At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Located in the vibrant business hub of Philadelphia, PA, Kt&D's local office is a trusted insurance broker specializing in comprehensive employee benefits solutions for both local and regional employers. With a strong focus on medical and ancillary benefits, the team at Kt&D brings valuable expertise to the table, making them an ideal choice for employers seeking tailored insurance solutions. This Philadelphia-based branch has successfully served a diverse range of clients, including top organizations such as Anesthesia Services PA, Ent and Allergy of Delaware, and Nephrology Associates. Notably, Anesthesia Services PA boasts a participant count of 190+, reflecting Kt&D's ability to handle large-scale benefits programs. Additionally, the broker has showcased its proficiency in the offices of physicians industry, consistently delivering effective solutions for clients in Delaware and beyond. As a part of a local brokerage firm, Kt&D's Philadelphia office combines the strength of a larger organization with the personalized touch of a community-focused provider. Their demonstrated experience with midsize employers further underscores their versatility in meeting the unique needs of businesses of varying scales. Choosing Kt&D means gaining a strategic partner with a proven track record, local insight, and a commitment to delivering tailored insurance solutions that empower employers and support the well-being of their workforce.

Worksite Wheelhouse's Philadelphia, PA office stands as a robust and accomplished insurance broker, distinguishing itself through a larger office infrastructure. Their extensive experience in catering to self-funded clients positions them as a valuable asset for local and regional employers seeking comprehensive coverage. With a proven track record, they have successfully served notable clients such as System One Holdings, a prominent player in the employment services industry, boasting over 270 participants. Additionally, they have provided exemplary services to Advantage Behavioral Health Services and Burger Maker, with 50+ and 90+ participants, respectively, in industries spanning outpatient care centers and animal food manufacturing. The office's expertise extends across employment services, cut and sew apparel manufacturing, and animal food manufacturing industries, showcasing their versatility in tailoring insurance solutions to diverse sectors. As part of a local brokerage firm, they bring a community-oriented approach to their services. Notably, Worksite Wheelhouse's Philadelphia location has demonstrated adeptness in navigating the insurance landscape for both midsize and small employers. Their commitment to providing tailored solutions and their proven success with a range of clients make them an attractive option for employers seeking comprehensive and customized insurance coverage.

Nestled in the bustling landscape of New York, NY, The Keyarx Group stands as a stalwart ally for employers navigating the intricate realm of benefits. With a robust portfolio and a penchant for addressing the unique needs of diverse businesses, this office is a beacon of experience and expertise in the local and regional insurance arena. The Keyarx Group showcases its proficiency by effectively working with self-funded clients, providing invaluable support to a myriad of local and regional employers. Among their esteemed clientele are industry leaders like Gbg Usa, a wholesale trade agent and broker giant boasting 940+ participants, Millwork Holdings Co in the apparel and notions merchant wholesalers industry with 330+ participants, and Emergency Medicine Specialists SC in the offices of physicians sector with 120+ participants. Their nuanced expertise spans across offices of physicians, apparel, piece goods, and notions merchant wholesalers, as well as wholesale trade agents and brokers industries. As an integral part of the local brokerage fabric, The Keyarx Group's track record of successfully handling the needs of midsize employers further solidifies its standing as a reliable partner in the dynamic landscape of employee benefits.

Advantage Healthcare Planning, based in New York, NY, stands out as a reputable insurance broker with a specific focus on serving local and regional employers. They are recognized for their expertise in medical and ancillary benefits, catering to the unique needs of midsize employers. Their proficiency is particularly notable in industries such as educational services, foundries, and motor vehicle and motor vehicle parts and supplies merchant wholesalers. A notable aspect of their service is the diverse range of industries they cover. For instance, they have successfully partnered with Auto Mall 46, a prominent player in the motor vehicle and parts supplies merchant wholesalers industry located in New Jersey. This collaboration involves managing benefits for over 440 participants, showcasing their capability to handle large-scale operations. Similarly, their expertise extends to the educational services industry, where they have effectively served The Community School in New Jersey, catering to 100+ participants. Their proficiency is further exemplified in their work with Mcwane, based in the foundries industry in Alabama, managing benefits for 160+ participants. As part of a local brokerage firm, Advantage Healthcare Planning brings a personalized and tailored approach to their services. This local grounding ensures a deeper understanding of the specific requirements and challenges faced by regional employers. Their demonstrated experience with midsize employers highlights their ability to provide customized solutions that align with the specific needs and objectives of each client. Their deep industry knowledge and local expertise make them a valuable partner for employers seeking comprehensive and tailored insurance solutions.

Lake Resources, based out of New York, NY, stands as a formidable insurance broker with a specialized focus on employer benefits. Renowned for their adept handling of medical and ancillary benefits, this office location boasts an impressive track record in serving both local and regional employers. Their expertise extends across diverse industries, with a notable presence in the legal services and advertising sectors. Among their prominent clientele, Lake Resources has successfully partnered with Barasch & McGarry PC, known as Barasch McGarry Salzman & Penson in the legal services industry. This partnership encompasses over 110 participants, showcasing the broker's ability to cater to the unique needs of a sizable organization. Additionally, they have established a strong rapport with Hall Communications in the advertising, public relations, and related services industry, boasting a clientele of over 90 participants in Florida. Notably, Lake Resources excels in navigating the intricacies of the legal services and advertising sectors, underlining their commitment to industry-specific nuances. As an integral part of a local brokerage firm, this office location combines the strength of a larger network with the personalized touch of a community-oriented approach. With a proven track record and a diverse portfolio of satisfied clients, Lake Resources in New York, NY, emerges as a strategic partner for employers seeking comprehensive and tailored benefit solutions.

TriBen is now managing over 200,000 aggregate employee lives and dependents. We continue to grow and open eyes across the country. We are very grateful to our faithful broker partners, carrier partners and customers. Thank you all! Operating and licensed in over 40 states! TriBen is an insurance and business services consulting firm, located in Southeastern Pennsylvania. TriBen provides employee benefits consulting services for businesses of all size. Disability ~ Life ~ Voluntary Benefits TriBen Insurance Solutions is a niche insurance consulting firm bringing a "needs based"​ integrated benefits approach to our customers. Recognizing a void in the marketplace, TriBen's dedicated attention to Disability Insurance, Life Insurance and Voluntary Benefits will result in creative and innovative product solutions, which are often overlooked by traditional medical brokers. There are Savings in Specialization! TriBen Insurance Solutions will negotiate on behalf of our customers and leverage their "buying power"​ and our economies of scale to provide them and their employees with the most comprehensive coverage, at the most competitive pricing. TriBen Insurance Solutions has relationships with leading insurance carriers and our ability to underwrite, negotiate and implement Disability, Life and Voluntary Benefit programs is unparalleled in the industry today. Our award winning and nationally recognized Benefits Consultants are ready to serve you and your employees!

Nottingham Agency, situated in Trenton, NJ, stands as a reputable insurance broker, demonstrating profound expertise in catering to the insurance needs of local and regional employers. Specializing in medical and ancillary benefits, Nottingham Agency has established itself as a reliable partner for businesses seeking comprehensive and tailored coverage. This branch of Nottingham Agency has successfully served a diverse clientele, including notable organizations like Arc Mercer in the individual and family services industry, boasting over 130 participants. Additionally, First Bank, a key player in depository credit intermediation, has entrusted Nottingham Agency to provide insurance solutions for its 300+ participants. The agency's adept handling of clients in individual and family services, as well as depository credit intermediation industries, underscores their versatile proficiency across different sectors. Nottingham Agency is not just a standalone entity; it is an integral part of a respected local brokerage firm, further enhancing its capabilities and resources. Employers evaluating this Nottingham Agency location can rely on their proven track record, industry-specific knowledge, and commitment to delivering high-quality insurance solutions that meet the unique needs of businesses in the Trenton, NJ area.

Lyons Companies is Delaware's largest independent insurance brokerage. Founded in 1984 by David F. Lyons, Sr., the firm is owned and led by Catharine N. Lyons, President and CEO, making Lyons Companies the largest female-owned insurance broker in the region. In 2004, Lyons Companies was invited to become an Assurex Global Partner. Assurex is an exclusive partnership of the top independent brokers worldwide. Assurex partners are selected for their ability to provide innovative, customer-driven insurance, risk management and employee benefits services.

Bunker Hill Insurance & Consulting, situated in the vibrant heart of New York, NY, stands out as a significant player in the realm of employer benefits. As a local brokerage firm, they bring a personalized touch to their services, ensuring that each client's unique needs are met with expertise and dedication. This office, notably larger than average, has carved a niche in partnering with local and regional employers, particularly focusing on medical and ancillary benefits. Their proficiency is especially pronounced in the insurance and employee benefit funds industries. A testament to their capability is the successful management of the Board of Trustees Local 318 Health & Welfare Trust Fund in New Jersey. This key client, with over 170 participants, highlights Bunker Hill Insurance & Consulting's ability to handle complex benefit structures and large participant bases with ease. This broker's experience isn't limited to large entities; they have also demonstrated remarkable expertise with midsize employers. This versatility allows them to cater to a broad spectrum of clients, from burgeoning businesses to established corporations, ensuring that each receives optimal benefit solutions tailored to their specific needs and scales. Bunker Hill's approach is grounded in a deep understanding of the local and regional market dynamics, enabling them to offer insightful and effective benefit solutions. Their commitment to excellence and client satisfaction makes them a go-to choice for businesses seeking comprehensive and customized insurance and employee benefit services in New York, NY.