HUB International's Benton, Kentucky office operates as part of HUB International. Its employer clients span financial activities, healthcare and social services, professional business services, data, media and telecom, and manufacturing, and range from small and mid-sized employers to large ones. The office places both self-funded and fully insured arrangements, with work concentrated in medical coverage, PPO plans and prescription drug benefits, alongside ancillary lines and retirement plans. Its book also includes mega wrap and MEWA structures. Clients including Kentucky Nonprofit Network and Bacon Farmer Workman Retirement Plan are well rated by their employees for benefits. Example carriers include Elevance, UnitedHealthcare and Aetna.

CARY - MARTIN, TN is a standalone employee benefits brokerage office based in Martin, Tennessee. Its work centers on administrative and support services along with healthcare and social services employers, primarily mid-sized organizations. The office places fully insured medical coverage together with ancillary lines and retirement plans. Example carriers include BCBS of TN, UnitedHealthcare and Guardian Life.

The Dyersburg, Tennessee office of White & Associates Insurance serves mid-sized employers, with its work concentrated in the financial activities sector. The office places medical coverage, including self-funded arrangements, along with ancillary lines and retirement plans. Example carriers include BCBS of TN, Cigna and USAble Life.

Hibbs Insurance is a standalone employee benefits brokerage office based in Paducah, Kentucky. Its work centers on religious and non-profit organizations, primarily mid-sized employers, where it places medical coverage including PPO plans along with ancillary lines. Example carriers include Humana.

HollandStivers' Paducah, Kentucky office operates as part of the HollandStivers firm. Its work centers on employers in financial activities, with mid-sized employers making up the client base it serves. The office places fully insured medical coverage, including PPO plans and prescription drug benefits, along with ancillary lines and retirement plans. Its experience also extends to mega wrap arrangements and MEWA structures, and its book includes employers whose staff rate their benefits highly. Example carriers include Humana, Nova Healthcare Administrators and Delta Dental.

Morgan Trevathan & Gunn Inc is a standalone employee benefits brokerage office based in Benton, Kentucky. Its work centers on employers in financial activities and professional business services, and it serves mid-sized and large employer clients. The office places fully insured medical coverage, including PPO plans and prescription drug benefits, along with ancillary lines, retirement plans and MEWA arrangements. Clients including Community Financial Services, Inc. are well rated by their employees for benefits. Example carriers include Anthem BCBS and Humana.

Life Associates, Inc is a standalone employee benefits brokerage office based in Benton, Kentucky. Its work centers on employers in financial activities, construction and retail services, generally mid-sized and large organizations. The office places fully insured medical coverage, including PPO arrangements, along with ancillary lines, retirement plans and MEWA arrangements. Example carriers include Elevance, Anthem BCBS and QBE.

The Murray, Kentucky office of McConnell Insurance Agency, Inc. operates as part of the broader McConnell Insurance Agency, Inc. organization. Its work centers on mid-sized employers in retail services, utilities and wholesale trade. The office places both self-funded and fully insured arrangements, with medical coverage alongside ancillary lines and retirement plans. Employer clients served by this office include those whose employees rate their benefits highly. Example carriers include Elevance, UnitedHealthcare and Colonial Life & Accident.