At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Lyons Companies is Delaware's largest independent insurance brokerage. Founded in 1984 by David F. Lyons, Sr., the firm is owned and led by Catharine N. Lyons, President and CEO, making Lyons Companies the largest female-owned insurance broker in the region. In 2004, Lyons Companies was invited to become an Assurex Global Partner. Assurex is an exclusive partnership of the top independent brokers worldwide. Assurex partners are selected for their ability to provide innovative, customer-driven insurance, risk management and employee benefits services.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Stalker & Associates Inc, headquartered in Philadelphia, PA, is a distinguished insurance broker with a local office specializing in tailored benefits solutions for both local and regional employers. With a focus on medical and ancillary benefits, this office location serves as a valuable resource for businesses in the dynamic Philadelphia region. Part of a local brokerage firm, Stalker & Associates Inc is deeply embedded in the community, offering a personalized touch to their services. Notable among their top customers is W & D Imports, a key player in the automobile dealers industry with 80+ participants. Stalker & Associates Inc provides comprehensive benefits solutions for W & D Imports, showcasing their expertise in addressing the specific needs of the automotive sector. The broker's proficiency extends across automobile dealers industries, reflecting a nuanced understanding of the unique challenges within this sector. Employers evaluating this office location can trust in Stalker & Associates Inc's commitment to delivering effective benefits packages, fostering the well-being of both businesses and their valued employees in the vibrant business landscape of Philadelphia.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Vladimir J St Phard is a renowned employee benefits broker based in Trenton, NJ, known for offering personalized and strategic benefits solutions to a diverse clientele. With a deep understanding of the unique needs of each business, Vladimir specializes in crafting tailored benefits packages that align with organizational goals and employee well-being. His expertise spans a wide range of services, including health insurance, retirement plans, and wellness programs, ensuring that both employers and employees receive the best possible support and value. Vladimir's commitment to excellence is evident in his work with notable clients, such as Bednark Studio Inc., where he has been instrumental in enhancing their employee benefits program, contributing to their reputation as an employer of choice. His approach is characterized by a blend of professionalism, insight, and a genuine care for the financial health and satisfaction of the companies and individuals he serves. This has earned him a respected position in the local community and among the businesses he partners with. With Vladimir J St Phard, companies find not just a broker, but a strategic ally dedicated to their success and well-being.

Advanced Benefit Concepts of Cherry Hill, LLC. is a highly reputable insurance broker serving clients of various sizes, including large, midsize, and small employers. Renowned for their exceptional customer service and expertise, this local insurance consultant, based in Cherry Hill, New Jersey, has garnered excellent reviews from satisfied clients. With a focus on self-funded employers, they possess extensive experience in crafting tailored insurance solutions for different organizations. A standout feature of Advanced Benefit Concepts of Cherry Hill, LLC. is their proficiency in working closely with clients and Preferred Provider Organizations (PPOs) to meet the unique needs of members. They also have significant expertise in collaborating with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. This comprehensive approach ensures that clients receive the most suitable and cost-effective insurance coverage. One notable success story of this office involves their partnership with Apt Electronics Inc., a 100-member employer operating in the electrical equipment and component manufacturing industry. Collaborating with Apt Electronics' HR and finance team, Advanced Benefit Concepts of Cherry Hill, LLC. designed a range of customized plans, including an HMO plan, PPO plan, PBM, and drug plan, specifically tailored to the needs of Apt Electronics' members. Thanks to their extensive experience and expertise across client sizes, industries, and products, Advanced Benefit Concepts of Cherry Hill, LLC. boasts one of the highest M Scores possible. Their strong knowledge extends to various sectors, including offices of physicians, legal services, computer systems design, and related services industries. Servicing clients in New Jersey, Pennsylvania, California, and Colorado, this location of Advanced Benefit Concepts of Cherry Hill, LLC. has established partnerships with notable employers such as Center For Family Services Inc, Community Realty Management, Hale Trailer Brake & Wheel Inc Sales and Service, and Harris Freeman & Co. This widespread presence demonstrates their ability to cater to diverse client needs in different regions effectively.

Graham Company is an insurance brokerage and consulting firm committed to enhancing employee safety and business viability through an action oriented approach to risk management. In business for nearly 60 years, Graham Company focuses on customizing property and casualty, surety, and employee benefits programs for its clients. With its uniquely proactive approach to managing risk, Graham Company is redefining what it means to be a broker because it believes Actions Matter. To learn more about Graham Company, visit grahamco.com

Fellow Travelers is a local insurance broker located in Philadelphia, Pennsylvania, specializing in serving clients across multiple states. With a strong expertise in the accounting, tax preparation, bookkeeping, and payroll services industries, they have developed a reputation for excellence in their field. One notable example of their work is their collaboration with Fellow Travelers, a 10-member employer in the same industry. By partnering with the HR and finance team at Fellow Travelers, this office has successfully provided tailored insurance solutions to meet their unique needs. Fellow Travelers caters to clients of small employers, offering their services to businesses located in California, New York, Massachusetts, Michigan, Texas, Indiana, Virginia, Florida, Ohio, New Jersey, Hawaii, Alabama, Connecticut, Pennsylvania, Wisconsin, Illinois, North Carolina, Iowa, Oregon, Oklahoma, Kansas, Louisiana, Colorado, Georgia, Washington, New Hampshire, Nevada, Utah, Rhode Island, Tennessee, Kentucky, Minnesota, and Missouri. Their dedication to exceptional customer service and industry expertise has earned them high praise from their clients, as evidenced by positive reviews. As a trusted insurance broker, Fellow Travelers understands the importance of providing comprehensive coverage and personalized solutions for their clients' insurance needs. With their knowledge and experience in the accounting, tax preparation, bookkeeping, and payroll services industries, they are able to offer tailored insurance plans that address the specific risks and challenges faced by businesses in these sectors. Whether it's securing coverage for property, liability, or employee benefits, Fellow Travelers is committed to providing top-notch service that goes above and beyond client expectations.

Terriann Procida, based in the vibrant city of Philadelphia, PA, is a distinguished insurance broker with a substantial presence, operating from a larger office that reflects their capacity to serve diverse client needs. Renowned for their expertise in employer benefits, particularly within the realms of medical and ancillary coverage, this office boasts significant experience working with self-funded clients. Their capabilities extend seamlessly to supporting both local and regional employers, showcasing a commitment to providing tailored solutions. Terriann Procida's success is underscored by partnerships with top clients like Automated Financial Systems, Further, and Logan Marketing Group, spanning industries such as professional, scientific, and technical services, printing and related support activities, as well as retail trade and automobile dealers. These collaborations involve participant numbers ranging from 130+ to 250+, emphasizing the broker's versatility across various sectors. As an integral part of a local brokerage firm, Terriann Procida brings a localized perspective to their services, ensuring a nuanced approach that resonates with the unique business landscape of Philadelphia. With significant experience serving midsize and small employers alike, Terriann Procida emerges as a strategic ally for employers seeking a reliable partner with a proven track record in delivering tailored and comprehensive benefits solutions.