Estes Pegram Hollifield & Associates, situated in Birmingham, AL, operates a robust and expansive office, showcasing their prominence in the insurance brokerage arena. Boasting a wealth of experience, this larger office specializes in providing comprehensive insurance solutions with a keen focus on medical and ancillary benefits for local and regional employers. Their adept team demonstrates a deep understanding of the needs specific to the nursing and residential care facilities industry, evident in their successful collaboration with top-tier clients like Collinsville Nursing Home. With over 130 participants, this partnership underscores their proficiency in tailoring insurance plans to meet the unique demands of the healthcare sector. As a proud member of a local brokerage firm, Estes Pegram Hollifield & Associates brings a personalized touch to their services. Their commitment to midsize employers reflects in their demonstrated track record, showcasing a nuanced understanding of the challenges and opportunities faced by businesses of this scale. The office's expertise extends beyond mere insurance transactions; it encapsulates a holistic approach to client relationships, ensuring that each employer receives tailored solutions aligned with their industry nuances. Estes Pegram Hollifield & Associates stands out as a reliable partner, navigating the complex landscape of insurance with finesse and dedication.

Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including: • Benefits administration technology for a streamlined enrollment process • Customizable selection of voluntary benefits that employees want and need • Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers • Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members For brokers and agents, Optavise is an opportunity to represent a company that’s changing the game in employee benefits and to be rewarded for hard work. Our comprehensive benefits solution delivers measurable outcomes for employers, leading to greater satisfaction, higher retention rates and increased earning opportunities. Visit Optavise.com to learn more and schedule a demo. Privacy and Legal Info: Optavise.com/privacy-center

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Yeary & Moore LLC is a trusted insurance broker located in Mountain Brook, Alabama. With a deep understanding of the insurance industry, they have gained a reputation for providing exceptional services to a diverse range of clients. One notable example of their expertise is their collaboration with Pack Health, A Quest Diagnostics Company, a prominent employer in the scientific research and development services industry, employing 120 individuals. Yeary & Moore LLC worked closely with Pack Health's HR and finance team to tailor a comprehensive PPO plan, PBM, and drug plan that catered specifically to the unique needs of their members. Specializing in working with self-funded employers, Yeary & Moore LLC serves clients of all sizes, ranging from large corporations to midsize and small businesses. Their client portfolio includes esteemed companies such as Arlington Properties, Montgomery Transport, LLC, Nelson Brothers, and Wood Fruitticher Grocery Co., Inc. They extend their exceptional services to clients throughout Alabama, ensuring that their insurance needs are met with utmost professionalism and expertise. Yeary & Moore LLC boasts an impressive M Score, a testament to their extensive experience and proficiency in serving clients across various industries. Their expertise extends to machinery, equipment, and supplies merchant wholesalers, grocery and related product merchant wholesalers, as well as specialized freight trucking industries. With a commitment to providing tailored insurance solutions and personalized attention, Yeary & Moore LLC stands out as a reliable insurance broker for businesses seeking comprehensive coverage and unparalleled support.

Valent Group (previously S.S. Nesbitt), an EBSCO Company Risk Consulting for Businesses, Employee Benefits and Individuals Valent Group provides risk consulting for employee benefits, businesses and individuals and is a division of EBSCO Industries, a multibillion dollar Forbes Top 200 privately held company. We deliver a Fortune 1000 experience that is traditionally only reserved for the largest of companies, offering services that go beyond insurance placement including: HR, Compliance, Data Analytics, Wellness Programming and Plan Design, as well as Claims Advocacy, Loss Control, Executive Risk & Succession, Cyber, Workers Comp, Facility Security and beyond. Named a Best Practices Agency by The Independent Insurance Agency & Brokers of America for the past three years, we believe great companies are built by great teams. Our team of passionate, service-oriented consultants can’t wait to serve you! Going Beyond Benefits: Our Employee Benefits Practice Lean on our team to take a data-driven look under the hood to see what’s driving your healthcare costs while also counting on us to provide innovative program design and solutions that include compliance guidance, HR consulting, wellness programming and more. Empowering Businesses: Property & Casualty Platform You can receive more services from your broker than just insurance placement. And if you’re paying too much for property & casualty services you don’t need or aren’t receiving now, there’s a better way. Our unique P&C Platform includes the business services you need, when you need them. Keeping It Personal: Comprehensive Individual Insurance Considering the benefits of bundling insurance on a car, home, boat, investment property, or vacation property? Work with our individual insurance consultants who give the next level of service that your likely not getting elsewhere.

Founded in Birmingham, Alabama, our Agency business is a leading personal lines, P&C, and benefits broker and advisor that dates back 130 years. The business today serves sophisticated clients across the entire US. Our team provides advisory and brokerage expertise across all aspects of insurance and ensures that the appropriate coverage is in place for current exposures and future risks. We monitor regulatory developments, securities litigation, corporate governance trends, and make sure your company is actively mitigating any potential impact to your bottom line. We understand that every company has a unique risk profile. We partner with you to gain a deep understanding of your business and map your current and future exposures to align with bespoke insurance solutions. From strategy discussions to claims resolution, your CAC team will consistently provide our collective experience, expertise and relationships to drive the best results.

We Protect Relationships. Every promise we make - and we mean every single one - is made on the belief that understanding is essential, trust is earned, and execution is everything. But above all else, Relationships Matter. We are committed to providing specific advice to assist in creating a customized insurance plan. By taking the time to understand our customers, both personal and commercial, we concentrate on the specific requirements needed to find the best coverages available. In addition, we help identify key areas of potential risk that may have been previously overlooked. As an independent insurance agency, we represent numerous companies, all with a history of excellent service. Through these companies, we will find the best pricing and coverage available for our customers.

Petra Risk Management Services (Petra RMS) is a full-service risk management and insurance firm focused on advising individuals and businesses on how to protect what matters most to them. Our experienced team works directly with you as a trusted advocate to develop tailored insurance plans that best fit your needs.

We offer a unique combination of personalized, confidential enrollment assistance, year-round benefits guidance, and benefits administration technology. Optavise unifies three of CNO’s existing Worksite brands (DirectPath, Web Benefits Design, and PMA USA) into a single go-to market brand. Optavise serves nearly 20,000 businesses and employers that include small- and medium-sized businesses and Fortune 100 companies. CNO Financial Group, Inc. (NYSE: CNO) acquired DirectPath in early 2021.