Towne Insurance Agency, a local insurance broker based in Virginia Beach, Virginia, is known for their expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, they have successfully collaborated with numerous companies, including National Coatings, an 80-member employer in the building finishing contractors industry. Towne Insurance Agency partnered closely with National Coatings' HR and finance team to establish a customized self-funding arrangement, specifically designing a PPO plan that caters to the unique needs of their members. Their track record showcases strong capabilities in working with self-funded employers and effectively addressing member needs through PPOs. Serving clients across a spectrum of sizes and industries, Towne Insurance Agency has built relationships with large, midsize, and small employers such as First Team Toyota, American GFM Corporation, Comfort Systems of Virginia, Inc., and Eastern Carolina Vocational Center. Operating throughout Virginia, this particular office of Towne Insurance Agency extends its services to clients across the state. Thanks to their extensive experience and expertise, they have earned a good M Score, demonstrating their proficiency in meeting the insurance requirements of clients in various industries, including metalworking machinery manufacturing, home health care services, and vocational rehabilitation services. With their commitment to personalized service and comprehensive insurance solutions, Towne Insurance Agency is a trusted partner for businesses seeking reliable coverage tailored to their specific needs.

Design Benefits Inc., based in Charlottesville, VA, is a seasoned player in the insurance brokerage industry, with over 35 years of experience. Their services cater to a diverse range of clients, including individuals, employers, and employees, with a particular focus on midsize employers. The firm's expertise lies in creating tailored insurance and employee benefit programs, especially in the fields of health, life, disability, and retirement benefits. Their clientele includes prominent organizations such as Perry Engineering Company in the specialty trade contractors industry, boasting over 100 participants, and the Southern Environmental Law Center in the legal services sector, serving more than 170 participants. This highlights their proficiency in dealing with companies in the legal services industry. As a local brokerage firm, Design Benefits Inc. prides itself on its deep understanding of the regional market dynamics and employer needs. Their approach is centered around building long-term relationships with their customers, striving to not just meet, but anticipate and fulfill their evolving insurance and benefit requirements. This customer-centric philosophy, combined with their comprehensive range of services, positions them as a reliable partner for businesses seeking to enhance their employee benefits offerings.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

The Frieden Agency, located in Virginia Beach, Virginia, is a leading regional insurance consultant providing comprehensive services to clients across Virginia. With a strong focus on employer clients of all sizes, including large, midsize, and small businesses, The Frieden Agency boasts extensive experience and expertise in the Virginia Beach market. They have established themselves as one of the top brokerages in the area, backed by their exceptional M Score, which is a testament to their diverse range of capabilities and deep industry knowledge. One notable success story of this office is their collaboration with Thompson Trucking Inc, a prominent employer in the specialized freight trucking industry. The Frieden Agency worked closely with Thompson Trucking Inc's HR and finance team to develop a customized self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. This tailored approach addressed the unique needs of Thompson Trucking Inc's 180-member workforce, ensuring comprehensive coverage and optimized cost-efficiency. In addition to their exceptional work with Thompson Trucking Inc, The Frieden Agency serves a diverse range of employer clients, including Atlantic Dental Care PLC, Barry Robinson Center, Delight Va Beach Management LLC, and Farrell/Berglund Companies. Their expertise extends to industries such as automobile dealerships, physician offices, and eating places, where they have consistently delivered effective insurance solutions. With a wealth of experience working with self-funded employers, HMOs, PPO plan design, PBMs, and pharmacy providers, The Frieden Agency possesses the knowledge and skill set to cater to the unique needs of their clients. Their commitment to excellence and dedication to providing tailored insurance solutions have solidified their reputation as a trusted partner in the insurance industry.

The CIMA Companies, Inc. is a reputable local insurance broker located in Woodbridge, Virginia. With a strong focus on client satisfaction, they have gained a solid reputation for their exceptional customer service and expertise. The office in Woodbridge has been particularly successful in serving clients in the services (except public administration) industry, exemplified by their collaboration with St Coletta of Greater Washington, a prominent employer with 350 members. The CIMA Companies, Inc. worked closely with St Coletta's HR and finance team to devise customized insurance plans tailored to the unique needs of their members. This included the implementation of a comprehensive HMO plan, PPO plan, PBM, and drug plan. The Woodbridge office of The CIMA Companies, Inc. has extensive experience in working with clients and PPOs to cater to the specific requirements of members. Their expertise extends to clients of various sizes, ranging from large corporations to midsize employers. Apart from St Coletta of Greater Washington, they also serve notable employers such as the Armed Forces Benefit Association. This location proudly offers services to clients across the state of Virginia. With their profound understanding of the services industry (except public administration), The CIMA Companies, Inc. is well-equipped to provide tailored insurance solutions to businesses within this sector. Clients consistently praise The CIMA Companies, Inc. for their excellent customer service and expertise. Their strong track record and positive reviews reflect their commitment to delivering high-quality insurance services that meet the diverse needs of their clients.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Business Solutions, Inc, a local insurance broker headquartered in Salem, Virginia, is committed to delivering exceptional insurance solutions to clients across the state. With their expertise and dedication to customer service, they have earned high praise and ratings from satisfied clients. One notable example of their work in the Salem office is their collaboration with Turman & Assoc./Turman Hardwood, a prominent employer in the logging industry with 280 members. Business Solutions, Inc closely partnered with Turman & Assoc./Turman Hardwood's HR and finance team to design a comprehensive benefit package, including a self-funding arrangement, a customized PPO plan, and a pharmacy benefit management (PBM) and drug plan. These tailored solutions effectively meet the unique needs of the employer's members. Business Solutions, Inc brings extensive experience in working with self-funded employers and collaborating with clients and PPOs to meet member needs. Their expertise extends to serving large and midsize employers across various industries. Their client base in the Salem office includes notable organizations such as Coordinated Services Management Inc, Goodwill Industries of the Valleys Roanoke Office, National University Services Inc, and Roanoke College. This diverse portfolio showcases Business Solutions, Inc's ability to cater to the insurance needs of different sectors, including educational services, logging, and computer systems design, among others. As one of the top brokerages in the Roanoke, VA market, Business Solutions, Inc has earned a solid reputation for their extensive experience, wide-ranging expertise, and commitment to client satisfaction. Their good M Score reflects their proficiency in serving clients of varying sizes and industries. Clients consistently laud Business Solutions, Inc for their excellent customer service and insurance expertise. With a focus on delivering tailored solutions and a deep understanding of the insurance landscape, they continue to be a trusted partner for businesses in Virginia seeking reliable insurance coverage.

Faison Group Benefits, a local insurance consultant based in Ashland, Virginia, is renowned for their exceptional service and expertise in the insurance industry. They proudly serve clients across Florida, Virginia, South Carolina, California, and New Hampshire, offering comprehensive insurance solutions tailored to their clients' needs. One notable example of their successful client engagement is their collaboration with Speech Rehab Services, LLC, a prominent employer in the health practitioners industry with 170 members. Faison Group Benefits worked closely with the HR and finance team at Speech Rehab Services to establish a self-funding arrangement, along with a range of insurance plans including HMO, PPO, and PBM, specifically designed to cater to the unique requirements of their members. The Ashland office of Faison Group Benefits boasts an impressive clientele, including Carr Management Inc, Kiawah Island Inn Company Benefits Plan, Barbecue Integrated Inc D/B/A Smokey Bones, and Baskervill. Their ability to serve clients of all sizes, from large corporations to midsize and small employers, has contributed to their stellar reputation. Faison Group Benefits has earned one of the highest M Scores achievable, a testament to their vast experience and expertise across various industries, client sizes, and insurance products. They have particularly strong proficiencies in the health practitioners, architectural, engineering, and related services, as well as plastics product manufacturing industries. With extensive experience in working with self-funded employers, Faison Group Benefits excels at delivering tailored solutions to meet their clients' unique needs. They have a proven track record of working closely with HMOs and PPOs, ensuring that clients receive the best possible coverage. Additionally, their expertise extends to collaborating with PBMs and other pharmacy providers to optimize prescription drug plans. Clients can trust Faison Group Benefits to provide expert guidance and personalized insurance solutions, backed by their commitment to exceptional service and industry-leading knowledge.