At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Vada Benefits, located in Richmond, VA, stands out as a premier insurance broker with a focus on serving the diverse needs of local and regional employers. With a robust understanding of the insurance landscape, this office specializes in providing comprehensive medical and ancillary benefits solutions. Their expertise extends across various industries, with a notable emphasis on the automobile dealers sector. Noteworthy clients such as the Malloy Automotive Group and Stohlman Volkswagen in the automobile dealers industry, both based in VA, showcase the broker's commitment to tailoring solutions for businesses of varying sizes. For instance, the Malloy Automotive Group, with over 60 participants, and Stohlman Volkswagen, boasting a participant count exceeding 130, illustrate the broker's ability to navigate the intricacies of employee benefits in the automotive sector. A key strength lies in Vada Benefits' affiliation with a local brokerage firm, underscoring their commitment to the community. Their demonstrated track record with the Automotive Industry Trust in KY, a significant player with 160+ participants, further highlights their broad regional impact. Notably, the broker brings valuable experience to the table, particularly in catering to the specific needs of small employers, showcasing their versatility in navigating the intricacies of diverse business sizes.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Asset Protection Group, Inc. is an independent insurance agency specializing in providing coverage to dentists, oral surgeons, physicians and business professionals. We have access to more than 100 insurance companies, with resources dedicated to the healthcare and business communities. The hallmark of AP Group is our individual approach to all clients through a team of dedicated professionals. We want to help you succeed. Our services are built around your needs and our goal is to provide clients the highest quality service and coverages at the lowest possible cost. We work only with insurance companies that offer: Financial strength and stability Competitive premiums and coverage Excellent service to policy holders

TPA Benefits is a trusted local insurance broker, headquartered in Richmond, Virginia. With a focus on midsize employers, they provide comprehensive services to clients across various industries. Their Richmond office stands out through its successful partnership with Commonwealth Anesthesia Associates, a prominent 120 member employer within the offices of physicians industry. TPA Benefits collaborated closely with the HR and finance team of Commonwealth Anesthesia Associates to establish a tailored self-funding arrangement, specifically designed to meet the unique needs of their members. TPA Benefits' expertise extends beyond their work with Commonwealth Anesthesia Associates. They have a deep understanding of the offices of physicians industry, allowing them to deliver specialized solutions to clients within this sector. Additionally, TPA Benefits has expanded its reach to include clients in California, offering their exceptional services across multiple states. At TPA Benefits, their knowledgeable team works diligently to create customized insurance solutions that align with their clients' objectives and priorities. Their focus on midsize employers underscores their commitment to delivering personalized attention and tailored strategies to meet the unique requirements of each client. With their Richmond office serving as a hub of expertise, TPA Benefits continues to build strong relationships with businesses, helping them navigate the complexities of the insurance landscape and secure optimal coverage.

The Financial Group of Virginia, Inc., situated in the thriving city of Richmond, VA, operates from a larger office, signifying a robust presence in the insurance brokerage landscape. With substantial expertise tailored for local and regional employers, this office excels in providing comprehensive solutions for medical and ancillary benefits. Their commitment to excellence is evident through successful partnerships with diverse clients, including Gastrointestinal Specialists in the offices of physicians industry and Immigration Centers of America-Farmville in the legal services sector, each catering to over 150 and 190 participants, respectively. The Financial Group of Virginia, Inc. showcases significant proficiency in both the offices of physicians and legal services industries. This positions them as a strategic partner capable of navigating and addressing the specific challenges presented by these specialized sectors. As part of a local brokerage firm, The Financial Group of Virginia, Inc. seamlessly integrates localized insights with industry-specific knowledge. Their demonstrated experience with midsize employers underscores their adaptability and reliability in the intricate landscape of employee benefits. Employers evaluating this office can trust The Financial Group of Virginia, Inc.'s proven track record and dedication to delivering highly effective and customized insurance solutions within the offices of physicians and legal services industries.

When it comes to protecting what matters most in business and everyday life, at McGriff we believe our clients should never settle for less than the best. For more than a century, we’ve relied on expertise, resources, and relationships to deliver insurance and risk management solutions focused on our clients’ priorities and what they value most. McGriff is a Marsh & McLennan Agency LLC Company. Our solutions include commercial property and casualty, corporate bonding and surety, cyber, executive risk, management and professional liability, captives and alternative risk transfer programs, employee benefits, small business and personal lines insurance. Our experienced risk management specialists develop highly tailored solutions while listening, learning, and executing with precision under the guidance of our four core principles: Integrity: We do what we say, every single time. Determination: We relentlessly pursue success on your behalf. Passion: We are specialists in our field driven to serve you. Collaboration: We build strong relationships with teammates, partners, and you to create the best solutions. The world is ever changing as is the risk environment facing businesses and individuals alike. McGriff is committed to providing our clients with the guidance necessary to help them successfully navigate their risk path. Join the thousands of businesses, organizations and individuals across the country who choose McGriff, a firm dedicated to building long-term relationships and helping protect your most valuable assets. With McGriff, you’ll never have to settle for less.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.