Nestled in Mount Vernon, IL, Tedrick Insurance stands as a robust and expansive office, demonstrating a commitment to delivering comprehensive benefit solutions for both local and regional employers. With a notable focus on self-funded clients, this larger office has amassed valuable experience and stands as a reliable resource for understanding the intricacies of benefit programs. Tedrick Insurance has solidified its expertise through successful collaborations with distinguished clients, including Apex Physical Therapy in the offices of health practitioners industry with over 200 participants, Christopher Rural Health Planning Corporation in the offices of physicians industry boasting 250+ participants, and Dieterich Bank in the depository credit intermediation sector with an impressive participant count exceeding 260. These partnerships underscore the broker's versatility across offices of physicians and depository credit intermediation industries. As an integral part of a local brokerage firm, Tedrick Insurance combines the strength of a larger organization with a localized touch, ensuring a deep understanding of the unique challenges faced by businesses in Mount Vernon. With demonstrated experience in serving midsize employers, Tedrick Insurance emerges as a strategic partner for employers seeking tailored and effective benefit solutions in the dynamic Illinois business landscape.

Ark Benefits, Inc., located in St. Louis, MO, stands out as a prominent player in the realm of insurance brokerage, particularly noted for its adept handling of self-funded clients. As a larger office within a local brokerage firm, this location prides itself on its ability to effectively serve both local and regional employers, demonstrating a keen expertise in navigating the unique needs of midsize companies. One of the key strengths of Ark Benefits, Inc. is its proven track record with substantial clients. A notable example is their work with Apex Physical Therapy, a significant player in the offices of health practitioners industry based in Illinois. This collaboration, involving over 170 participants, showcases Ark Benefits’ capacity to handle complex and sizable insurance needs with finesse. The team at Ark Benefits, Inc. in St. Louis is recognized for its comprehensive understanding of the diverse insurance landscape, offering tailored solutions that align with the specific requirements of each client. Their approach is not just about providing insurance; it's about forging partnerships that contribute to the overall growth and stability of their clients' businesses. For an employer benefits buyer, Ark Benefits, Inc. presents a reliable and experienced choice. Their ability to manage intricate insurance portfolios, combined with their local presence and regional reach, makes them an ideal partner for midsize employers seeking a broker that can navigate the complexities of the insurance world with ease and expertise.

Welcome to Lowery Benefit Services - Together, let’s create benefit programs that meet the needs of you, your business and your employees. Founded in 1977, few organizations have the depth of knowledge and expertise in employee benefits & HR management as Lowery Benefit Services. We work with an extensive list of top carriers, networks, providers and other industry vendors to provide our clients with the best value and service. We believe that every client is unique. That's why our first priority is to establish a foundation of mutual trust and shared values by treating each client as an individual with unique needs. OUR PORTFOLIO OF SERVICES: Group Benefit Design – focuses on cost containment, employee engagement, & automation. Voluntary Benefits – focuses on increasing financial wellness of your employees. Employee Wellness and Health Management – focuses on increasing the physical & mental wellness of your employees. Compliance & Administration - effective compliance strategies and resources allowing you more time to focus on running your business while remaining fully compliant with all federal rules and regulations. HR Resources – value add HR Library and ability to consult with live SPHR/PHR certified consultants to solve your most complex HR issues. Automated Benefits and Payroll – user friendly and provided by top industry vendors. OUR CREDENTIALS – MEMBERSHIPS, CERTIFICATIONS & DESIGNATIONS Lowery Benefits Services is a proud member of the National Association of Health Underwriters (NAHU) and the local chapter of NAHU, the St. Louis Association of Health Underwriters (SLAHA). The professionals of our firm hold the following various industry designations and certifications in their perspective specialties: -CPA – Certified Public Accountant -CLU - Chartered Life Underwriter -ChFC – Chartered Financial Consultant -RHU – Registered Health Underwriter -GBDS – Group Benefit Disability Specialist -CDHC – Consumer Driven Healthcare Certified

Partner with our clients to design & bulid customized risk management programs, which leads to a more productive workforce and enhanced profitability. We go Beyond Insurance to assess our clients' unique exposures to risk and implement risk management programs to mitigate the risk.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.