Summit Financial, LLC ("SF") an independent investment advisory firm is proud to continue a 4-decade legacy helping advisors elevate their businesses and deliver robust client experiences. We empower advisors and clients with first-class resources, including our fully integrated platform of top-tier services, thought leaders & innovative technology. Our advisors provide objective advice, financial planning, and investment solutions to families & individuals, family offices and select institutions. Our Professional Strategy Team of planning, insurance, and investment experts are committed to helping advisors and clients optimize results together. Summit Financial Holdings, LLC’s affiliates include, but not limited to, Summit Risk Management LLC, Summit Advisory Services LLC, Summit Services IT LLC & Summit Growth Partners LLC. Investment advisory & financial planning services offered through SF an SEC Registered Investment Advisor est. in 2018, the successor firm of all legacy investment advisory and financial planning business of Summit Equities, Inc. (SEC regd. 1991) and Summit Financial Resources, Inc. (SEC regd. 1983). Insurance offered through Summit Risk Management, LLC. The views & opinions expressed on this page are solely those of the author. SF is not affiliated with LinkedIn, Inc. Any external URLs, links or websites mentioned are unaffiliated with SF. Neither SF or its affiliates endorse 3rd-party products and services or their privacy & security policies. You should review any 3rd-party's policies and terms. We have not verified the information/opinions found on 3rd-party websites, nor do we make representations as to accuracy/completeness. We do not recommend any security, service, or product or provide investment, tax, or other advice. We cannot except endorsements & recommendations. Merchant Wealth Management Holdings, LLC, an affiliate of Merchant Investment Management, LLC, owns a minority, non-controlling interest in SF.

What makes Lockton stand apart is also what makes us better: independence. Our private ownership empowers our 12,500+ Associates doing business in over 140+ countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, we deliver the deep understanding needed to accomplish remarkable results.

Simplify Insurance, situated in Provo, UT, operates as a substantial local brokerage firm with a strong emphasis on employer benefits. This larger office stands out for its comprehensive approach, demonstrating significant expertise in addressing the unique needs of both local and regional employers. With a particular focus on medical and ancillary benefits, Simplify Insurance positions itself as a valuable resource in the dynamic Utah business landscape. The broker's success is exemplified through meaningful collaborations with top customers, including J & M Steel Solutions in the specialty trade contractors industry with 70+ participants, Kndrs in the restaurants and eating places industry with an impressive 480+ participants, and Veritas Funding in the nondepository credit intermediation industry with 100+ participants. These partnerships underscore the broker's versatility, covering industries such as specialty trade contractors, restaurants, and nondepository credit intermediation. As part of a local brokerage firm, Simplify Insurance ensures a personalized and localized approach to their services, aligning seamlessly with the specific needs of businesses in Provo. With demonstrated experience working with both midsize and small employers, this broker positions itself as a strategic partner, offering tailored benefits solutions that contribute to the success and well-being of employees and businesses in the region. Employers evaluating this Provo-based office can anticipate a collaborative and impactful partnership, benefitting from Simplify Insurance's commitment to delivering customized solutions.

Big Benefits is a highly regarded local insurance broker, with their office conveniently situated in Woods Cross, Utah. With a reputation for exceptional customer service and expertise, they have successfully catered to a wide range of clients, including large and midsize employers. One notable example of their exemplary work is their collaboration with Hadco Construction, a prominent employer in the specialty trade contractors industry, comprising 460 members. Big Benefits worked closely with Hadco Construction's HR and finance team to establish a tailored self-funding arrangement, specifically designed to address the unique needs of their members. This demonstrates Big Benefits' extensive experience and proficiency in working with self-funded employers. Additionally, this office of Big Benefits extends its services to a diverse range of employer clients, such as Mission Health Services, Tanner Memorial Clinic: Tucker Stephen R MD, and Standard Plumbing Supply, further highlighting their versatility. Operating across Ohio, Big Benefits boasts a wealth of expertise across various industries, including specialty trade contractors, offices of physicians, and hardware and plumbing and heating equipment and supplies merchant wholesalers. Their deep knowledge of these sectors allows them to provide comprehensive insurance solutions tailored to the specific requirements and challenges faced by businesses within these industries. Reviews from satisfied clients consistently praise Big Benefits for their exceptional customer service and expert guidance. With a focus on understanding their clients' needs and delivering personalized solutions, Big Benefits has earned a reputation as a trusted partner in navigating the complex insurance landscape.

Encore Benefits, located in Ogden, UT, stands out as a premier insurance broker specializing in comprehensive employer benefits solutions. With a keen focus on medical and ancillary benefits, their seasoned team boasts exceptional expertise tailored to the needs of both local and regional employers. This office has cultivated a strong track record of serving diverse industries, with notable proficiency in depository credit intermediation. Among their esteemed clientele is Cyprus Federal Credit Union, a leader in the depository credit intermediation sector based in UT. Encore Benefits has successfully catered to the specific needs of this institution, which boasts over 460 participants. This achievement underscores their ability to navigate the intricacies of the depository credit intermediation industry. Being an integral part of a local brokerage firm, Encore Benefits leverages its community-oriented approach to deliver personalized and impactful insurance solutions. Their commitment to understanding the unique challenges faced by businesses in the region sets them apart. Clients can expect a tailored approach that goes beyond the one-size-fits-all model, positioning Encore Benefits as a reliable partner in navigating the complexities of employee benefits.

With over 30 years of experience, Team Nash knows the market well. The relationships Team Nash has established with the underwriters assure clients of Team Nash the best possible rates. With a service staff of 12 employees, customers will always be able to reach a live person to assist them with any service issues that may arise. Team Nash prides itself by having more service employees than most other agencies. The motto of Team Nash is “it’s the little things”, which goes a long ways in providing top notch service. We care about our clients.

Altura Benefits | Group Health Insurance Brokers is a highly regarded local insurance broker located in Salt Lake City, Utah. Known for their exceptional customer service and expertise, they have earned a strong reputation among clients in the industry. With a focus on serving large and midsize employers, Altura Benefits | Group Health Insurance Brokers offers a range of services tailored to meet the unique needs of their clients. They possess extensive experience in working with HMOs and collaborating closely with clients to provide the best possible solutions. One notable example of their expertise is their partnership with SME Industries, Inc., a prominent employer in the foundation, structure, and building exterior contractors industry. Altura Benefits | Group Health Insurance Brokers collaborated with the HR and finance team of SME Industries, Inc. to develop a comprehensive self-funding arrangement and a customized HMO plan. These solutions were designed specifically to meet the needs of the company's 640-member workforce. Altura Benefits | Group Health Insurance Brokers demonstrates expertise across various industries, including foundation, structure, and building exterior contractors, offices of real estate agents and brokers, and medical and diagnostic laboratories. This breadth of knowledge enables them to understand the unique challenges and risks faced by businesses in these sectors and provide tailored insurance solutions. Operating primarily in Utah, Altura Benefits | Group Health Insurance Brokers is dedicated to serving clients in the region. Their roster of employer clients includes SME Industries, Inc., THG Realty, LLC, and Novarad, among others. In summary, Altura Benefits | Group Health Insurance Brokers is a reputable local insurance broker based in Salt Lake City, Utah. Their commitment to exceptional customer service, along with their expertise in working with HMOs and meeting client needs, has garnered them a strong client base. With a focus on large and midsize employers, Altura Benefits | Group Health Insurance Brokers provides customized insurance solutions across various industries, ensuring the specific needs of their clients are met effectively.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.