D & S Agency is a trusted local insurance broker based in Lynchburg, Virginia. With their extensive experience and expertise, they have become a go-to partner for midsize employers seeking tailored insurance solutions. One notable example of their success in Lynchburg is their collaboration with Varney Inc, a prominent employer in the building equipment contractors industry with 130 members. D & S Agency worked closely with Varney Inc's HR and finance team to develop a specialized self-funding arrangement that caters to the unique needs of their members. D & S Agency has a strong track record of working with self-funded employers and excels in meeting member needs through their partnerships with Preferred Provider Organizations (PPOs). Their dedication to client satisfaction and their ability to deliver personalized insurance solutions have earned them a solid reputation in the industry. Serving clients across Florida, California, and Illinois, the Lynchburg office of D & S Agency boasts an impressive roster of employer clients, including Fink's Jewelers, Howell's Motor Freight Inc, James River Air Conditioning Company, and Plastics One Inc. This broad client base is a testament to D & S Agency's wide range of experience across various industries and client sizes. With their comprehensive expertise in building equipment contractors, specialized freight trucking, and plastics product manufacturing, D & S Agency is well-equipped to address the insurance needs of their clients. Their commitment to excellence is reflected in their favorable M Score, further solidifying their position as a trusted insurance partner in the Lynchburg area.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Faison Group Benefits, a local insurance consultant based in Ashland, Virginia, is renowned for their exceptional service and expertise in the insurance industry. They proudly serve clients across Florida, Virginia, South Carolina, California, and New Hampshire, offering comprehensive insurance solutions tailored to their clients' needs. One notable example of their successful client engagement is their collaboration with Speech Rehab Services, LLC, a prominent employer in the health practitioners industry with 170 members. Faison Group Benefits worked closely with the HR and finance team at Speech Rehab Services to establish a self-funding arrangement, along with a range of insurance plans including HMO, PPO, and PBM, specifically designed to cater to the unique requirements of their members. The Ashland office of Faison Group Benefits boasts an impressive clientele, including Carr Management Inc, Kiawah Island Inn Company Benefits Plan, Barbecue Integrated Inc D/B/A Smokey Bones, and Baskervill. Their ability to serve clients of all sizes, from large corporations to midsize and small employers, has contributed to their stellar reputation. Faison Group Benefits has earned one of the highest M Scores achievable, a testament to their vast experience and expertise across various industries, client sizes, and insurance products. They have particularly strong proficiencies in the health practitioners, architectural, engineering, and related services, as well as plastics product manufacturing industries. With extensive experience in working with self-funded employers, Faison Group Benefits excels at delivering tailored solutions to meet their clients' unique needs. They have a proven track record of working closely with HMOs and PPOs, ensuring that clients receive the best possible coverage. Additionally, their expertise extends to collaborating with PBMs and other pharmacy providers to optimize prescription drug plans. Clients can trust Faison Group Benefits to provide expert guidance and personalized insurance solutions, backed by their commitment to exceptional service and industry-leading knowledge.

We are a full service Independent Insurance Agency that represents many top rated companies. We assess risks, shop companies, & save our clients money. Our mission is to provide insurance and financial services products to Virginia residents with the highest level of extra-ordinary customer service. The Insurance Advisor is a full service Independent Insurance Agency that represents many top rated companies. We assess risks and shop companies to find the best coverage for the price. Our clients get the best value for the insurance they need. Personal Lines Insurance Products include: Auto, Home, Condos, Life, Health, Motorcycle, RV, & Boat, Mobile Homes, Residential Rental Properties. Personal Financial Products include: Life and Annuities. Business Lines Insurance Products include: Business Auto, Commercial Business, Business Property, General Liability, Workers Comp, Rental Properties, Group Health and Life. Insurance Carriers we represent included: AIC, Augusta Mutual, Anthem, Arrowhead, Blue Cross Blue Shield, BTIS, CNA, Dairyland, Donegal, Encompass, Foremost, Grange, Hagerty, Humana; Kemper, Main Street, Lincoln Financial, Mercury, MetLife Auto & Home, Mutual of Omaha, Ohio National, Safeco, Starr DoveTail, The Hartford, Titan, Travelers, Zurich, and many more.

Who We are: Regional, independent retirement plan, employee benefits, and insurance advisory firm. We utilize a client-centric approach to ensure we understand our client's needs and values in order to help them assess risk, implement programs, and control costs related to qualified retirement plans, benefits, and commercial insurance. Our Mission: Develop long-term client relationships by delivering business solutions, expertise, and unparalleled customer service. We aim to provide the best available outcome for you and your employees. What Makes Us Unique: We only work with employers. Our commitment to consult solely in the business space leads to benefits and insurance best practices, forward-thinking business solutions and the ability to be a true partner to the clients that we serve.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Richmond, Virginia, serving clients of varying sizes, including large and midsize employers. With their extensive experience in working with self-funded employers and their strong expertise in partnering with clients and PPOs, they excel at meeting the unique needs of their diverse clientele. A notable example of their success in the Richmond area is their collaboration with JTH Tax Inc, an esteemed employer in the accounting, tax preparation, bookkeeping, and payroll services industry, boasting a workforce of 530 members. McGriff Insurance Services worked closely with the HR and finance team at JTH Tax Inc. to establish a comprehensive self-funding arrangement. This included the implementation of an HMO plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to meet the needs of their members. The Richmond office of McGriff Insurance Services serves a range of employer clients, including Imia Group Holdings LLC, JTH Tax Inc, Tuckahoe Holdings, and Ripley Heatwole Company Inc. Their dedication to providing exceptional services and tailored insurance solutions has earned them a strong reputation in the region. With a wide range of experience and expertise across industries, McGriff Insurance Services boasts a solid M Score, indicative of their ability to deliver quality service and meet the diverse needs of their clients. They possess strong knowledge in the management of companies and enterprises, rubber product manufacturing, and nonresidential building construction industries. The Richmond location of McGriff Insurance Services continues to demonstrate their commitment to delivering comprehensive insurance solutions and personalized support to their clients in Virginia and beyond, solidifying their position as a trusted insurance brokerage in the region.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Design Benefits Inc., based in Charlottesville, VA, is a seasoned player in the insurance brokerage industry, with over 35 years of experience. Their services cater to a diverse range of clients, including individuals, employers, and employees, with a particular focus on midsize employers. The firm's expertise lies in creating tailored insurance and employee benefit programs, especially in the fields of health, life, disability, and retirement benefits. Their clientele includes prominent organizations such as Perry Engineering Company in the specialty trade contractors industry, boasting over 100 participants, and the Southern Environmental Law Center in the legal services sector, serving more than 170 participants. This highlights their proficiency in dealing with companies in the legal services industry. As a local brokerage firm, Design Benefits Inc. prides itself on its deep understanding of the regional market dynamics and employer needs. Their approach is centered around building long-term relationships with their customers, striving to not just meet, but anticipate and fulfill their evolving insurance and benefit requirements. This customer-centric philosophy, combined with their comprehensive range of services, positions them as a reliable partner for businesses seeking to enhance their employee benefits offerings.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.