At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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CAMBRIDGE INSURANCE ADVISORS - BOSTON, MA

Boston, Massachusetts

Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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CAMBRIDGE INSURANCE ADVISORS - WORCESTER, MA

Worcester, Massachusetts

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INTREPID - BOSTON, MA

Needham, Massachusetts

Intrepid's Boston office, based in Needham, Massachusetts, operates as part of the Intrepid firm. It works with small and mid-sized employers across administrative and support services, manufacturing, professional business services, and wholesale trade. The office's placement work spans self-funded arrangements and medical coverage, including PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans, and mega wrap arrangements. Among its employer clients, Creative Financial Staffing is well rated by its employees for benefits. Example carriers include Aetna, BCBS of MA and Vision Service Plan.

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ATLANTIC RESOURCE GROUP, LLC - BOSTON, MA

Medfield, Massachusetts

Atlantic Resource Group, LLC's Boston office, part of Atlantic Resource Group, LLC, operates out of Medfield, Massachusetts. Its work centers on wholesale trade employers, serving small and mid-sized organizations. The office places medical coverage and ancillary lines, along with retirement plans and Mega Wrap arrangements. Example carriers include BCBS of RI, EyeMed and The Hartford.

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GALLAGHER - PROVIDENCE, RI

East Warwick, Rhode Island

Gallagher - Providence, RI is an office of Gallagher based in East Warwick, Rhode Island. Its work centers on employer clients in healthcare and social services, educational services, and manufacturing, primarily mid-sized and large employers. The office places self-funded arrangements, medical coverage, ancillary lines and retirement plans, and its book includes employers whose staff rate their benefits highly, among them Salve Regina University. Example carriers include BCBS of RI, Cigna and Harvard Pilgrim Health Care.

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NEW ENGLAND MEDICAL INSURANCE AGENCY - BOSTON, MA

Chelmsford, Massachusetts

New England Medical Insurance Agency - Boston, MA is an office of New England Medical Insurance Agency, based in Chelmsford, Massachusetts. Its work centers on manufacturing, construction and professional business services employers, primarily mid-sized organizations. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, and also handles ancillary lines and retirement plans. Among its employer clients, Drummond, Woodsum & MacMahon, P.A. is well rated by its employees for benefits. Example carriers include Harvard Pilgrim Health Care, Principal Financial and Unum.

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EPIC - BOSTON, MA

Needham, Massachusetts

EPIC - BOSTON, MA operates from Needham, Massachusetts as part of EPIC. The office works with mid-sized and large employers, with industry experience spanning construction, professional business services, real estate, rentals and leasing, and wholesale trade. Its work covers self-funded arrangements, medical coverage, ancillary lines and retirement plans. Employer clients including SEA-DAR ENTERPRISES, INC. and REX LUMBER COMPANY are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and Principal Financial.

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THE HILB GROUP - BOSTON, MA

Braintree, Massachusetts

The Hilb Group's Boston office, located in Braintree, Massachusetts, is part of The Hilb Group. It works with mid-sized and large employers across construction, financial activities, manufacturing and educational services. The office places both self-funded and fully insured arrangements, with medical and prescription drug coverage, ancillary lines and retirement plans, and it works with collectively bargained plans. Clients including the Trustees of Sheet Metal Workers' Health Plan and the Tennessee Valley Operating Engineers Health Fund are well rated by their employees for benefits. Example carriers include Elevance, UnitedHealthcare and Cigna.

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ALERA GROUP - PROVIDENCE, RI

Dartmouth, Massachusetts

Alera Group - Providence, RI is an office of Alera Group based in Dartmouth, Massachusetts. Its employer clients span professional business services, financial activities, healthcare and social services, construction, and educational services, and range from small and mid-sized employers to large ones. The office places both self-funded and fully insured arrangements, with medical coverage structured through PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Clients including Microbest, Inc. and Mikel, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and UnitedHealthcare.

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USI INSURANCE SERVICES - PROVIDENCE, RI

Warwick, Rhode Island

USI Insurance Services - Providence, RI is an office of USI Insurance Services located in Warwick, Rhode Island. Its employer clients span manufacturing, healthcare and social services, professional business services, financial activities, and religious and non-profit organizations, and range from small and mid-sized employers to large ones. The office places self-funded arrangements alongside fully insured medical coverage including PPO and HMO plans, prescription drug benefits and ancillary lines, and also works on retirement plans. Its book includes mega wrap arrangements and collectively bargained plans. Clients including Hinckley, Allen & Snyder LLP and Encore Holdings, LLC are well rated by their employees for benefits. Example carriers include BCBS of RI, Cigna and UnitedHealthcare, with retirement plan work involving administrators such as Cornerstone Retirement Plan Admin.

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CRONINGERVINO INSURANCE - BOSTON, MA

Boston, Massachusetts

CroningerVino Insurance is a standalone employee benefits brokerage office based in Boston, Massachusetts. Its work centers on mid-sized employers in professional business services, where it places medical coverage along with ancillary lines and retirement plans. BCBS of MA is one example of the carriers it works with.

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