Armfield Harrison & Thomas is a reputable regional insurance broker with an office located in Holmdel, New Jersey. With a strong focus on serving clients of large and midsize employers, they have established themselves as a trusted partner in the insurance industry. A notable example of their expertise is their collaboration with Fi-Tek, a leading employer in the computer systems design and related services industry, employing 130 members. Armfield Harrison & Thomas worked closely with the HR and finance team at Fi-Tek to develop a tailored pharmacy benefit management (PBM) and drug plan that caters specifically to the unique needs of their members. This showcases their strong experience in working with self-funded employers and their commitment to providing customized insurance solutions. With an extensive portfolio of employer clients in the Holmdel, New Jersey area, Armfield Harrison & Thomas has developed a solid reputation for delivering exceptional insurance services. Their roster of clients includes AdvantageCare Rehabilitation Services, Deep Foods Inc., Fieldstone Properties I LLC, and Fi-Tek. Armfield Harrison & Thomas's success can be attributed to their wide range of experience and expertise across client sizes and industries. They have developed strong competencies in office administrative services, health practitioners, and computer systems design and related services. This broad knowledge base enables them to provide comprehensive insurance solutions that effectively meet the needs of their diverse client base. Driven by a commitment to excellent service and a deep understanding of the insurance landscape, Armfield Harrison & Thomas is dedicated to building long-term partnerships with their clients. They strive to deliver tailored insurance coverage that provides peace of mind and addresses the specific risks and challenges faced by their clients in the ever-evolving business environment.

There are two types of employers: those that know they are paying too much for health insurance and those in denial. There is only one thing standing in the way of this becoming a reality - unwillingness to explore alternative strategies. Two decades of managed care has sheltered employers and the their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

American Corporate Benefits is a trusted local insurance broker situated in the heart of New York, New York. With a solid track record of delivering exceptional services, they have established themselves as a reliable partner in the insurance industry. One remarkable example of their expertise is their collaboration with the Board of Trustees of The Ibew Local 25 Health & Benefit Fund, a prominent employer in the building equipment contractors industry, boasting a membership of 1720 individuals. American Corporate Benefits demonstrated their commitment to their clients by working closely with the HR and finance team of The Ibew Local 25 Health & Benefit Fund to develop a tailored PPO plan, meticulously designed to address the unique needs of their members. In addition to their specialization in creating customized solutions, American Corporate Benefits has extensive experience working with self-funded employers, providing them with valuable insights and support. Catering to a diverse range of clients, American Corporate Benefits serves large and midsize employers across various industries. Notable clients of their New York office include Elderserve Health Inc, Hebrew Home For The Aged At Riverdale, and New York Proton Center. Furthermore, they extend their services to clients throughout Virginia, ensuring a wide geographic reach. With their deep expertise in the healthcare and social assistance, outpatient care centers, and building equipment contractors industries, American Corporate Benefits brings unparalleled knowledge to the table. Clients consistently praise their high-quality customer service and industry expertise, as reflected in their exceptional client ratings.

Nj Group Services LLC, located in the heart of New York, NY, stands as a reputable insurance broker specializing in delivering comprehensive benefits solutions to local and regional employers. With a keen focus on medical and ancillary benefits, this office has proven expertise across diverse industries, including computer systems design, cut and sew apparel manufacturing, and retail trade. Demonstrating a nuanced understanding of employer needs, Nj Group Services LLC caters to midsize businesses, offering tailored insurance solutions that align with the unique demands of each industry. Their portfolio includes esteemed clients such as Diaspark, a leader in computer systems design, boasting 120+ participants, Nj Makers Corp in cut and sew apparel manufacturing with 100+ participants, and Oracle Financial Services Software in the retail trade industry with an impressive participant count of 310+. Being an integral part of a local brokerage firm, Nj Group Services LLC brings a localized approach to insurance, ensuring that businesses receive personalized attention and solutions. The office's commitment to excellence is evident in its track record of successfully navigating the intricacies of the insurance landscape, making them a trusted partner for employers seeking reliable and tailored benefits packages in the dynamic business environment of New York.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer