At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Anchor Agency Real Estate Services, located in Albany, NY, stands out as a prominent insurance broker with a particular strength in catering to the needs of midsize employers. Operating as a significant branch of a local brokerage firm, this larger office boasts a rich portfolio of experience, especially in working with self-funded clients. Their expertise spans various industries, with notable success in partnering with local and regional employers. A testament to their proficiency is reflected in their impressive clientele. They have developed robust relationships with leading companies such as Capital Region Orthopaedics Associates Pc, a key player in the offices of physicians industry, providing services to over 190 participants. Similarly, Anchor Agency has effectively supported Depaula Chevrolet, a renowned name in the automobile dealers industry, catering to the needs of more than 130 participants. Another hallmark of their service excellence is demonstrated in their collaboration with Pioneer Bank, a major entity in the depository credit intermediation industry, where they manage benefits for over 210 participants. Their ability to adapt and provide tailored solutions across diverse sectors like offices of physicians, automobile dealers, and depository credit intermediation industries is a clear indicator of their versatile and comprehensive approach to insurance brokerage. This adaptability, combined with their deep-rooted local presence and significant experience with midsize employers, positions Anchor Agency Real Estate Services as a top choice for employers seeking competent and reliable insurance solutions in the Albany, NY area.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Insurasource 365, based in Albany, NY, stands as a prominent insurance broker offering unparalleled services to local and regional employers. With a robust focus on medical and ancillary benefits, this office location boasts a wealth of expertise tailored to meet the diverse needs of employers in the area. One of Insurasource 365's noteworthy strengths lies in its successful collaborations with key organizations, such as the Healthcare Association of New York State. In the religious, grantmaking, civic, professional, and similar organizations industry, Insurasource 365 has demonstrated its proficiency by serving the Healthcare Association of New York State with over 150 participants. Additionally, their impact extends to the Healthcare Association of New York State Group Insurance Trust, an industry leader with a staggering 28,480+ participants in the #N/A sector. What sets this Albany-based location apart is not just its impressive client portfolio but also its extensive understanding of diverse industries, particularly religious, grantmaking, civic, professional, and similar organizations. As part of a local brokerage firm, Insurasource 365 combines global resources with local insights, ensuring a comprehensive and tailored approach to employer benefits. With a commitment to excellence, this office is positioned as a trusted partner for businesses seeking comprehensive and effective insurance solutions in the Albany, NY region.

K Benefit Group is a reputable insurance broker located in Ludlow, Massachusetts, serving clients across the state. With a focus on midsize employers, they have established a strong presence in the pulp, paper, and paperboard mills industries. One of their notable successes includes their collaboration with Kanzaki Specialty Papers Inc, a prominent employer in this sector, employing 160 individuals. At their Ludlow office, the dedicated team at K Benefit Group partnered closely with Kanzaki Specialty Papers Inc's HR and finance team. Together, they crafted a comprehensive self-funding arrangement, a pharmacy benefit management (PBM) plan, and a tailored drug plan. These customized solutions were designed to address the unique needs and challenges faced by the members of Kanzaki Specialty Papers Inc. K Benefit Group's expertise extends beyond insurance brokerage services. They possess an in-depth understanding of the pulp, paper, and paperboard mills industries, allowing them to provide specialized advice and solutions to their clients. Their commitment to exceptional customer service and their ability to deliver tailored insurance packages have earned them a solid reputation among midsize employers in Massachusetts. With a track record of successful partnerships and a deep understanding of the insurance needs specific to the pulp, paper, and paperboard mills industries, K Benefit Group is a trusted choice for businesses seeking comprehensive insurance solutions. Their Ludlow office serves as a hub of expertise and innovation, providing exceptional services to clients across Massachusetts.

Ramon Financial Services, nestled in Springfield, MA, boasts an impressive track record as an insurance broker specializing in employer benefits. With a keen focus on the unique needs of local and regional employers, the Springfield office stands out for its exemplary expertise in crafting comprehensive medical and ancillary benefit packages. This branch's portfolio showcases its adept handling of diverse industries, with notable clients such as Deerfield Packaging Service in the steel product manufacturing from purchased steel sector. A stalwart in the Massachusetts industry, this firm manages benefits for over 60 participants at Deerfield Packaging, demonstrating its capacity to tailor solutions to businesses of varying sizes. Operating as a crucial player in the local brokerage landscape, Ramon Financial Services has become synonymous with proficiency in the steel product manufacturing from purchased steel domain. The firm's commitment to understanding the intricacies of this industry sets it apart, providing tailored solutions that align with the unique demands of steel manufacturing businesses. Beyond its larger clientele, Ramon Financial Services also showcases its versatility by catering to the needs of small employers. This adaptability speaks volumes about the broker's commitment to inclusivity and personalized service, making it a reliable choice for businesses of all scales. In summary, this Springfield-based office is a beacon of expertise, offering tailored insurance solutions that cater to the intricacies of both large-scale and small-scale employers in the local and regional landscape.

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

We are a national insurance brokerage based in Clifton Park, New York. We work with broker dealers, banks, and independent advisors in all 50 states. We are committed to helping advisors and their clients perfect the risk management piece of their portfolio using insurance products and our custom services. Contact Us! Phone: (518)877-8557. E-mail: [email protected].

Located in Pittsfield, MA, the Unknown insurance broker is a trusted partner for employers seeking comprehensive benefits solutions. With a strong focus on both medical and ancillary benefits, this office boasts a deep understanding of the local and regional landscape. Leveraging their expertise, they have successfully served a diverse array of businesses, particularly excelling in the nursing and residential care facilities and educational services industries. Among their notable clientele are esteemed organizations such as Berkshire Healthcare Systems, a leader in the nursing and residential care facilities industry, with a substantial participant base exceeding 780. Additionally, the Kripalu Center For Yoga and Health, a key player in the educational services sector, entrusts this broker with the benefits of over 100 participants. As a pivotal part of a large national insurance brokerage firm, the Unknown location in Pittsfield brings forth not only localized knowledge but also the backing of a nationwide network. This affiliation ensures that clients benefit from a wealth of resources and innovative solutions. With a track record of catering to prominent employers and industries, this office stands as a reliable choice for employers navigating the complexities of employee benefits in the Pittsfield area.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer