OneDigital's Worcester, Massachusetts office operates as part of the OneDigital organization. Its work centers on manufacturing employer clients of mid-sized scale, where it places medical coverage including PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Employer clients including ThermaCELL Repellents, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA.

Alera Group's Hartford, Connecticut office is part of the Alera Group network. Its work centers on employers in financial activities, primarily small employers, for whom it places fully insured medical, prescription drug and ancillary coverage. Example carriers include The Hartford, Express Scripts and BCBS of IL, MT, NM, OK, TX.

USI Insurance Services - Hartford, CT is an office of USI Insurance Services located in Glastonbury, Connecticut. Its employer clients span manufacturing, healthcare and social services, educational services, professional business services, and data, media and telecom, and range from small employers through mid-sized and large organizations. The office works extensively with self-funded arrangements alongside medical and prescription drug coverage, ancillary lines and retirement plans, and it has experience with collectively bargained groups. Clients including Connecticut Education Association, Inc. and Ventura Medstaff LLC are well rated by their employees for benefits. Example carriers placed by the office include Elevance, Cigna and UnitedHealthcare.

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

Brown & Brown - Hartford, CT is an office of Brown & Brown located in Rocky Hill, Connecticut. Its employer clients span manufacturing, healthcare and social services, retail services, construction and financial activities, and range from small and mid-sized employers through to large ones. The office places both self-funded and fully insured arrangements, with work across medical and HMO coverage, prescription drug benefits, ancillary lines and retirement plans. Its book also includes mega wrap arrangements, collectively bargained plans and MEWA structures. Clients including the Board of Trustees Fulton Fish Market Welfare Fund and Polymer Resources, Ltd. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and Aetna.

NFP - HARTFORD, CT is an office of NFP based in Farmington, Connecticut. Its work centers on mid-sized employers across healthcare and social services, educational services, financial activities, manufacturing, and real estate, rentals and leasing. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Employer clients including The Hotchkiss School and Visiting Nurse Home & Hospice are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and Aetna.

Mercer's Hartford, Connecticut office is part of the Mercer brokerage network. Its work centers on manufacturing employers, particularly large organizations, including groups with collectively bargained arrangements. The office places medical and ancillary lines coverage and works on retirement plans. Employer clients including Boehringer Ingelheim USA Corporation and Nuclear Waste Partnership LLC are well rated by their employees for benefits. Example carriers include Kaiser Permanente and Chubb Limited.

The Worcester, Massachusetts office of Alera Group serves employer clients in construction, healthcare and social services, and professional business services, working primarily with mid-sized employers. Its work spans self-funded arrangements, medical coverage, ancillary lines and retirement plans. Clients including Commodore Builders LLC are well rated by their employees for benefits. Example carriers placed through the office include Harvard Pilgrim Health Care, UnitedHealthcare and Guardian Life.

Smith Brothers - Hartford, CT is an office of Smith Brothers located in Glastonbury, Connecticut. Its employer clients span manufacturing, healthcare and social services, financial activities, construction and educational services, and range from small and mid-sized employers through to large ones. The office places both self-funded and fully insured arrangements, with medical coverage structured as PPO and HMO plans, along with prescription drug coverage, ancillary lines and retirement plans. Its work also includes mega wrap and MEWA arrangements. Employer clients including Polamer Precision Inc and United Abrasives, Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and Health New England.

Effective Approach By focusing on long term corporate goals, Lakeshore Benefit Group Insurance Brokerage, LLC develops comprehensive and competitive insurance solutions for clients. Our experienced consultants partner with clients to manage risk and develop innovative benefit strategies. The ability to attract and retain exceptional employees is critical in order to survive in today’s marketplace. Let Lakeshore Benefit Group Insurance Brokerage, LLC help your company differentiate itself by implementing creative employee benefits strategies. Committed Service The commitment to customer service sets Lakeshore Benefit Group Insurance Brokerage, LLC apart from competitors. The work of our team is not complete with the implementation of an employee benefits program. Our continuous communication with clients and their employees allows Lakeshore Benefit Group Insurance Brokerage, LLC to monitor your benefit plan in order to maximize utilization and minimize cost. The primary job of our consultants is to provide the client with answers to a specific insurance related question as well as general administrative and employee benefit related questions. Lakeshore Benefit Group Insurance Brokerage, LLC values its relationships with clients and is available to help solve any administrative or claim issue that arises. Exceptional customer service is our primary objective. Successful Outcome By partnering with Lakeshore Benefit Group Insurance Brokerage, LLC you will achieve: Comprehensive insurance coverage Competitive pricing Exceptional service Administrative support