The Benefit Planning, Inc. advisors through Money Concepts have been advising clients on their options within defined benefits programs since 1991. We work with Federal and Postal employees to give them a better understanding of their government benefit package. We are happy to answer your questions about FERS, CSRS OFFSET, CSRS retirement systems, Social Security, the FERS social security bridge and Thrift Savings Plan options. Our goal is to help maximize working and retirement benefits. Money Concepts is not affiliated with LinkedIn, Inc. or LinkedIn, Inc. services. Money Concepts does not expressly or implicitly adopt or endorse expressions, opinions or content posted by fans or third-parties on LinkedIn pages. Money Concepts does not adopt or endorse products, services, advertisements, recommendations or statements and does not control, serve, adopt or endorse advertising, messages or content LinkedIn may publish or that may appear on LinkedIn or LinkedIn-affiliated sites. No part of this page is intended to make recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Non-Money Concepts URLs or external websites mentioned herein are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content of any unaffiliated site and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Through Money Concepts Capital Corp. Member FINRA /SIPC ©2014 Money Concepts. Benefit Planning, Inc. is an independent firm not affiliated with Money Concepts Capital Corp.

Shafer Insurance Agency, Inc. is one of East Tennessee’s oldest and largest independent insurance agencies. Established in 1963 by Alex A. Shafer, Sr., Shafer Insurance Agency has experienced a continued steady growth throughout the years thanks to the leadership of the second generation, Alex “Bo” Shafer Jr., and now the third generation, Andy Shafer. Taking care of our customers’ insurance needs with professional and personal service is our top priority. The phrase, “Be Safer with Shafer®” was first used by our founder, Alex Shafer, and represents the feeling of security and comfort we want all of our customers to experience. Whether we are insuring your home and car, or your business and livelihood, we want you to rest assured knowing that your insurance needs are completely met. Our team of insurance professionals has years of experience taking care of customers, making sure that their needs are met and their questions are answered. As a Shafer Insurance Agency customer, you will have your own Account Manager, so when you call, you are talking to the same individual each time. Our agency prides itself on its long term relationships with our customers and the working relationships we have with the insurance carriers we represent. These relationships are what enable us to provide our customers with exceptional coverage and extremely competitive rates. Being an Independent Agent gives us the ability to place your insurance coverage with the insurance carrier that offers the competitive pricing and specific coverages you need. We represent several AM Best A+ Rated Insurance Companies and refuse to work with substandard companies just for the sake of pricing.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

When it comes to protecting what matters most in business and everyday life, at McGriff we believe our clients should never settle for less than the best. For more than a century, we’ve relied on expertise, resources, and relationships to deliver insurance and risk management solutions focused on our clients’ priorities and what they value most. McGriff is a Marsh & McLennan Agency LLC Company. Our solutions include commercial property and casualty, corporate bonding and surety, cyber, executive risk, management and professional liability, captives and alternative risk transfer programs, employee benefits, small business and personal lines insurance. Our experienced risk management specialists develop highly tailored solutions while listening, learning, and executing with precision under the guidance of our four core principles: Integrity: We do what we say, every single time. Determination: We relentlessly pursue success on your behalf. Passion: We are specialists in our field driven to serve you. Collaboration: We build strong relationships with teammates, partners, and you to create the best solutions. The world is ever changing as is the risk environment facing businesses and individuals alike. McGriff is committed to providing our clients with the guidance necessary to help them successfully navigate their risk path. Join the thousands of businesses, organizations and individuals across the country who choose McGriff, a firm dedicated to building long-term relationships and helping protect your most valuable assets. With McGriff, you’ll never have to settle for less.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Jim Tamer and Company, headquartered in Knoxville, TN, stands as a beacon of expertise in the employee benefits brokerage landscape. With a notable history of serving a diverse client base, including esteemed organizations such as Nephron Pharmaceuticals Corp., Nephron Pharmaceuticals Corporation, and the National Center for Children and Families, their team brings a wealth of knowledge and experience to the table. Specializing in crafting customized benefits solutions, they have a particular knack for navigating the complexities of self-funded plans for employers. Their approach is characterized by a commitment to understanding the unique needs of each client, ensuring that the solutions provided are not only effective but also sustainable in the long term. With Jim Tamer and Company, businesses find not just a broker, but a partner dedicated to their health benefits success.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

We’re LBMC Employment Partners — for over 20 years we have been providing top-to-bottom employee benefits brokering, human resources consulting and PEO services to businesses of all sizes. We have offices in Nashville (Brentwood), Knoxville, and Chattanooga, TN. LBMC Employment Partners is the only Tennessee-based PEO to receive the Certified Professional Employment Organization (CPEO) designation.

Based out of Knoxville, Tennessee, JHD Capital Consulting is a trusted local resource for employers seeking comprehensive employee benefits solutions. With a focus on personalized service and a deep understanding of the nuances of the industry, they offer tailored packages to meet the diverse needs of businesses, including those exploring self-funded options. Their expertise extends to clients like INVO PEO, INC., showcasing their ability to navigate the complexities of benefits administration effectively. JHD Capital Consulting prides itself on fostering long-term partnerships built on trust, reliability, and a commitment to delivering tangible results for their clients.

Haren Insurance, Inc. is an insurance company based out of 240 FOREST AVE, Chattanooga, Tennessee, United States.