At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Tzedakah House LLC, based in New Haven, CT, is a prominent insurance broker with a larger office, specializing in comprehensive solutions for employer benefits. Their substantial expertise in medical and ancillary benefits positions them as a trusted partner for both local and regional employers. Noteworthy clients such as Braxton Manufacturing Co in the machine shops; turned product; and screw, nut, and bolt manufacturing industry with 190+ participants, and Tower Laboratories in the pharmaceutical and medicine manufacturing sector with 270+ participants, underscore their proficiency in diverse industries. Operating within the thriving business community of New Haven, Tzedakah House LLC seamlessly combines local insights with industry-specific knowledge. Their demonstrated experience across pharmaceutical and medicine manufacturing, as well as machine shops; turned product; and screw, nut, and bolt manufacturing industries, showcases a versatile skill set to address the unique needs of businesses in these sectors. As part of a local brokerage firm, Tzedakah House LLC brings the advantages of regional familiarity and a client-centric approach. Their demonstrated experience with midsize employers further emphasizes their ability to tailor benefits solutions effectively, making them a strategic partner for businesses in New Haven, CT, seeking comprehensive and customized insurance options.

Otterstedt Insurance Agency, located in New York, NY, boasts a prominent presence as a larger office, specializing in comprehensive insurance solutions for both local and regional employers. With a dedicated focus on medical and ancillary benefits, this agency stands out for its exceptional expertise in catering to the unique needs of businesses in the medical and diagnostic laboratories as well as basic chemical manufacturing industries. Demonstrating a track record of success, Otterstedt Insurance Agency has cultivated strong relationships with notable clients such as Collagen Matrix and Kobo Products. Collagen Matrix, a leader in the medical and diagnostic laboratories sector in NJ, with over 140 participants, and Kobo Products, a key player in basic chemical manufacturing, also with 140+ participants, are prime examples of the agency's prowess in delivering tailored insurance solutions to diverse industries. As a part of a local brokerage firm, this office location benefits from a collaborative and community-oriented approach, enhancing its ability to understand and address the specific needs of midsize employers. With a proven commitment to excellence and a keen understanding of the intricacies within the medical and chemical manufacturing sectors, Otterstedt Insurance Agency in New York, NY, stands as a reliable partner for employers seeking robust and tailored insurance coverage for their workforce.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

KGK Agency Inc is a local insurance broker based in Jericho, New York, providing comprehensive insurance solutions to clients across the state. With a focus on servicing midsize employers, they have built a reputation for their expertise in the securities and commodity contracts intermediation and brokerage industries. Their office location in Jericho has successfully partnered with prominent companies like David Lerner Associates, Inc., a leading employer in the industry. KGK Agency Inc collaborated closely with the HR and finance team at David Lerner Associates, Inc. to develop a tailored HMO plan that met the unique needs of their 180 members. While KGK Agency Inc has received some lower reviews from certain customers, it presents an opportunity for potential partners to evaluate and address any areas of concern. However, the success story of their collaboration with David Lerner Associates, Inc. stands as a testament to their ability to provide effective insurance solutions. Their expertise in understanding the specific requirements of the securities and commodity contracts intermediation and brokerage industries allows KGK Agency Inc to deliver comprehensive and customized coverage options. As a reliable insurance broker, KGK Agency Inc aims to provide exceptional service and tailored insurance solutions to meet the needs of their clients. With a strong presence in New York and their specialization in the aforementioned industries, they are well-equipped to assist midsize employers and ensure their insurance needs are met with professionalism and expertise.

Aisling Partners' Bridgeport, Connecticut location stands out as a larger office within the local brokerage landscape, distinguishing itself through a robust portfolio of expertise and client relationships. This office is particularly adept in handling the unique needs of both small and midsize employers, showcasing a deep understanding of varied organizational structures and requirements. Their proficiency is especially notable in working with self-funded clients, indicating a capacity to offer tailored solutions that align with the specific financial and operational frameworks of these businesses. The Bridgeport office's experience spans across diverse industries, reflecting their adaptability and broad skill set. Notably, they have demonstrated great expertise in depository credit intermediation, educational services, and individual and family services industries, which points to their ability to navigate complex and highly regulated sectors. The client roster of Aisling Partners in Bridgeport includes prominent local and regional employers, exemplifying their capability to manage substantial employee benefits programs. Key clients include Community Health Network of Connecticut in the agencies, brokerages, and insurance-related activities industry, with over 590 participants; Food Automation Service Techniques in the navigational, measuring, electromedical, and control instruments manufacturing industry, with over 70 participants; and Gilead Community Services in the community food and housing, and emergency and relief services industry, also with over 70 participants. This diverse client base underlines Aisling Partners’ Bridgeport office's ability to offer customized and effective insurance solutions, catering to the distinct needs of each employer and their workforce. Their role as part of a local brokerage firm further emphasizes their commitment to personalized service and deep community ties. This combination of broad industry expertise, a focus on both small and midsize employers, and a strong local presence makes Aisling Partners' Bridgeport office a compelling choice for employers seeking comprehensive and customized insurance brokerage services.

Wade Johnson USI, located in the heart of New York, NY, stands out as a premier insurance broker specializing in employer benefits. With a dedicated focus on medical and ancillary benefits, this office boasts a wealth of expertise in catering to the unique needs of local and regional employers. Their commitment to excellence is evident in their successful partnerships, including the Northland Dealers Investment Group, a prominent player in the automobile dealers industry based in MN, boasting a participant count exceeding 40. What sets Wade Johnson USI apart is not just their extensive client portfolio but also their in-depth knowledge of specific sectors, such as the automobile dealers industry. Demonstrating a remarkable understanding of the nuances within this sector, they have become a trusted advisor for businesses seeking tailored insurance solutions. As a key player in the local brokerage firm scene, this office brings a personalized touch to the insurance brokerage experience. Their proactive approach and commitment to staying abreast of industry trends make them an invaluable resource for employers navigating the complex landscape of employee benefits. For those seeking a reliable partner in optimizing their benefits offerings, Wade Johnson USI in New York, NY, emerges as a strategic choice with proven expertise and a local touch.

Epic Insurance Brokers & Consultants in Bridgeport, CT, operates as a robust and expansive office catering to the diverse needs of local and regional employers. This larger office stands out for its profound expertise in employer benefits, specializing in medical and ancillary coverage. Their adept team brings a wealth of experience, particularly in serving midsize and small employers. Distinguishing themselves in the architectural, engineering, and related services industries, Epic Insurance has successfully navigated the complexities of this sector, earning the trust of prominent clients like 626 Opco and Rotating Machinery Services. Notably, 626 Opco, a key player in the commercial and industrial machinery and equipment industry based in FL, entrusts Epic Insurance with the well-being of over 190 participants. Similarly, Rotating Machinery Services, an entity in the architectural, engineering, and related services industry based in PA, relies on Epic for the benefit coverage of their 90+ participants. As a vital part of a regional insurance broker firm, this office taps into a broader network, enhancing its ability to deliver tailored solutions. Whether working with large corporations or small enterprises, Epic Insurance Brokers & Consultants in Bridgeport stands out for its comprehensive approach, making them a valuable partner for employers seeking unparalleled benefits solutions.