Development & Benefit Associates, based in Troy, AL, stands as a notable local brokerage firm, distinguished for its adept handling of employer benefits. With a strong focus on large employers, they bring a wealth of expertise, particularly in managing benefits for self-funded clients. This experience has made them a valuable partner for both local and regional employers, ensuring that their unique needs are met with precision and care. One of the hallmarks of Development & Benefit Associates is their deep-rooted understanding of the general freight trucking industry. This is exemplified by their successful collaboration with top customers like Wiley Sanders Truck Lines. Based in Alabama, Wiley Sanders Truck Lines, operating in the general freight trucking sector, has entrusted Development & Benefit Associates to manage benefits for over 1180 participants. This partnership underscores the broker's ability to handle complex benefit requirements for a large workforce effectively. The firm's proficiency isn't just limited to the freight trucking industry; they have demonstrated a versatile capability to cater to various sectors. Their experience with sizable employers indicates a robust infrastructure and a team adept at navigating the complexities of diverse benefit needs. This versatility makes them a prime choice for businesses seeking a broker that can adapt to the multifaceted nature of employee benefits management. In summary, Development & Benefit Associates in Troy, AL, embodies a blend of local understanding and industry-wide expertise, making them a go-to broker for businesses seeking comprehensive and tailored benefits solutions.

Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including: • Benefits administration technology for a streamlined enrollment process • Customizable selection of voluntary benefits that employees want and need • Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers • Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members For brokers and agents, Optavise is an opportunity to represent a company that’s changing the game in employee benefits and to be rewarded for hard work. Our comprehensive benefits solution delivers measurable outcomes for employers, leading to greater satisfaction, higher retention rates and increased earning opportunities. Visit Optavise.com to learn more and schedule a demo. Privacy and Legal Info: Optavise.com/privacy-center

With an office in Mobile, AL, Coastal Workplace Benefits helps businesses along the Gulf Coast design unique benefit strategies and cost containment solutions. We pride ourselves in providing unparalleled service and being available for our customers and their employees when they need us. The team at Coastal Workplace Benefits designs benefit plans that not only meet your objectives, but also your budget. Our extensive knowledge of the local markets and our close insurance carrier relationships allow us to ensure your benefits are competitive and that your employees feel valued and secure. We go the extra mile to make sure your employees are getting the most they can out of the benefits you offer. Our team is comprised of specialists across many facets of the benefits market including compliance, technology, partially and self-funded products and group benefits. Our depth of knowledge and experience allows us to provide cutting edge solutions with a local feel and personal touch.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

Founded in Birmingham, Alabama, our Agency business is a leading personal lines, P&C, and benefits broker and advisor that dates back 130 years. The business today serves sophisticated clients across the entire US. Our team provides advisory and brokerage expertise across all aspects of insurance and ensures that the appropriate coverage is in place for current exposures and future risks. We monitor regulatory developments, securities litigation, corporate governance trends, and make sure your company is actively mitigating any potential impact to your bottom line. We understand that every company has a unique risk profile. We partner with you to gain a deep understanding of your business and map your current and future exposures to align with bespoke insurance solutions. From strategy discussions to claims resolution, your CAC team will consistently provide our collective experience, expertise and relationships to drive the best results.

Petra Risk Management Services (Petra RMS) is a full-service risk management and insurance firm focused on advising individuals and businesses on how to protect what matters most to them. Our experienced team works directly with you as a trusted advocate to develop tailored insurance plans that best fit your needs.

Founded in 1954, Palomar Insurance is one of the oldest independent agencies in the Southeast. We serve both domestic and international customers and design insurance programs that fit their financial and risk needs. Our corporate office is located in Montgomery, AL with business offices in Kennesaw, GA, Chattanooga, TN, Greenville, SC, Birmingham, Mobile, and Troy, AL.