Insurance that works for you. At Higginbotham, you are at the center of everything we do. The people you care about, your community, your business, your success–we listen to what’s most important to you, because that’s what’s most important to us. Whether you’re searching for customized insurance, HR or financial solutions to protect your home, car, health, business or employees, our specialists are here to serve you, the people you care about, and your success. People-first service drives us. Leading with value defines us. But you make us.

We have been providing benefits consulting to businesses of all sizes since 1978. Today we continue the same commitment to customer loyalty, customer service, and putting the client first. We provide the benefit solutions, insight and support that help you create optimal value for your business.We are a company that truly cares about our clients, employees and their families.

At Brown & Brown, we focus on keeping our customers at the center of every strategic decision we make. Whether it is recruiting new teammates, negotiating with carrier partners or investing in innovative solutions. Leveraging our national resources and delivering local service allows us to build long-standing relationships. This enables our customers to better protect their assets, improve their bottom line and recruit and retain the best talent in their industries. What differentiates us: We design custom solutions for your exact needs We provide the personalized service you want from a local agency and the exceptional protection you expect from the sixth largest broker in the US We always do what is best for our customers We offer knowledge you can trust and strive to deliver superior customer service We have been providing strategic benefits consulting & risk management solutions to individuals and businesses across for decades. Today, our teammates handle accounts of all sizes in all industries. As one of Brown & Brown's largest Southeastern operations, our office provides a comprehensive range of insurance brokerage and consulting services.

Alera Group, Inc., based in Nashville, TN, stands out as a significant player in the insurance brokerage landscape, particularly noted for their adept handling of both midsize and large employers. Their larger office size in Nashville is a testament to their capacity to serve a diverse range of clients with professionalism and expertise. Notably, Alera Group demonstrates a strong proficiency in working with self-funded clients, a crucial aspect for businesses seeking tailored insurance solutions. Their client portfolio is impressive and varied, indicating their ability to navigate different industry requirements with ease. For instance, they have successfully catered to Advancedhealth PC in the offices of physicians industry, providing services to over 1040 participants. This showcases their skill in managing extensive client needs in a critical sector like healthcare. Additionally, their work with Commercial Insurance Associates, an entity within the agencies, brokerages, and insurance-related activities industry, serving over 130 participants, further underscores their versatility and comprehensive knowledge of varied insurance landscapes. In the nursing and residential care facilities industry, Alera Group has provided exemplary service to Vanguard Healthcare Services for over 120 participants, demonstrating their adaptability and depth of understanding in different industry needs. Their significant expertise across offices of physicians and nursing and residential care facilities industries marks them as a go-to broker for these sectors. As part of a large national insurance brokerage firm, Alera Group in Nashville combines the personalized attention of a local broker with the resources and breadth of a national entity. This blend of local understanding and national reach makes them a preferred choice for employers in Nashville and the surrounding regions, seeking robust and customized insurance solutions.

The MJ Companies were founded by Michael M. Bill and James Ritter 60 years ago. Our story is one of humble beginnings and a pursuit of ingenuity. Founded in 1964, we started our journey with just two individuals and a vision to bring more to the industry. Since then, we have become one of the largest privately held insurance agencies in America, with over 250 dedicated associates serving clients in every state across the nation and over 50 countries worldwide. Our diverse range of personalized services, including commercial and personal insurance, risk management, employee benefits, retirement, compensation, and total rewards consulting, have helped us earn the trust of our clients and establish ourselves as industry leaders. It’s been a busy 60 years at The MJ Companies. The timeline below tells the story of our growth and success. We’d love to tell you more about the ways we help you grow and succeed, too.

We’ve been here in Music City, helping businesses experience the sweet sounds of success, since 2011. Do HR outsourcing solutions with exceptional follow-through sound like an award-winning melody to you? Give us a call today to speak with one of our friendly sales representatives.

Apex Benefits is dedicated to helping small businesses thrive. With our extensive experience in employee benefits, we provide tailored, cost-effective solutions, whether it’s through a Captive, Level funding, a PEO partnership or an Individual Coverage HRA (ICHRA). We’re here to support your company’s growth and your employees’ well-being.