At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Nestled in the thriving city of Hartford, CT, Tracy, Driscoll & Co Inc. emerges as a stalwart in the realm of insurance brokerage, specializing in comprehensive employer benefits. With a keen focus on medical and ancillary offerings, this office is a trusted partner for both local and regional employers seeking tailored solutions to meet their workforce's needs. A testament to their capabilities lies in their diverse clientele, with Thomaston Savings Bank in the depository credit intermediation industry being a prime example. Serving over 240 participants, this partnership underscores the broker's adeptness in addressing the specific requirements of the financial sector, showcasing their deep expertise across depository credit intermediation industries. As a vital component of a local brokerage firm, Tracy, Driscoll & Co Inc. seamlessly integrates industry insight with personalized service, ensuring that midsize employers receive tailored benefits solutions. This office's commitment to excellence is evident not only in its diverse client portfolio but also in its demonstrated experience in catering to the nuanced needs of midsize enterprises. For employer benefits buyers in Hartford, Tracy, Driscoll & Co Inc. stands out as a reliable ally, offering a blend of local understanding, regional expertise, and a proven track record in optimizing medical and ancillary benefits for businesses in the dynamic landscape of Connecticut.

K Benefit Group is a reputable insurance broker located in Ludlow, Massachusetts, serving clients across the state. With a focus on midsize employers, they have established a strong presence in the pulp, paper, and paperboard mills industries. One of their notable successes includes their collaboration with Kanzaki Specialty Papers Inc, a prominent employer in this sector, employing 160 individuals. At their Ludlow office, the dedicated team at K Benefit Group partnered closely with Kanzaki Specialty Papers Inc's HR and finance team. Together, they crafted a comprehensive self-funding arrangement, a pharmacy benefit management (PBM) plan, and a tailored drug plan. These customized solutions were designed to address the unique needs and challenges faced by the members of Kanzaki Specialty Papers Inc. K Benefit Group's expertise extends beyond insurance brokerage services. They possess an in-depth understanding of the pulp, paper, and paperboard mills industries, allowing them to provide specialized advice and solutions to their clients. Their commitment to exceptional customer service and their ability to deliver tailored insurance packages have earned them a solid reputation among midsize employers in Massachusetts. With a track record of successful partnerships and a deep understanding of the insurance needs specific to the pulp, paper, and paperboard mills industries, K Benefit Group is a trusted choice for businesses seeking comprehensive insurance solutions. Their Ludlow office serves as a hub of expertise and innovation, providing exceptional services to clients across Massachusetts.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Ramon Financial Services, nestled in Springfield, MA, boasts an impressive track record as an insurance broker specializing in employer benefits. With a keen focus on the unique needs of local and regional employers, the Springfield office stands out for its exemplary expertise in crafting comprehensive medical and ancillary benefit packages. This branch's portfolio showcases its adept handling of diverse industries, with notable clients such as Deerfield Packaging Service in the steel product manufacturing from purchased steel sector. A stalwart in the Massachusetts industry, this firm manages benefits for over 60 participants at Deerfield Packaging, demonstrating its capacity to tailor solutions to businesses of varying sizes. Operating as a crucial player in the local brokerage landscape, Ramon Financial Services has become synonymous with proficiency in the steel product manufacturing from purchased steel domain. The firm's commitment to understanding the intricacies of this industry sets it apart, providing tailored solutions that align with the unique demands of steel manufacturing businesses. Beyond its larger clientele, Ramon Financial Services also showcases its versatility by catering to the needs of small employers. This adaptability speaks volumes about the broker's commitment to inclusivity and personalized service, making it a reliable choice for businesses of all scales. In summary, this Springfield-based office is a beacon of expertise, offering tailored insurance solutions that cater to the intricacies of both large-scale and small-scale employers in the local and regional landscape.

Em-Power Services, based in Worcester, MA, distinguishes itself as a proficient insurance broker catering to the needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this office location exhibits a robust track record in serving various industries. One noteworthy aspect of Em-Power Services' portfolio is its diverse clientele, including esteemed institutions such as Simmons University, a prominent player in the educational services industry in MA, boasting over 90 participants. Additionally, they have successfully collaborated with Aipso, a key entity in the insurance and employee benefit funds sector based in RI, accommodating 80+ participants. Li-Cor, a leading name in navigational, measuring, electromedical, and control instruments manufacturing in NE, has also benefited from Em-Power Services, engaging with 50+ participants. Em-Power Services leverages its extensive industry expertise, covering educational services, navigational instruments manufacturing, electromedical devices, control instruments manufacturing, and insurance and employee benefit funds. As a local brokerage firm, they bring a nuanced understanding of the unique dynamics of the Worcester business landscape. Demonstrating a proven track record with small employers, Em-Power Services stands out for its tailored solutions and commitment to meeting the diverse needs of its clients.

The FERMAN GROUP, LLC is a reputable local insurance broker, conveniently situated in East Hartford, Connecticut. With a focus on serving midsize employers, they have amassed a wealth of experience and expertise across various industries and client sizes. One notable example of their work is their partnership with Community Systems Inc, an employer in the individual and family services industry, boasting a workforce of 270 members. Collaborating closely with the HR and finance team of Community Systems Inc, The FERMAN GROUP, LLC successfully provided tailored insurance solutions to meet the unique needs of their employees. In addition to Community Systems Inc, The FERMAN GROUP, LLC serves a diverse range of employer clients, including Community Systems, Inc., among others. Their services extend across Connecticut and Virginia, catering to the insurance needs of clients in those regions. The FERMAN GROUP, LLC has gained a favorable M Score, which reflects their excellent reputation. This is primarily due to their extensive experience and expertise across client sizes and industries, showcasing their ability to adapt and provide effective insurance solutions. With a strong focus on individual and family services industries, The FERMAN GROUP, LLC has developed specialized knowledge and understanding in this sector. They also possess notable experience in working with self-funded employers, offering valuable insights and guidance in managing and optimizing self-funded insurance arrangements. Furthermore, The FERMAN GROUP, LLC has established itself as a trusted partner in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. This expertise allows them to offer comprehensive coverage and cost-effective pharmacy benefits to their clients. Located in East Hartford, Connecticut, The FERMAN GROUP, LLC is well-positioned to provide personalized and reliable insurance services to midsize employers across Connecticut and Virginia, ensuring their insurance needs are met with professionalism and expertise.