Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

World Insurance Associates is a unique insurance organization offering top products and services from all major carriers, combined with personal service from local professionals. We specialize in personal and commercial insurance lines, surety and bonding, employee benefits, financial planning, retirement planning, and human capital management solutions. Our advisors are experts in their field, and we cater to specialized industries such as transportation, last mile delivery, hospitality, medical, healthcare, self-storage facilities, sports clubs, technology, hedge funds, startups, nonprofits, education, public entity, food and beverage, retail, construction, and manufacturing. Serving more than 200,000 clients, we have offices around the country, so you get attentive service from a local professional who personally knows you and your business and who will work with you to solve your insurance, risk, and HR management challenges. This means you never have to compromise again when it comes to managing and protecting your most important assets—your people and your business.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Nelligan is an Ancillary Benefits center of excellence. Nelligan helps brokers, consultants & carriers navigate Ancillary Benefits with confidence, expertise and efficiency.

Corporate Synergies is a national insurance and employee benefits brokerage & consultancy. We deliver strategies that control costs, relieve administrative burdens and mitigate risk. Our benefits & insurance experts develop a deeper understanding through established listening posts in all areas of our competencies, fueling our ability to better execute. We have won numerous awards and are recognized for our level of service and innovative programs. Corporate Synergies has also been designated as a Business Journal “Top Places to Work” company. We operate nationally from five U.S. locations, including our headquarters in Camden, New Jersey; and regional offices in New York City; Melville, New York; Bethesda, Maryland; and Orlando, Florida. Corporate Synergies | 1.877.426.7779 | www.corpsyn.com

Advantage Healthcare Planning, based in New York, NY, stands out as a reputable insurance broker with a specific focus on serving local and regional employers. They are recognized for their expertise in medical and ancillary benefits, catering to the unique needs of midsize employers. Their proficiency is particularly notable in industries such as educational services, foundries, and motor vehicle and motor vehicle parts and supplies merchant wholesalers. A notable aspect of their service is the diverse range of industries they cover. For instance, they have successfully partnered with Auto Mall 46, a prominent player in the motor vehicle and parts supplies merchant wholesalers industry located in New Jersey. This collaboration involves managing benefits for over 440 participants, showcasing their capability to handle large-scale operations. Similarly, their expertise extends to the educational services industry, where they have effectively served The Community School in New Jersey, catering to 100+ participants. Their proficiency is further exemplified in their work with Mcwane, based in the foundries industry in Alabama, managing benefits for 160+ participants. As part of a local brokerage firm, Advantage Healthcare Planning brings a personalized and tailored approach to their services. This local grounding ensures a deeper understanding of the specific requirements and challenges faced by regional employers. Their demonstrated experience with midsize employers highlights their ability to provide customized solutions that align with the specific needs and objectives of each client. Their deep industry knowledge and local expertise make them a valuable partner for employers seeking comprehensive and tailored insurance solutions.

Worksite Wheelhouse's Philadelphia, PA office stands as a robust and accomplished insurance broker, distinguishing itself through a larger office infrastructure. Their extensive experience in catering to self-funded clients positions them as a valuable asset for local and regional employers seeking comprehensive coverage. With a proven track record, they have successfully served notable clients such as System One Holdings, a prominent player in the employment services industry, boasting over 270 participants. Additionally, they have provided exemplary services to Advantage Behavioral Health Services and Burger Maker, with 50+ and 90+ participants, respectively, in industries spanning outpatient care centers and animal food manufacturing. The office's expertise extends across employment services, cut and sew apparel manufacturing, and animal food manufacturing industries, showcasing their versatility in tailoring insurance solutions to diverse sectors. As part of a local brokerage firm, they bring a community-oriented approach to their services. Notably, Worksite Wheelhouse's Philadelphia location has demonstrated adeptness in navigating the insurance landscape for both midsize and small employers. Their commitment to providing tailored solutions and their proven success with a range of clients make them an attractive option for employers seeking comprehensive and customized insurance coverage.

Advanced Benefit Concepts of Cherry Hill, LLC. is a highly reputable insurance broker serving clients of various sizes, including large, midsize, and small employers. Renowned for their exceptional customer service and expertise, this local insurance consultant, based in Cherry Hill, New Jersey, has garnered excellent reviews from satisfied clients. With a focus on self-funded employers, they possess extensive experience in crafting tailored insurance solutions for different organizations. A standout feature of Advanced Benefit Concepts of Cherry Hill, LLC. is their proficiency in working closely with clients and Preferred Provider Organizations (PPOs) to meet the unique needs of members. They also have significant expertise in collaborating with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. This comprehensive approach ensures that clients receive the most suitable and cost-effective insurance coverage. One notable success story of this office involves their partnership with Apt Electronics Inc., a 100-member employer operating in the electrical equipment and component manufacturing industry. Collaborating with Apt Electronics' HR and finance team, Advanced Benefit Concepts of Cherry Hill, LLC. designed a range of customized plans, including an HMO plan, PPO plan, PBM, and drug plan, specifically tailored to the needs of Apt Electronics' members. Thanks to their extensive experience and expertise across client sizes, industries, and products, Advanced Benefit Concepts of Cherry Hill, LLC. boasts one of the highest M Scores possible. Their strong knowledge extends to various sectors, including offices of physicians, legal services, computer systems design, and related services industries. Servicing clients in New Jersey, Pennsylvania, California, and Colorado, this location of Advanced Benefit Concepts of Cherry Hill, LLC. has established partnerships with notable employers such as Center For Family Services Inc, Community Realty Management, Hale Trailer Brake & Wheel Inc Sales and Service, and Harris Freeman & Co. This widespread presence demonstrates their ability to cater to diverse client needs in different regions effectively.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

In 1983, Tracy J. Martin founded Martin Insurance Group and today we are one of New Jersey’s leading independent insurance agencies, serving individuals, families and businesses alike. From the beginning, Tracy wanted to establish a different kind of agency where the customer truly comes first. This meant helping residents and businesses with their insurance needs regardless of whether they were a client or not. This philosophy and dedication in providing unparalleled service has benefitted the people and the communities we serve throughout the years. Today, as the next generation of Martins working alongside our father, we have the same commitment to offer responsive and attentive service to prospects and clients. All of us here are proud to say “Hi, I’m Martin”, the place and people you call when you need to purchase or update your insurance, have a question about a policy or a particular coverage, or have a claim that requires the support you expect from your insurance advisor.