HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

Bruce Beattie and Associates Inc., nestled in the vibrant heart of St. Louis, MO, stands as a beacon of expertise in the realm of employee benefits. This esteemed local broker is dedicated to crafting bespoke benefits solutions that resonate with the unique needs of each client. With a rich legacy of service excellence, their portfolio showcases a diverse range of clients, including the renowned Guarantee Electrical Company. At the core of their philosophy is a commitment to personalized service, ensuring that every client receives tailored advice and solutions that enhance employee satisfaction and organizational well-being. Their team, comprising seasoned professionals, leverages deep industry knowledge and innovative strategies to navigate the complexities of benefits planning and administration. Bruce Beattie and Associates Inc. is more than a broker; they are trusted partners in driving business success through strategic benefits management.

SJH Agency, situated in St. Louis, MO, emerges as a distinguished insurance broker, specializing in tailoring comprehensive benefits solutions for local and regional employers. With a focus on medical and ancillary benefits, this office location showcases robust expertise in addressing the unique needs of businesses in the St. Louis area. Among their notable clients, Peterson Enterprises, a key player in the industrial machinery manufacturing industry, relies on SJH Agency for benefits solutions benefiting 130+ participants. Similarly, Rottler Pest Control Company, operating in the services to buildings and dwellings industry, entrusts the broker with a program supporting 280+ participants. These partnerships underscore SJH Agency's commitment to providing effective solutions across diverse industries. As part of a reputable local brokerage firm, SJH Agency brings a wealth of experience to the table. The broker's proficiency extends to midsize employers, demonstrating a nuanced understanding of the challenges and needs specific to this market segment. Their demonstrated success in industries such as industrial machinery manufacturing and services to buildings and dwellings reflects a comprehensive approach to addressing the varied demands of their clientele. Employers in St. Louis can confidently turn to SJH Agency for tailored benefits packages and industry-leading expertise.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provides personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 75,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

American Medicare Counselors, Inc., based in St. Louis, Missouri, stands out as a local brokerage firm specializing in employer benefits. This location exhibits strong expertise in dealing with both local and regional employers, particularly in the realm of medical and ancillary benefits. Their proficiency is notably prominent in the legal services sector, where they have demonstrated considerable skill and knowledge. One of the key highlights of their service portfolio is their collaboration with Armstrong Teasdale, a significant player in the legal services industry. This partnership, involving over 670 participants, exemplifies American Medicare Counselors, Inc.'s capability to handle large-scale and complex benefit requirements. Their ability to cater to such a substantial client base underlines their capacity for managing extensive employee benefit programs effectively. What sets this St. Louis branch apart is their deep-rooted understanding of the local business landscape, especially within the legal services industries. This insight allows them to tailor their offerings to meet the specific needs of their clients, ensuring that the benefits provided are not only comprehensive but also relevant to the industry's unique demands. As a local brokerage firm, American Medicare Counselors, Inc. in St. Louis combines the personal touch of a local provider with the professional expertise often associated with larger firms. This blend of local understanding and industry-wide knowledge makes them a reliable and effective choice for employers in the region seeking to navigate the complexities of employee benefits. Their dedicated approach towards understanding and addressing the specific needs of their clients, coupled with their proven track record in the legal services sector, positions them as a valuable partner for businesses aiming to provide optimal benefits to their employees.

Crane Agency is more than just an insurance broker – we're your advocate in an uncertain world. Established in 1885, Crane Agency is one of the oldest independent insurance agencies west of the Mississippi River. Our roots run deep in St. Louis, where Charles Crane, the son of a steamboat captain, embarked on a journey to protect barge owners navigating the mighty Mississippi. That journey has blossomed into a 135-year legacy of trust, stability and unwavering commitment to our community. We've come a long way since those early days. Today, we proudly embrace the ever-evolving landscape of business, blending a rich history with cutting-edge solutions. Our comprehensive suite of insurance and risk management solutions includes: ￭ Commercial Insurance ￭ Commercial Marketing ￭ Surety & Fidelity ￭ Employee Benefits ￭ Risk Management ￭ Personal Insurance ￭ Claims Consulting ￭ Safety Consulting At Crane, we understand the importance of peace of mind. That's why we're here to help you navigate the complexities of insurance and ensure that your family, business and assets are protected. Lead with confidence. Discover the Crane difference today. Connect with us to explore how we can protect your business and elevate your future.

Abraham and Rose Spetner sold their first insurance policy in 1935. Together they built a business by providing affordable insurance solutions for a wide variety of needs. They established a reputation for being knowledgeable and honest, and their business grew. Although many things have changed since 1935, a third generation continues to operate Spetner with the same goals: caring about each client and providing the best solutions to every need. Whether you are looking for an individual life insurance policy, personal estate planning, benefits for many employees, human resource assistance programs, or financial services, Spetner will help you navigate the maze of insurance options to find the solution that best serves your needs. Spetner gives the same care and attention to each client. We promise to provide you the best possible benefit package for your budget. Our goal is to provide you with the benefits you need for your lifestyle. Spetner, Benefits for Life.

What makes Lockton stand apart is also what makes us better: independence. Our private ownership empowers our 12,500+ Associates doing business in over 140+ countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, we deliver the deep understanding needed to accomplish remarkable results.