Ark Benefits, Inc., located in St. Louis, MO, stands out as a prominent player in the realm of insurance brokerage, particularly noted for its adept handling of self-funded clients. As a larger office within a local brokerage firm, this location prides itself on its ability to effectively serve both local and regional employers, demonstrating a keen expertise in navigating the unique needs of midsize companies. One of the key strengths of Ark Benefits, Inc. is its proven track record with substantial clients. A notable example is their work with Apex Physical Therapy, a significant player in the offices of health practitioners industry based in Illinois. This collaboration, involving over 170 participants, showcases Ark Benefits’ capacity to handle complex and sizable insurance needs with finesse. The team at Ark Benefits, Inc. in St. Louis is recognized for its comprehensive understanding of the diverse insurance landscape, offering tailored solutions that align with the specific requirements of each client. Their approach is not just about providing insurance; it's about forging partnerships that contribute to the overall growth and stability of their clients' businesses. For an employer benefits buyer, Ark Benefits, Inc. presents a reliable and experienced choice. Their ability to manage intricate insurance portfolios, combined with their local presence and regional reach, makes them an ideal partner for midsize employers seeking a broker that can navigate the complexities of the insurance world with ease and expertise.

With more than 135 Member Firms in 36 states and the United Kingdom, we are one of the nation's leading financial services design and distribution companies. Since 1978, our network of independent insurance, investment, and executive benefit firms has served the needs of ultra-affluent individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies. Our Member Firms are independent but work together toward a common goal: to offer a broad range of sustainable solutions designed to help their clients meet their financial goals.

The Daniel and Henry Co. is an independent insurance broker which provides a full range of risk management and insurance products and services to clients locally, nationally, and internationally. We work diligently to provide the most cost-effective solutions for your business and personal needs. The trust of our clients has allowed The Daniel and Henry Co. to grow over the years and become one of the largest privately owned, independent insurance brokerage firms in the state of Missouri. The brokers and employees of The Daniel and Henry Co. are proud supporters of the community through donations and volunteerism.

Baughman Financial Group's St. Louis, MO office stands out as a robust branch within a regional insurance brokerage firm, catering adeptly to the diverse needs of midsize employers. Notably, this larger office has carved a niche in working with self-funded clients, showcasing its capability to support both local and regional businesses effectively. Their expertise is prominently displayed through their impressive portfolio of top customers from varied industries. For instance, they have successfully catered to Apex Physical Therapy, a key player in the offices of health practitioners industry, based in Illinois, serving over 210 participants. This demonstrates their proficiency in managing extensive employee benefit plans in health-related sectors. Moreover, Baughman Financial Group has made significant strides in the personal services industry, as evidenced by their relationship with Fidelity On Call Ltd, also based in Illinois. With more than 150 participants under their wing, they have proven their ability to tailor solutions for the personal services sector, which often has unique insurance needs. Their expertise further extends to the banking sector, particularly in depository credit intermediation, as shown by their work with First National Bank in Staunton. This Illinois-based bank, with over 100 participants, underscores the broker's competence in navigating the complex insurance requirements of financial institutions. Apart from these specific industries, the St. Louis office also demonstrates a strong presence in the miscellaneous durable goods merchant wholesalers industry. This breadth of experience across diverse sectors underlines their versatility and deep understanding of varied industry-specific insurance needs. In summary, Baughman Financial Group's St. Louis office is a powerhouse in providing comprehensive insurance solutions, particularly for midsize employers across multiple industries, including health practitioners, personal services, banking, and wholesale trade. Their ability to handle the intricate demands of self-funded clients further sets them apart as a leading choice for employers seeking reliable and customized insurance brokerage services.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Welcome to Lowery Benefit Services - Together, let’s create benefit programs that meet the needs of you, your business and your employees. Founded in 1977, few organizations have the depth of knowledge and expertise in employee benefits & HR management as Lowery Benefit Services. We work with an extensive list of top carriers, networks, providers and other industry vendors to provide our clients with the best value and service. We believe that every client is unique. That's why our first priority is to establish a foundation of mutual trust and shared values by treating each client as an individual with unique needs. OUR PORTFOLIO OF SERVICES: Group Benefit Design – focuses on cost containment, employee engagement, & automation. Voluntary Benefits – focuses on increasing financial wellness of your employees. Employee Wellness and Health Management – focuses on increasing the physical & mental wellness of your employees. Compliance & Administration - effective compliance strategies and resources allowing you more time to focus on running your business while remaining fully compliant with all federal rules and regulations. HR Resources – value add HR Library and ability to consult with live SPHR/PHR certified consultants to solve your most complex HR issues. Automated Benefits and Payroll – user friendly and provided by top industry vendors. OUR CREDENTIALS – MEMBERSHIPS, CERTIFICATIONS & DESIGNATIONS Lowery Benefits Services is a proud member of the National Association of Health Underwriters (NAHU) and the local chapter of NAHU, the St. Louis Association of Health Underwriters (SLAHA). The professionals of our firm hold the following various industry designations and certifications in their perspective specialties: -CPA – Certified Public Accountant -CLU - Chartered Life Underwriter -ChFC – Chartered Financial Consultant -RHU – Registered Health Underwriter -GBDS – Group Benefit Disability Specialist -CDHC – Consumer Driven Healthcare Certified

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Estel Hoffard's Duqoin, IL office stands out as a reliable insurance broker catering to the diverse needs of local and regional employers. With a primary focus on medical and ancillary benefits, the team at Estel Hoffard brings substantial expertise to the table. Their extensive experience is evident in their successful partnerships with prominent employers, including the Ferrell Hospital Community Foundation in the hospitals industry. Notably, they manage benefits for over 280 participants within this influential Illinois-based organization. This office's proficiency extends beyond individual sectors, showcasing their versatility across various hospital industries. Their commitment to understanding the unique requirements of each client sets them apart. As a crucial player in the local insurance landscape, Estel Hoffard operates as part of a well-established brokerage firm. This local affiliation not only bolsters their credibility but also underscores their commitment to community-centric service. Employer benefits buyers evaluating this Duqoin location can trust in Estel Hoffard's proven track record and comprehensive understanding of the intricate landscape of medical and ancillary benefits. The office's dedication to client success, coupled with their strong local ties, positions them as a valuable partner for employers seeking tailored insurance solutions.

Cowell Insurance is a one-stop shop for all of your group insurance needs. The Red Bud office has been serving the greater Red Bud region since 1985. They offer medical, voluntary benefits, and other services to all sizes of employers. You get personalized service from trained professionals. Cowell Insurance beats the competition with its M Score of 2. Cowell has been in business since 1985 and has limited experience. Cowell Insurance is a brokerage with experience in many industries. Cowell Insurance works with several insurance carriers, including Blue Cross Blue Shield of Illinois, Delta Dental of Illinois, and Standard Life. There are few, if any, available customer reviews for Cowell Insurance. If you are actively evaluating this broker, you need to ensure to ask for detailed feedback from current and prior customers in a structured RFP process. Cowell Insurance has few ratings and their score appears to be low compared to others in the market. When evaluating insurance brokers, ensure that customer feedback is a core component. Ensuring positive customer experience needs to be a core component of any insurance broker RFP.

OneAmerica Financial® is a national financial services organization helping people build greater certainty for better moments, every day. The companies of OneAmerica Financial have been advancing financial security for almost 150 years, supporting millions of customers with solutions across life insurance, retirement, employee benefits and long-term care. As a people-first mutual organization, OneAmerica Financial prioritizes customers’ interests and maintains a long-term focus on both value and financial stability. For more information visit OneAmerica.com. OneAmerica Financial® is the marketing name for the companies of OneAmerica Financial.