At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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CAMBRIDGE INSURANCE ADVISORS - WORCESTER, MA

Worcester, Massachusetts

Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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CAMBRIDGE INSURANCE ADVISORS - BOSTON, MA

Boston, Massachusetts

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COMPREHENSIVE INSURANCE PROVIDERS - BOSTON, MA

Cambridge, Massachusetts

Comprehensive Insurance Providers - Boston, MA is an office of Comprehensive Insurance Providers, based in Cambridge, Massachusetts. Its work centers on healthcare and social services, professional business services, and wholesale trade employers, and it serves mid-sized employers. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, prescription drug benefits, ancillary lines, and retirement plans. Employer clients including SCPharmaceuticals, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and UnitedHealthcare.

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STARKWEATHER & SHEPLEY - BOSTON, MA

Westwood, Massachusetts

Starkweather & Shepley's Boston office, part of Starkweather & Shepley, operates out of Westwood, Massachusetts. Its work centers on healthcare and social services employers as well as restaurants, bars and accommodation services businesses, generally small and mid-sized employers. The office places fully insured medical coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include BCBS of MA and Unum.

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NEW ENGLAND MEDICAL INSURANCE AGENCY - BOSTON, MA

Chelmsford, Massachusetts

New England Medical Insurance Agency - Boston, MA is an office of New England Medical Insurance Agency, based in Chelmsford, Massachusetts. Its work centers on manufacturing, construction and professional business services employers, primarily mid-sized organizations. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, and also handles ancillary lines and retirement plans. Among its employer clients, Drummond, Woodsum & MacMahon, P.A. is well rated by its employees for benefits. Example carriers include Harvard Pilgrim Health Care, Principal Financial and Unum.

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STRATEGIC BENEFIT ADVISORS - WORCESTER, MA

Southborough, Massachusetts

Strategic Benefit Advisors - Worcester, MA is an office of Strategic Benefit Advisors, based in Southborough, Massachusetts. Its work centers on educational services and healthcare and social services employers, and it serves large employers. The office places self-funded arrangements and medical coverage, along with ancillary lines, retirement plans and benefits for collectively bargained groups. Example carriers include BCBS of MA, Tufts Health Plan and Securian Financial.

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SMITH BROTHERS - WORCESTER, MA

Oxford, Massachusetts

Smith Brothers - Worcester, MA is an office of Smith Brothers located in Oxford, Massachusetts. Its work centers on mid-sized employers in financial activities, professional business services, retail services and wholesale trade. The office places self-funded arrangements and medical coverage, along with ancillary lines and retirement plans. Among its employer clients, Consulting Engineering Services is well rated by its employees for benefits. Example carriers include ConnectiCare, Guardian Life and Wellmark BCBS of IA.

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USI INSURANCE SERVICES - PROVIDENCE, RI

Warwick, Rhode Island

USI Insurance Services - Providence, RI is an office of USI Insurance Services located in Warwick, Rhode Island. Its employer clients span manufacturing, healthcare and social services, professional business services, financial activities, and religious and non-profit organizations, and range from small and mid-sized employers to large ones. The office places self-funded arrangements alongside fully insured medical coverage including PPO and HMO plans, prescription drug benefits and ancillary lines, and also works on retirement plans. Its book includes mega wrap arrangements and collectively bargained plans. Clients including Hinckley, Allen & Snyder LLP and Encore Holdings, LLC are well rated by their employees for benefits. Example carriers include BCBS of RI, Cigna and UnitedHealthcare, with retirement plan work involving administrators such as Cornerstone Retirement Plan Admin.

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BOSTON BENEFIT PARTNERS, LLC - BOSTON, MA

Boston, Massachusetts

Boston Benefit Partners, LLC operates an office in Boston, Massachusetts, as part of the Boston Benefit Partners, LLC organization. The office works with small, mid-sized and large employers across manufacturing, professional business services, educational services, healthcare and social services, and construction. Its placements span self-funded arrangements and medical coverage, including PPO and HMO plans, along with prescription drug, ancillary lines and retirement plans. The office also handles mega wrap and collectively bargained arrangements. Employer clients including Union Square Hospitality Group, LLC and Wilson Language Training Corporation are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and UnitedHealthcare.

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CRONINGERVINO INSURANCE - BOSTON, MA

Boston, Massachusetts

CroningerVino Insurance is a standalone employee benefits brokerage office based in Boston, Massachusetts. Its work centers on mid-sized employers in professional business services, where it places medical coverage along with ancillary lines and retirement plans. BCBS of MA is one example of the carriers it works with.

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BROWN & BROWN - WORCESTER, MA

Southborough, Massachusetts

Brown & Brown - Worcester, MA is an employee benefits brokerage office located in Southborough, Massachusetts, operating as part of Brown & Brown. The office works with employer clients across educational services, healthcare and social services, manufacturing, professional business services, and financial activities, and its book spans small, mid-sized and large employers. Its work covers self-funded arrangements alongside medical coverage placed through PPO and HMO structures, prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap arrangements and collectively bargained benefits. Employer clients including Solid Biosciences Inc and Sierra Bravo Corporation are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MA, Cigna and UnitedHealthcare.

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