We’re enablers. Mentors. Dream builders. Our purpose is to turn financial aspirations into reality. Within our community lies a vibrant wellspring of growth and opportunity for financial professionals, financial institutions, and individual investors alike. As a premier financial services firm, we don’t just deliver financial technology, bespoke guidance, research and market intelligence, and collaborative client-service platforms. We build environments where ideas thrive, connections flourish, and ambitions become remarkable achievements. Driven to deliver unwavering support and innovative solutions to help people live their purpose, we empower each other and the communities around us to bring a stronger tomorrow to life. ___________________________ “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms are members FINRA/SIPC. Cetera Financial Group is located at 655 W. Broadway, 11th Floor, San Diego, CA 92101. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Avantax is a wholly owned subsidiary of Cetera Holdings, which refers to Aretec Group, Inc. Securities offered through Avantax Investment Services, Member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services and Avantax Planning Partners.

We believe that the entire healthcare delivery model is in need of disruptive influences. We see first hand the kind of hardship that rising deductibles, increased out of pocket expenses, and rising healthcare costs are having on your employees. There are solutions to these problems and our clients understand those solutions and have consistently out-performed the marketplace when it comes to plan cost and plan performance. Our tagline is "Innovative Solutions for Healthy Companies,"​ is reflective of our values. Our clients see a lot more than just the "Off the Shelf Solutions."​ Our prospects, even if they don't go with us, are always glad they took the meeting. Shoot us a note and let us educate you on some of they ways that we are reducing the burden on employer's bottom line, and more importantly on your employee's welfare.

As an independent brokerage for 91 years, this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on X (@holmesmurphyins), or Facebook, or Instagram.

Goldstein & Associates in Denver, CO, stands out as a prominent insurance broker with a well-established presence in the region. Operating from a spacious and bustling office, this larger location has become a trusted partner for businesses seeking comprehensive employee benefits solutions. One of Goldstein & Associates' notable strengths lies in their extensive experience working with self-funded clients. Catering to the needs of both local and regional employers, they bring a wealth of knowledge to the table. Their expertise spans diverse industries, with a particular focus on scientific research and development services and motor vehicle and motor vehicle parts and supplies merchant wholesalers. This Denver-based office has successfully serviced a variety of clients, including noteworthy organizations such as Hazen Research and Southwest International Trucks. For Hazen Research, a leader in scientific research and development services in Colorado with over 70 participants, and Southwest International Trucks, a Texas-based industry player with 340+ participants, Goldstein & Associates has tailored effective benefits solutions. What sets this brokerage apart is not only its association with a local brokerage firm but also its demonstrated proficiency in handling the unique needs of small employers. With a track record of excellence and a commitment to client satisfaction, Goldstein & Associates in Denver is a reliable choice for employers seeking tailored and comprehensive employee benefits solutions.

At Voluntary Solutions we offer benefits administration, enrollment services and voluntary benefits. We are headquartered in Brighton, Colorado. Our award winning team has been in the benefits industry for more than 20 years. We are part of a national network of local enrollment firms that offer local level service to offices with multi-state locations.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Centennial Advisor Group, based in Denver, Colorado, offers a broad range of services tailored to meet the unique needs of midsize employers, particularly in the residential building construction industry. Their notable experience with self-funded clients makes them a preferred choice for local and regional employers seeking specialized insurance solutions. Among their top clients is Elite Properties of America, a prominent player in Colorado's residential building construction sector, with over 280 participants under their care. As a local brokerage firm, Centennial Advisor Group prides itself on its deep-rooted expertise in various facets of the insurance sector, serving as a trusted advisor and consultant. Their team's experience is especially notable in the residential building construction industry, where they provide nuanced, industry-specific advice and solutions. Moreover, their commitment to community service, integrity, and honesty is reflected in their approach to client relations. The group's ability to consistently update and report on loan status, coupled with a dedicated Mortgage Manager service for those considering refinancing their mortgage, demonstrates their commitment to customer service excellence. In summary, Centennial Advisor Group in Denver stands out for its specialized expertise in the residential building construction industry, its strong focus on midsize employers, and its comprehensive range of services that cater to the unique needs of each client.