Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Naile Palaj's Adrian, MI location stands out as a reputable insurance broker, specializing in delivering expert services to local and regional employers. With a keen focus on medical and ancillary benefits, this office boasts a profound understanding of the unique needs and challenges faced by businesses in the area. One of Naile Palaj's notable achievements is its successful partnership with Dominion Technologies Group, a key player in the general purpose machinery manufacturing industry. This collaboration has seen Naile Palaj providing comprehensive insurance solutions to over 320 participants within the company. Such a significant client relationship underscores the broker's ability to cater to the diverse needs of sizable organizations. Situated within a local brokerage firm, Naile Palaj's Adrian office leverages its community connections to provide personalized service and tailor-made insurance solutions. The team's commitment to understanding the intricacies of the local market ensures that employers receive not only competitive options but also insights that align with the region's specific dynamics. With a proven track record in serving businesses of varying sizes, Naile Palaj's Adrian, MI location emerges as a reliable partner for employers seeking top-notch expertise and customized insurance solutions in the ever-evolving landscape of employer benefits.

USI Consulting Group (USICG), an industry leading, full-service retirement plan consulting and benefits administration firm, has been helping employers enable their workforce to successfully plan and invest for retirement for over 45 years. What makes us unique is our depth of invaluable resources solely focused on the retirement plan market – delivering independent, comprehensive guidance and innovative, flexible retirement plan solutions to meet the changing needs of employers and their employees. Our integrated team of highly skilled professionals provides specialized expertise in retirement plan, investment, actuarial and benefits consulting for over 3,800 clients across the United States. Our clients consist of public and private sector employers, not-for-profit organizations, as well as Fortune 500 companies. USICG is a wholly-owned subsidiary of USI Insurance Services (“USI”) – the second largest privately-held insurance broker in the United States. Investment Advice for certain institutional accounts is provided by USI Advisors, Inc., a SEC registered investment advisor. 860.633.5283. Securities offered through USI Securities, Inc., a SEC registered broker-dealer. Member FINRA/SIPC (for more information on membership, please go to www.FINRA.org and www.SIPC.org). Broker-Dealer Office of Supervisory Jurisdiction: 95 Glastonbury Blvd., Suite 102 | Glastonbury, CT | 06033 | 860.652.3239. Both USI Advisors, Inc. and USI Securities, Inc. affiliates of USI Consulting Group: none of which offer legal or tax advice. Investment advisory firms, broker-dealers and/or their representatives may only transact business and/or respond to inquiries in jurisdictions in which they are properly registered and/or licensed. The information provided within this website is not investment, securities or insurance advice and does not constitute an offer or solicitation. (06-2013)

Supplemental Benefits Exchange is a reputable insurance broker with a strong presence in Plymouth, Michigan. With extensive experience catering to the needs of large and midsize employers, Supplemental Benefits Exchange has established itself as a reliable partner in the insurance industry. Their expertise particularly shines when working with self-funded employers, utilizing their knowledge to provide tailored solutions and deliver value to clients. One standout example of their capabilities is their successful collaboration with Ciena Healthcare, an employer in the health care and social assistance industry. Supplemental Benefits Exchange worked closely with Ciena Healthcare's HR and finance team to implement a self-funding arrangement, PPO plan, pharmacy benefit management, and drug plan specifically designed to address the unique requirements of their 10,440 members. Supplemental Benefits Exchange's commitment to excellence is further demonstrated by their impressive M Score, reflecting their vast experience and proficiency in serving clients across various sizes and industries. Their expertise extends to personal services, automobile dealerships, as well as ship and boat building industries. Operating in Michigan, this particular location of Supplemental Benefits Exchange caters to a diverse range of clients, including notable employers like Avalon & Tahoe, Big River Steel, Ciena Healthcare, and Dynamic HR Inc. With their local presence and deep understanding of the region, Supplemental Benefits Exchange is well-positioned to provide comprehensive insurance solutions that meet the specific needs of Michigan-based businesses. Overall, Supplemental Benefits Exchange is a trusted insurance broker with a strong track record, a wide range of expertise, and a commitment to delivering exceptional service to their clients

Marianne Farley's office in Toledo, OH is a trusted insurance broker with a strong reputation for serving local and regional employers in the area. With a specialized focus on medical and ancillary benefits, this office location is well-equipped to provide tailored solutions to meet the unique needs of businesses. One of the standout qualities of Marianne Farley's office is its deep expertise in industrial machinery manufacturing industries. They have successfully partnered with top-notch organizations like Balance Technology, a key player in the industrial machinery manufacturing sector based in MI. With over 140 participants in their benefits program, Marianne Farley's team has demonstrated their ability to deliver comprehensive coverage and support to businesses in this specific industry. Being part of a local brokerage firm, this office benefits from a network of resources and connections that enable them to offer a personalized and localized approach to insurance solutions. They understand the nuances of the Toledo, OH market and can navigate the intricacies of employer benefits with precision. In summary, Marianne Farley's office in Toledo, OH is a reliable partner for businesses seeking expert guidance on medical and ancillary benefits. Their track record of success in the industrial machinery manufacturing industry and their affiliation with a local brokerage firm make them a valuable choice for employers looking to secure the best insurance options for their workforce.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.