PFS Insurance Group, LLC is an independent insurance agency serving the needs of middle market risks across the Rocky Mountain states region. We offer risk management based solutions for property and casualty risks including agribusinesses, as well as group health benefit plan design for employers within a multistate region. Our agency also provides insured solutions for home, automobile and life insurance needs.

At Voluntary Solutions we offer benefits administration, enrollment services and voluntary benefits. We are headquartered in Brighton, Colorado. Our award winning team has been in the benefits industry for more than 20 years. We are part of a national network of local enrollment firms that offer local level service to offices with multi-state locations.

We are an employee benefits consulting firm who implements creative solutions and strategies to maximize the value of our clients'​ benefit offerings. The days of the spreadsheet broker are long gone. The past several years have dictated that we become the Swiss army knife of consultants: not only knowing the ins and outs of benefits, but being able to fully integrate that knowledge with a comprehensive understanding of legislation, taxes and subsidies. Our team are true learners and excellent communicators. Atlanta: www.intrepid7.com Denver: www.intrepid-co.com California: www.intrepidca.com

Leaders Group is an esteemed insurance broker offering its services in multiple states across the United States, including California, Illinois, Pennsylvania, Texas, Virginia, Georgia, New York, Florida, Maryland, West Virginia, Alabama, Wisconsin, Nebraska, and Connecticut. With an office located in Littleton, Colorado, this local insurance consultant has established itself as a trusted partner for large, midsize, and small employers. The office of Leaders Group has successfully collaborated with prominent companies such as Grant Thornton, LLP, a distinguished employer in the accounting, tax preparation, bookkeeping, and payroll services industry. They worked closely with Grant Thornton's HR and finance team to devise a customized self-funding arrangement, HMO plan, PPO plan, and PBM and drug plan tailored to meet the unique needs of their 7,490 members. Leaders Group's extensive experience and expertise enable them to excel in various sectors, including building material and supplies dealers, home health care services, and services (except public administration) industries. They have garnered a high M Score, reflecting their unparalleled proficiency across different client sizes, industries, and products. When it comes to self-funded employers, Leaders Group possesses substantial knowledge and proven track record. They also demonstrate strong proficiency in working with HMOs and PPOs, ensuring their clients' needs are met effectively. Furthermore, their expertise extends to collaborating with clients and specific pharmacy providers (PBMs) to provide comprehensive pharmacy solutions. With a diverse range of clients that includes notable names like Bank of Essex, Foley & Lardner LLP, Grant Thornton, LLP, and HomeCentris Healthcare, Leaders Group continues to be the go-to insurance broker for businesses seeking unparalleled expertise, personalized solutions, and exceptional service.

On June 1st, 2010, Cody Ritchie assumed the role of President of the newly formed Crest Insurance Group with a vision to develop the firm to be the top agency based in Arizona. Crest Insurance has grown to include offices in Tucson, Phoenix, Scottsdale, Sierra Vista, Flagstaff and San Diego, California. We have experienced producers writing policies for clients throughout the United States. We pride ourselves on being the best at what we do. We provide access to many national carriers and markets yet remain a true local agency with face to face service and deep ties to our community. It has always been our philosophy to give back and support charitable causes and programs whenever possible. We believe serving our community means being a trusted business partner and also sharing our success with those who strive to make our community better. “If we do well, we will do good.”

We are excited to celebrate our 90th anniversary this year, and through those nine decades this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on Twitter.com (@holmesmurphyins), or Facebook, or Instagram.