Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

Advanced Benefit Concepts of Cherry Hill, LLC. is a highly reputable insurance broker serving clients of various sizes, including large, midsize, and small employers. Renowned for their exceptional customer service and expertise, this local insurance consultant, based in Cherry Hill, New Jersey, has garnered excellent reviews from satisfied clients. With a focus on self-funded employers, they possess extensive experience in crafting tailored insurance solutions for different organizations. A standout feature of Advanced Benefit Concepts of Cherry Hill, LLC. is their proficiency in working closely with clients and Preferred Provider Organizations (PPOs) to meet the unique needs of members. They also have significant expertise in collaborating with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. This comprehensive approach ensures that clients receive the most suitable and cost-effective insurance coverage. One notable success story of this office involves their partnership with Apt Electronics Inc., a 100-member employer operating in the electrical equipment and component manufacturing industry. Collaborating with Apt Electronics' HR and finance team, Advanced Benefit Concepts of Cherry Hill, LLC. designed a range of customized plans, including an HMO plan, PPO plan, PBM, and drug plan, specifically tailored to the needs of Apt Electronics' members. Thanks to their extensive experience and expertise across client sizes, industries, and products, Advanced Benefit Concepts of Cherry Hill, LLC. boasts one of the highest M Scores possible. Their strong knowledge extends to various sectors, including offices of physicians, legal services, computer systems design, and related services industries. Servicing clients in New Jersey, Pennsylvania, California, and Colorado, this location of Advanced Benefit Concepts of Cherry Hill, LLC. has established partnerships with notable employers such as Center For Family Services Inc, Community Realty Management, Hale Trailer Brake & Wheel Inc Sales and Service, and Harris Freeman & Co. This widespread presence demonstrates their ability to cater to diverse client needs in different regions effectively.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Kulikauskas Jane's Atlantic City, NJ location stands as a cornerstone of reliable insurance brokerage services, showcasing a commitment to excellence in employer benefits. With a strategic focus on medical and ancillary benefits, the office boasts impressive expertise in catering to the needs of both local and regional employers. Distinguishing themselves through a comprehensive understanding of the unique challenges faced by businesses, Kulikauskas Jane has established strong relationships with a diverse clientele. Notable among their success stories are Pine Belt Enterprises, a leader in the automobile dealers industry based in NJ, with a participant pool exceeding 70. Similarly, their impact extends to Alvis, an influential player in the individual and family services sector in OH, with over 100 participants. What sets this location apart is its versatility across industries, with a particular stronghold in individual and family services as well as the automobile dealers sector. Leveraging this broad expertise, Kulikauskas Jane ensures tailored solutions that meet the distinct needs of clients, contributing to their sustained success. As a key player in the local brokerage landscape, Kulikauskas Jane's Atlantic City office combines localized insights with a broader industry perspective, offering employers a trusted partner for navigating the complex landscape of employee benefits.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Since 1946 the Van Dyk Group has guided over 20,000 families, individuals and commercial businesses in fulfilling their real estate needs. Van Dyk Realtors maintain the area’s largest market share of properties sold in Southern Ocean County and Long Beach Island. We also represent a carefully selected group of financially sound, reputable insurance and financial companies and we place your policy with the company offering the best coverage at a competitive price that’s right for you.

Terriann Procida, based in the vibrant city of Philadelphia, PA, is a distinguished insurance broker with a substantial presence, operating from a larger office that reflects their capacity to serve diverse client needs. Renowned for their expertise in employer benefits, particularly within the realms of medical and ancillary coverage, this office boasts significant experience working with self-funded clients. Their capabilities extend seamlessly to supporting both local and regional employers, showcasing a commitment to providing tailored solutions. Terriann Procida's success is underscored by partnerships with top clients like Automated Financial Systems, Further, and Logan Marketing Group, spanning industries such as professional, scientific, and technical services, printing and related support activities, as well as retail trade and automobile dealers. These collaborations involve participant numbers ranging from 130+ to 250+, emphasizing the broker's versatility across various sectors. As an integral part of a local brokerage firm, Terriann Procida brings a localized perspective to their services, ensuring a nuanced approach that resonates with the unique business landscape of Philadelphia. With significant experience serving midsize and small employers alike, Terriann Procida emerges as a strategic ally for employers seeking a reliable partner with a proven track record in delivering tailored and comprehensive benefits solutions.

Allen Associates was founded by the late Stanley H. Allen in 1960. His values and ethical way of doing business will always be the top priority of his sons and all the staff that work at Allen Associates. His tradition will live on. After seven decades in business, we are proud to say that Rich’s son, Corey, is now a part of the firm. He and the team will continue to carry on the same values as our founder. A dedicated staff plus long-term relationships with our clients and providers are all the more reasons to make Allen Associates the right choice for all of your Group Employee Benefit needs.