Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

The Benefit Planning, Inc. advisors through Money Concepts have been advising clients on their options within defined benefits programs since 1991. We work with Federal and Postal employees to give them a better understanding of their government benefit package. We are happy to answer your questions about FERS, CSRS OFFSET, CSRS retirement systems, Social Security, the FERS social security bridge and Thrift Savings Plan options. Our goal is to help maximize working and retirement benefits. Money Concepts is not affiliated with LinkedIn, Inc. or LinkedIn, Inc. services. Money Concepts does not expressly or implicitly adopt or endorse expressions, opinions or content posted by fans or third-parties on LinkedIn pages. Money Concepts does not adopt or endorse products, services, advertisements, recommendations or statements and does not control, serve, adopt or endorse advertising, messages or content LinkedIn may publish or that may appear on LinkedIn or LinkedIn-affiliated sites. No part of this page is intended to make recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Non-Money Concepts URLs or external websites mentioned herein are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content of any unaffiliated site and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Through Money Concepts Capital Corp. Member FINRA /SIPC ©2014 Money Concepts. Benefit Planning, Inc. is an independent firm not affiliated with Money Concepts Capital Corp.

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Ramon Financial Services, nestled in Springfield, MA, boasts an impressive track record as an insurance broker specializing in employer benefits. With a keen focus on the unique needs of local and regional employers, the Springfield office stands out for its exemplary expertise in crafting comprehensive medical and ancillary benefit packages. This branch's portfolio showcases its adept handling of diverse industries, with notable clients such as Deerfield Packaging Service in the steel product manufacturing from purchased steel sector. A stalwart in the Massachusetts industry, this firm manages benefits for over 60 participants at Deerfield Packaging, demonstrating its capacity to tailor solutions to businesses of varying sizes. Operating as a crucial player in the local brokerage landscape, Ramon Financial Services has become synonymous with proficiency in the steel product manufacturing from purchased steel domain. The firm's commitment to understanding the intricacies of this industry sets it apart, providing tailored solutions that align with the unique demands of steel manufacturing businesses. Beyond its larger clientele, Ramon Financial Services also showcases its versatility by catering to the needs of small employers. This adaptability speaks volumes about the broker's commitment to inclusivity and personalized service, making it a reliable choice for businesses of all scales. In summary, this Springfield-based office is a beacon of expertise, offering tailored insurance solutions that cater to the intricacies of both large-scale and small-scale employers in the local and regional landscape.