Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Group Solutions, located in Minneapolis, MN, boasts a sizable office equipped to cater to the diverse needs of employers seeking comprehensive insurance solutions. With a proven track record, this local brokerage firm stands out for its extensive experience working with self-funded clients, providing adept support to both local and regional employers. Their expertise spans various industries, including beer, wine, and distilled alcoholic beverage merchant wholesalers, rail transportation, and electrical equipment manufacturing. Notable clients such as 7G Distributing, a leader in the beer, wine, and distilled alcoholic beverage merchant wholesalers sector with 150+ participants, Bmc Aggregates LC in nonmetallic mineral mining and quarrying with 160+ participants, and Bodine Electric Company in electrical equipment manufacturing with 240+ participants, underscore the broker's ability to navigate the intricacies of diverse industries. This office stands out for its significant experience in serving midsize and large employers, showcasing a nuanced understanding of the distinct challenges and opportunities inherent in both segments. Group Solutions in Minneapolis, MN, is synonymous with tailored insurance solutions, leveraging its local presence and industry-specific expertise to empower employers in safeguarding their workforce and enhancing overall well-being.

Nelson Woodis & Sullivan Inc., nestled in the heart of Minneapolis, MN, stands as a trusted insurance broker with a local touch and a regional impact. Specializing in employer benefits, their seasoned team boasts impressive expertise tailored to the needs of both local and regional businesses. This office has cultivated a deep understanding of the medical and ancillary benefits landscape, offering valuable insights to employers seeking comprehensive coverage. Distinguished by their commitment to excellence, Nelson Woodis & Sullivan Inc. has forged partnerships with notable entities, including Southdale Pediatric Associates Ltd and Wold Architects. These partnerships underscore their prowess in serving diverse industries, from the offices of physicians to architectural, engineering, and related services. Notably, they cater to midsize employers, showcasing a nuanced understanding of the challenges and opportunities specific to this segment. As an integral part of a local brokerage firm, this Minneapolis-based office brings a personalized touch to the insurance landscape. Their client roster attests to their proficiency, with Southdale Pediatric Associates Ltd and Wold Architects, among others, benefiting from tailored solutions. With over 150 participants in the offices of physicians sector and 250+ participants in architectural, engineering, and related services, Nelson Woodis & Sullivan Inc. in Minneapolis exemplifies a broker with the local insight and regional impact that discerning employers seek.

Schatz Benefit Group, nestled in the vibrant business landscape of Minneapolis, MN, stands as a stalwart insurance broker, delivering unparalleled expertise to local and regional employers. Specializing in crafting comprehensive medical and ancillary benefit solutions, this office has solidified its reputation as a go-to resource for businesses seeking tailored insurance packages. With a keen focus on the educational services industry, Schatz Benefit Group has successfully partnered with esteemed organizations such as Education Minnesota. This collaboration boasts over 140 participants, showcasing the broker's adept handling of complex benefit structures within the education sector. Their proficiency extends beyond individual partnerships, encompassing a broad spectrum of educational services industries. What sets this Minneapolis-based branch apart is its local roots, being an integral part of a homegrown brokerage firm. This local connection ensures a nuanced understanding of the community's unique needs and regulatory landscape, fostering a client-centric approach that goes beyond mere transactional interactions. Schatz Benefit Group's commitment to excellence is exemplified through its collaborative ethos, proactive problem-solving, and a track record of successful partnerships with diverse employers. For any employer benefits buyer navigating the intricate landscape of insurance solutions, this Minneapolis outpost of Schatz Benefit Group emerges as a trusted ally, blending local insight with industry expertise to deliver tailored and effective benefit solutions.

Flagship Insurance Services, LLC in Hutchinson, MN, stands as a prominent insurance broker within the region. Operating from a larger office, they specialize in catering to the diverse needs of both local and regional employers. With a proven track record, Flagship Insurance Services, LLC boasts extensive experience in serving self-funded clients, showcasing a nuanced understanding of the insurance landscape. This office has successfully supported a range of businesses, including notable clients like Forklifts of Minnesota, a key player in the machinery, equipment, and supplies merchant wholesalers industry, boasting 160+ participants. Security Bancshares Company, engaged in depository credit intermediation in MN, relies on Flagship's expertise with its 120+ participants. Similarly, Southdale Pediatric Associates Ltd, in the offices of physicians industry, benefits from Flagship's services with a participant count exceeding 150. Flagship Insurance Services, LLC distinguishes itself by demonstrating profound expertise across various industries, such as machinery, equipment, and supplies merchant wholesalers, depository credit intermediation, as well as paint, coating, and adhesive manufacturing. Operating as part of a local brokerage firm, this broker has a proven track record of successfully navigating the complexities of insurance for midsize and small employers alike, making them a reliable choice for businesses seeking comprehensive insurance solutions in the Hutchinson, MN area.

Founded in Cincinnati in 1888 as The Western and Southern Life Insurance Company, Western & Southern Financial Group, Inc. has grown into a diversified family of financial services companies that includes the following: *The Western and Southern Life Insurance Company *Western-Southern Life Assurance Company *Columbus Life Insurance Company *Gerber Life Insurance Company *Integrity Life Insurance Company *The Lafayette Life Insurance Company *National Integrity Life Insurance Company *Eagle Realty Group, LLC *Fort Washington Investment Advisors, Inc.1 *Touchstone Advisors, Inc.1 *Touchstone Securities, Inc.2 *W&S Brokerage Services, Inc.;2 *W&S Financial Group Distributors, Inc. For more information on the Western & Southern family of companies, visit www.westernsouthern.com. For disclosures/terms of service, visit www.westernsouthern.com/social-media-disclosures. 1 A registered investment adviser. 2 A registered broker-dealer and member FINRA/SIPC.

Seth Kalkstein is a highly regarded insurance broker and consultant based in Bloomington, Minnesota. With his office conveniently located in the area, Seth has established himself as a trusted professional in the insurance industry. Notably, Seth's expertise shines through his exceptional work with Haldeman-Homme Inc, a prominent employer in the nonresidential building construction sector, which comprises 220 members. Recognizing the unique needs of Haldeman-Homme Inc's members, Seth collaborated closely with their HR and finance team to develop a tailored PPO plan, PBM, and drug plan. His in-depth knowledge of self-funded employers further enhanced his ability to deliver comprehensive and effective solutions. Beyond his work with Haldeman-Homme Inc, Seth's client base extends to large and midsize employers across various industries. Some notable clients in his portfolio include Housing First Minnesota, Lakeland Management Services Inc, Lifecore Biomedical LLC, and Maplewood Toyota. Spanning across Mississippi, Seth's office provides top-notch services to an array of clients, earning an impressive M Score that reflects his wide-ranging experience and expertise across client sizes, industries, and products. Seth's prowess in the insurance field extends to offices of physicians, automobile dealers, and medical equipment and supplies manufacturing industries. This comprehensive understanding positions him as a go-to consultant for insurance solutions in these sectors. With a strong commitment to client satisfaction and a proven track record of success, Seth Kalkstein is the go-to insurance broker for businesses seeking expert guidance and tailored insurance solutions.

Minnesota Health Insurance Network is a highly reputable insurance broker that specializes in serving clients of large and midsize employers. With a strong focus on customer service and expertise, they have garnered outstanding reviews from their satisfied clients. Operating out of their office in Burnsville, Minnesota, this local insurance broker has established a commendable track record in the industry. One noteworthy example of their success is their partnership with Mada Insurance Incorporated, an employer in the services (except public administration) industry boasting a workforce of 670 members. Minnesota Health Insurance Network collaborated closely with Mada Insurance's HR and finance team to create a tailored HMO plan that perfectly addressed the unique requirements of their members. The expertise of Minnesota Health Insurance Network extends beyond the services (except public administration) industry, encompassing depository credit intermediation as well. Their diverse knowledge allows them to cater to the specific needs of clients from various sectors. Notably, this particular office of Minnesota Health Insurance Network proudly serves clients in Missouri, expanding their reach beyond their Burnsville location. Among the esteemed employer clients serviced by this branch are Mada Insurance Incorporated and Hiway Credit Union. These partnerships serve as a testament to the trust and confidence that clients place in Minnesota Health Insurance Network to deliver exceptional service and expert guidance. Overall, Minnesota Health Insurance Network's commitment to providing exceptional customer service, coupled with their extensive industry expertise, positions them as a premier choice for employers seeking reliable insurance solutions.