Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including: • Benefits administration technology for a streamlined enrollment process • Customizable selection of voluntary benefits that employees want and need • Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers • Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members For brokers and agents, Optavise is an opportunity to represent a company that’s changing the game in employee benefits and to be rewarded for hard work. Our comprehensive benefits solution delivers measurable outcomes for employers, leading to greater satisfaction, higher retention rates and increased earning opportunities. Visit Optavise.com to learn more and schedule a demo. Privacy and Legal Info: Optavise.com/privacy-center

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Estes Pegram Hollifield & Associates, situated in Birmingham, AL, operates a robust and expansive office, showcasing their prominence in the insurance brokerage arena. Boasting a wealth of experience, this larger office specializes in providing comprehensive insurance solutions with a keen focus on medical and ancillary benefits for local and regional employers. Their adept team demonstrates a deep understanding of the needs specific to the nursing and residential care facilities industry, evident in their successful collaboration with top-tier clients like Collinsville Nursing Home. With over 130 participants, this partnership underscores their proficiency in tailoring insurance plans to meet the unique demands of the healthcare sector. As a proud member of a local brokerage firm, Estes Pegram Hollifield & Associates brings a personalized touch to their services. Their commitment to midsize employers reflects in their demonstrated track record, showcasing a nuanced understanding of the challenges and opportunities faced by businesses of this scale. The office's expertise extends beyond mere insurance transactions; it encapsulates a holistic approach to client relationships, ensuring that each employer receives tailored solutions aligned with their industry nuances. Estes Pegram Hollifield & Associates stands out as a reliable partner, navigating the complex landscape of insurance with finesse and dedication.

Located in Birmingham, AL, the MartinGrace Benefit Group, Inc office is a prominent hub within the larger network of this esteemed insurance broker. Boasting extensive experience, this location is adept at servicing both self-funded clients and a diverse array of local and regional employers. The office's impressive portfolio includes collaborations with notable companies such as Cory Watson PC, a legal services firm with 100+ participants, Rarestep, a computing infrastructure provider with 330+ participants, and Wolverine Tube in the nonferrous metal industry, boasting 160+ participants. Specializing in the legal services, nonferrous metal, and computing infrastructure sectors, MartinGrace Benefit Group, Inc's Birmingham office exhibits unparalleled expertise. This is further accentuated by their affiliation with a local brokerage firm, showcasing a commitment to community engagement and understanding the unique needs of the regional market. Notably, this larger office demonstrates versatility, having successfully navigated partnerships with midsize and small employers alike. With a proven track record and a focus on tailored solutions, the Birmingham location of MartinGrace Benefit Group, Inc stands as a reliable partner for employers seeking comprehensive and effective benefit strategies.

ALTERNATIVE INSURANCE RESOURCES, INC. is an insurance company based out of 1770 INDEPENDENCE COURT, VESTAVIA HILLS, Alabama, United States.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Yeary & Moore LLC is a trusted insurance broker located in Mountain Brook, Alabama. With a deep understanding of the insurance industry, they have gained a reputation for providing exceptional services to a diverse range of clients. One notable example of their expertise is their collaboration with Pack Health, A Quest Diagnostics Company, a prominent employer in the scientific research and development services industry, employing 120 individuals. Yeary & Moore LLC worked closely with Pack Health's HR and finance team to tailor a comprehensive PPO plan, PBM, and drug plan that catered specifically to the unique needs of their members. Specializing in working with self-funded employers, Yeary & Moore LLC serves clients of all sizes, ranging from large corporations to midsize and small businesses. Their client portfolio includes esteemed companies such as Arlington Properties, Montgomery Transport, LLC, Nelson Brothers, and Wood Fruitticher Grocery Co., Inc. They extend their exceptional services to clients throughout Alabama, ensuring that their insurance needs are met with utmost professionalism and expertise. Yeary & Moore LLC boasts an impressive M Score, a testament to their extensive experience and proficiency in serving clients across various industries. Their expertise extends to machinery, equipment, and supplies merchant wholesalers, grocery and related product merchant wholesalers, as well as specialized freight trucking industries. With a commitment to providing tailored insurance solutions and personalized attention, Yeary & Moore LLC stands out as a reliable insurance broker for businesses seeking comprehensive coverage and unparalleled support.

We offer a unique combination of personalized, confidential enrollment assistance, year-round benefits guidance, and benefits administration technology. Optavise unifies three of CNO’s existing Worksite brands (DirectPath, Web Benefits Design, and PMA USA) into a single go-to market brand. Optavise serves nearly 20,000 businesses and employers that include small- and medium-sized businesses and Fortune 100 companies. CNO Financial Group, Inc. (NYSE: CNO) acquired DirectPath in early 2021.

ABLE BENEFIT SOLUTIONS is a company based out of Birmingham, Alabama, United States.