology, hedge funds, startups, nonprofits, education, public entity, food and beverage, retail, construction, and manufacturing. Serving more than 200,000 clients, we have offices around the country, so you get attentive service from a local professional who personally knows you and your business and who will work with you to solve your insurance, risk, and HR management challenges. This means you never have to compromise again when it comes to managing and protecting your most important assets—your people and your business.

Based out of New York, NY, Educators is a dedicated local employee benefits broker committed to serving the needs of educational institutions and their staff. With a deep understanding of the unique challenges faced by educators, they provide tailored solutions to optimize benefits packages and enhance employee satisfaction. Educators' approach prioritizes personalization and comprehensive support. Through their website, educators-insurance.com, they offer easy access to a wealth of resources and information, empowering clients to make informed decisions about their benefits. From health insurance options to retirement planning, they navigate the complexities of the benefits landscape with expertise and care. Their client roster includes esteemed organizations such as the National Education Association of the United States and the New Jersey Education Association, reflecting their reputation for excellence and trust within the education community. Educators is more than just a broker; they're a partner dedicated to helping educational institutions thrive by ensuring their staff have access to top-tier benefits and support. Visit their website to learn more about how they can elevate your organization's benefits strategy.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Since 1986, brokers have turned to us for the tools to help them prosper in a dynamic marketplace. With a management team that has more than 100 years of combined experience, Benefit Solutions has earned a reputation for meeting today’s needs and anticipating tomorrow’s challenges. Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company... they represent the client. They have the freedom to choose among a variety of plans from an array of highly rated companies like Horizon Blue Cross Blue Shield, Aetna , Amerihealth , Cigna , Health Net, and Oxford. As a full-service general agency offering group and individual products in New Jersey, New York, Pennsylvania, and Florida. Benefit Solutions can provide expert advice on the plan best suited to your client’s needs. The President, Gary V. Cupo, CLU, ChFC, has had a distinguished 35-year career in which he has served as industry spokesperson for critical health care issues in Trenton and Washington. His in-depth knowledge and innovative approaches have enabled Benefit Solutions to emerge as a leader in its field. He is recognized as one of New Jersey’s foremost authorities on health benefits. Governor appointed to a second term as a health insurance producer representative on the New Jersey Small Employer Health Benefits Program Board of Directors. His career has also included serving as state president of the New Jersey Association of Health Underwriters. In the 1990s, Gary spearheaded the association’s efforts to address the needs of brokers during the health care debates in Trenton and Washington. For his efforts, he received the National Merit Award and the American Enterprise Award from the National Association of Health Underwriters.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

Nelligan is an Ancillary Benefits center of excellence. Nelligan helps brokers, consultants & carriers navigate Ancillary Benefits with confidence, expertise and efficiency.