Park Avenue Securities LLC (PAS) is a wholly-owned subsidiary of The Guardian Life Insurance Company of America®, which has a rich heritage of promises kept since 1860. Park Avenue Securities provides financial professionals with the products and tools that help clients step forward to take charge of their financial future and achieve financial success. At Park Avenue Securities, we stand for: • Entrepreneurialism: Supporting you as an entrepreneur to drive your business • Holistic Planning: Offering an uncommon, holistic approach • Leading Tools: Providing industry-leading technology Disclosures about Park Avenue Securities’ LinkedIn Company Page and other Guardian Life social media sites are located at guardianlife.com/social. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. This material is intended for general public use. By providing this content, Park Avenue Securities is not undertaking to provide investment advice or a recommendation for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial representative for guidance and information that is specific to your individual situation. Annuity guarantees mentioned on this site are backed exclusively by the strength and claims-paying ability of the issuing insurance company.

Wades is a financial planning company that thinks differently about money. How? Well, we believe the truth about money is that it’s simply a means to an end. So we concentrate on that end: your aspirations, goals and family security. After we’ve established what you want to get out of life, the money part of the equation really takes care of itself. What we do OUR MANTRA It’s about people, not products. It’s about prudence, not performance. It’s about people attaining and then maintaining the life they want. It’s about families being financially secure. OUR METHODOLOGY We believe that until we really know about our clients’ lives and aspirations we have no right to talk to them about their money. That’s why our methodology is structured around them, not the market or the financial products currently available. This is exactly the opposite approach most Financial Planners adopt. Our approach has 3 key stages 1. LIFE PLANNING 2. FINANCIAL PLANNING 3. INDEPENDENT FINANCIAL ADVICE

Rockville Benefit Advisor's New York, NY office stands out as a prominent player in the insurance brokerage landscape. Boasting a substantial footprint, this larger office is strategically positioned to cater to the needs of local and regional employers. With a proven track record in handling self-funded clients, they bring a wealth of experience to the table, making them a reliable choice for employer benefits buyers. One of Rockville Benefit Advisor's key strengths lies in their diverse portfolio of clients, including noteworthy names such as Block Institute School, Morris Rothenberg & Son, and Program Development Services. These clients, spanning educational services, miscellaneous durable goods merchant wholesalers, and nursing and residential care facilities industries, exemplify the broker's versatile expertise. Operating as part of a local brokerage firm, Rockville Benefit Advisor's New York, NY office is well-versed in the intricacies of the insurance landscape. Their demonstrated proficiency in working with midsize employers underscores their ability to navigate the unique challenges faced by businesses of this scale. In summary, this office excels in leveraging its extensive experience, local presence, and industry-specific knowledge to provide tailored insurance solutions for employers, making it a strategic choice for those seeking comprehensive and reliable benefit advisory services.

The InsMed Insurance Agency Inc. is an independent insurance organization dedicated to the insurance needs of America’s healthcare professionals and institutions. The company currently works with numerous medical schools, teaching hospitals and physician practices across the country in identifying disability insurance policies that address the unique income needs of healthcare professionals and provides a team based sales and service approach though a local insurance producers and centralized customer service teams. InsMed Insurance Agency Inc. is licensed to transact insurance business in the state of California, under license # 0F04149.

Jas Solutions, situated in the bustling heart of New York, NY, stands out as a beacon of excellence in the insurance brokerage landscape. Specializing in employer benefits, this office has cultivated extensive expertise in catering to the unique needs of local and regional businesses, with a primary focus on medical and ancillary benefits. One of Jas Solutions' key strengths lies in their profound understanding of the nursing and residential care facilities industry, demonstrated by their successful partnerships with top-tier clients. Notable examples include Citadel Care Centers, a leading establishment in New York with over 3,120 participants, and Panacea Health Corp, based in Pennsylvania, boasting a participant count of 480+. These partnerships underscore Jas Solutions' ability to navigate the intricacies of the healthcare sector and deliver tailored benefits solutions. What sets this office apart is its affiliation with a distinguished local brokerage firm, providing clients with the assurance of a robust network and collective industry insights. With a commitment to excellence, Jas Solutions in New York is more than an insurance broker; it is a strategic partner dedicated to optimizing employer benefits for businesses in the dynamic landscape of the greater New York region.