At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Richmond, Virginia, serving clients of varying sizes, including large and midsize employers. With their extensive experience in working with self-funded employers and their strong expertise in partnering with clients and PPOs, they excel at meeting the unique needs of their diverse clientele. A notable example of their success in the Richmond area is their collaboration with JTH Tax Inc, an esteemed employer in the accounting, tax preparation, bookkeeping, and payroll services industry, boasting a workforce of 530 members. McGriff Insurance Services worked closely with the HR and finance team at JTH Tax Inc. to establish a comprehensive self-funding arrangement. This included the implementation of an HMO plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to meet the needs of their members. The Richmond office of McGriff Insurance Services serves a range of employer clients, including Imia Group Holdings LLC, JTH Tax Inc, Tuckahoe Holdings, and Ripley Heatwole Company Inc. Their dedication to providing exceptional services and tailored insurance solutions has earned them a strong reputation in the region. With a wide range of experience and expertise across industries, McGriff Insurance Services boasts a solid M Score, indicative of their ability to deliver quality service and meet the diverse needs of their clients. They possess strong knowledge in the management of companies and enterprises, rubber product manufacturing, and nonresidential building construction industries. The Richmond location of McGriff Insurance Services continues to demonstrate their commitment to delivering comprehensive insurance solutions and personalized support to their clients in Virginia and beyond, solidifying their position as a trusted insurance brokerage in the region.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

The Financial Group of Virginia, Inc., situated in the thriving city of Richmond, VA, operates from a larger office, signifying a robust presence in the insurance brokerage landscape. With substantial expertise tailored for local and regional employers, this office excels in providing comprehensive solutions for medical and ancillary benefits. Their commitment to excellence is evident through successful partnerships with diverse clients, including Gastrointestinal Specialists in the offices of physicians industry and Immigration Centers of America-Farmville in the legal services sector, each catering to over 150 and 190 participants, respectively. The Financial Group of Virginia, Inc. showcases significant proficiency in both the offices of physicians and legal services industries. This positions them as a strategic partner capable of navigating and addressing the specific challenges presented by these specialized sectors. As part of a local brokerage firm, The Financial Group of Virginia, Inc. seamlessly integrates localized insights with industry-specific knowledge. Their demonstrated experience with midsize employers underscores their adaptability and reliability in the intricate landscape of employee benefits. Employers evaluating this office can trust The Financial Group of Virginia, Inc.'s proven track record and dedication to delivering highly effective and customized insurance solutions within the offices of physicians and legal services industries.

Who We are: Regional, independent retirement plan, employee benefits, and insurance advisory firm. We utilize a client-centric approach to ensure we understand our client's needs and values in order to help them assess risk, implement programs, and control costs related to qualified retirement plans, benefits, and commercial insurance. Our Mission: Develop long-term client relationships by delivering business solutions, expertise, and unparalleled customer service. We aim to provide the best available outcome for you and your employees. What Makes Us Unique: We only work with employers. Our commitment to consult solely in the business space leads to benefits and insurance best practices, forward-thinking business solutions and the ability to be a true partner to the clients that we serve.