PFS Insurance Group, LLC is an independent insurance agency serving the needs of middle market risks across the Rocky Mountain states region. We offer risk management based solutions for property and casualty risks including agribusinesses, as well as group health benefit plan design for employers within a multistate region. Our agency also provides insured solutions for home, automobile and life insurance needs.

At Voluntary Solutions we offer benefits administration, enrollment services and voluntary benefits. We are headquartered in Brighton, Colorado. Our award winning team has been in the benefits industry for more than 20 years. We are part of a national network of local enrollment firms that offer local level service to offices with multi-state locations.

We are an employee benefits consulting firm who implements creative solutions and strategies to maximize the value of our clients'​ benefit offerings. The days of the spreadsheet broker are long gone. The past several years have dictated that we become the Swiss army knife of consultants: not only knowing the ins and outs of benefits, but being able to fully integrate that knowledge with a comprehensive understanding of legislation, taxes and subsidies. Our team are true learners and excellent communicators. Atlanta: www.intrepid7.com Denver: www.intrepid-co.com California: www.intrepidca.com

On June 1st, 2010, Cody Ritchie assumed the role of President of the newly formed Crest Insurance Group with a vision to develop the firm to be the top agency based in Arizona. Crest Insurance has grown to include offices in Tucson, Phoenix, Scottsdale, Sierra Vista, Flagstaff and San Diego, California. We have experienced producers writing policies for clients throughout the United States. We pride ourselves on being the best at what we do. We provide access to many national carriers and markets yet remain a true local agency with face to face service and deep ties to our community. It has always been our philosophy to give back and support charitable causes and programs whenever possible. We believe serving our community means being a trusted business partner and also sharing our success with those who strive to make our community better. “If we do well, we will do good.”

We are excited to celebrate our 90th anniversary this year, and through those nine decades this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on Twitter.com (@holmesmurphyins), or Facebook, or Instagram.

Coterie Advisory Group, Inc., located in Denver, Colorado, stands out as a national insurance program manager and consultative advisor, specializing in delivering Affordability-Based Medical Plan Strategies. Their focus is on addressing the unique needs of a diverse range of clients, from local small businesses to large national companies in the service industry. This includes working with major clients like Red Robin International in the specialty food retailers sector, managing over 560 participants. Their expertise is particularly evident in the specialty food retailers industry, where they have demonstrated significant proficiency. As a local brokerage firm, they offer a disciplined approach to understanding the specific market and business needs of their clients, tailoring their strategies accordingly. This includes providing customized Statistical Modeling Reports to guide decision support and determine suitable benefit levels and price points for client offerings. Coterie Advisory Group employs an integrated market approach, effectively bringing proprietary and innovative products to the market through various channels and distribution partners. These products are crafted to meet the evolving needs of the marketplace, with a focus on affordability-based medical plan strategies. Their client base is extensive, covering small employer groups, large employer groups, franchise groups, and those in the gig economy. Additionally, they cater to a wide range of eligible classes, including part-time, full-time hourly, temporary, seasonal, and independent contractors. Their offerings are not only relevant and meaningful but also market-leading, addressing real-world problems and significantly impacting consumers' lives. These include their Fundamental Care® programs, which are uniquely designed for niche markets. These plans are structured to be highly affordable, offering upfront, day-one benefits, and are suitable for various classes of employees, including those in small to mid-size businesses, part-time, full-time hourly, and seasonal employees at enterprise-level companies, as well as independent contractors and gig-economy workers. Founded by a team of seasoned insurance and benefits professionals, Coterie Advisory Group's experience spans decades, with a history of working with some of the nation's largest service industry employers. This depth of experience allows them to understand and effectively address the unique needs of a variable hour workforce, offering solutions that not only provide necessary healthcare but also improve recruiting and reduce turnover for companies.

Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Established and headquartered in Denver, Colorado in 1998 by its founder Saul Locker, Alexander Benefits Consulting has differentiated itself as an early thought leader in the areas of health and welfare benefit solutions for the Healthcare, Finance, Manufacturing and Non-Profit Industries. Our organization is a leading benefits brokerage firm with both a national and local emphasis. The combined expertise and knowledge of our staff at Alexander Benefits Consulting brings great value to our clients. From entrepreneurial backgrounds to HR administration, we know how to incorporate a total human resource capital management approach to solving the challenges in today’s benefits marketplace.