Welcome to Innovo Benefits Group! We are a Boston-based benefits administration and management consulting firm, founded in November 2016, to drive innovation in our industry and better address the increasing level of customization that today’s organizations require to thrive in a changing market. Led by a team of experienced industry executives who combine deep knowledge of employee benefits programs with strong compliance backgrounds, our firm provides a spectrum of employee benefits and services — including administration, plan design, and education — to large and small businesses nationwide. Innovo was founded in November [2016] and has been working to connect with firms that mirror our mission for continuous innovation. In past lives, our team leaders managed benefits practices for respected organizations on both the client and consulting sides of the industry. Our business model was shaped by these experienced benefits professionals, who listened to the needs of the market and committed to delivering a better alternative. SERVICES • Plan Consulting & Marketing • Compliance • Technology & Administration • Education & Wellness • Human Resources Consulting & Administration

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

IBG provides employee and group benefit insurance and administrative services for small to medium businesses, supplementing or replacing an HR department.

• Developed and implemented sales strategies to promote property, casualty, and life insurance products for Combined Insurance Services, Inc. • Conducted door-to-door sales and policy renewals, showcasing strong financial underwriting skills. • Achieved a high customer retention rate and increased sales revenue through effective communication and product knowledge.

At Business Benefits we look forward to learning about you, your organization, and your employees. Our team is ready to be your preferred resource for all of your employee-benefit needs. Business Benefits counsels regional employers in the development of employee benefit packages. We collaborate with clients to devise and determine the most cost-effective and competitive packages for any circumstance. Business Benefits also guides clients through the ever-changing landscape of healthcare reform and employee benefits. Specialties: Group medical, life, disability, dental, and voluntary insurance products. HSA, HRA, FSA, S125, and COBRA solutions.

At Borislow Insurance we know that every business is unique and we do our best to partner with our clients to build strategies that save time and money - and we do it all with a personal touch. Founded in 1982, Borislow Insurance... -Is a strategic partner to 350+ clients. We help them manage $250+ million in benefit investments -Serves over 20,000 employees and their families in 40 states, primarily in New England -Helps our clients leverage the value of a healthy and high performing organization as a competitive advantage. -Builds and delivers employee-centric strategies and helps create a culture of physical and financial health & wellness in the workplace. -Is an industry leader on State and National levels – Massachusetts Association of Health Underwriters (MassAHU) and Million Dollar Round Table (MDRT) We help our clients maximize results by leveraging 3 unique capabilities: The Employer Blueprint, The Employee Advantage, and The BI Experience

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

We’re here to protect your team for tomorrow. Whether your team is your family, business, or your employees, you can depend on Cross Insurance to provide insurance options. With over 1,000 talented employees located throughout the Northeast, our team is ready to partner with you. Cross Insurance offers personal insurance, commercial insurance, employee benefits, and bonds. - 27th Largest Broker of U. S. Business, Per Business Insurance report ’20 - 2nd Largest Insurance Broker in Massachusetts, per Boston Business Journal ’22 - Official Insurance Broker of the New England Patriots, Gillette Stadium, the Boston Bruins, the Boston Red Sox, and New England Revolution Cross Insurance was founded in 1954 at the kitchen table of Woodrow W. Cross. Four generations later, it is still family owned and operated. Cross Insurance is headquartered in Bangor, Maine.

Landmark Benefits provides comprehensive employee benefit management and brokerage services to employers throughout New England. Our account management team provides comprehensive solutions to our clients in the area of human resource solutions, compliance, wellness, and meaningful cost reduction strategies for employee benefits.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Sentinel Group is the employee benefits provider who makes it EASY: easy for your people; easy for your business; and easy for you.

Located in the bustling business hub of Boston, MA, the LHS Benefits office is a prominent player in the insurance brokerage arena. Boasting a substantial team, this larger office stands out for its extensive experience in catering to the unique needs of self-funded clients. Their proficiency in navigating the intricacies of stop loss and limits, coupled with a nuanced understanding of pharmacy costs, positions them as a valuable resource for employers seeking comprehensive coverage. With a notable clientele, including Butcherbox Opco in the professional, scientific, and technical services industry, Commonwealth Care Alliance in individual and family services, and Kymera Therapeutics in scientific research and development, LHS Benefits has proven its mettle across diverse sectors. These successes underscore their expertise in scientific research and development services as well as individual and family services industries. Affiliated with a local brokerage firm, this office brings a localized touch to their services. Particularly noteworthy is their adeptness in serving midsize employers, demonstrating a keen understanding of the nuanced needs of this segment. Furthermore, their track record with large employers attests to their scalability and ability to navigate the complexities of larger organizational structures. For an employer benefits buyer seeking a seasoned and versatile partner in the insurance landscape, the LHS Benefits office in Boston, MA, stands out as a compelling choice.