At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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CAMBRIDGE INSURANCE ADVISORS - BOSTON, MA

Boston, Massachusetts

Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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STARKWEATHER & SHEPLEY - BOSTON, MA

Westwood, Massachusetts

Starkweather & Shepley's Boston office, part of Starkweather & Shepley, operates out of Westwood, Massachusetts. Its work centers on healthcare and social services employers as well as restaurants, bars and accommodation services businesses, generally small and mid-sized employers. The office places fully insured medical coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include BCBS of MA and Unum.

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KARAM FINANCIAL GROUP - PROVIDENCE, RI

Fall River, Massachusetts

Karam Financial Group's Providence, RI office operates from Fall River, Massachusetts as part of Karam Financial Group. Its employer clients are concentrated in real estate, rentals and leasing as well as construction, and the office works with small and mid-sized employers. The office places fully insured medical coverage along with ancillary lines and retirement plans. Clients including J. Karam Management, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

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ATLANTIC RESOURCE GROUP, LLC - BOSTON, MA

Medfield, Massachusetts

Atlantic Resource Group, LLC's Boston office, part of Atlantic Resource Group, LLC, operates out of Medfield, Massachusetts. Its work centers on wholesale trade employers, serving small and mid-sized organizations. The office places medical coverage and ancillary lines, along with retirement plans and Mega Wrap arrangements. Example carriers include BCBS of RI, EyeMed and The Hartford.

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THE BALDWIN GROUP - BARNSTABLE TOWN, MA

Dennis, Massachusetts

The Baldwin Group's Barnstable Town office, located in Dennis, Massachusetts, operates as part of The Baldwin Group. The office works with small and mid-sized employer clients across healthcare and social services, manufacturing, arts and entertainment, construction, and financial activities. Its placement work spans self-funded arrangements and medical coverage, including PPO and HMO plans, along with prescription drug, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including ENE. Systems Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Cigna and Tufts Health Plan.

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CUSTOM BENEFIT PLANS - BOSTON, MA

Boston, Massachusetts

Custom Benefit Plans - Boston, MA is the Boston, Massachusetts office of Custom Benefit Plans. Its work spans professional business services, manufacturing, financial activities, healthcare and social services, and retail services, generally on behalf of mid-sized and large employers. The office places self-funded arrangements and medical coverage, along with retirement plans, mega wrap arrangements and collectively bargained benefits. Among its employer clients, In-N-Out Burger, Inc. is well rated by its employees for benefits. Example carriers include CIGNA, Aetna and Kaiser Permanente.

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FULL SPECTRUM BENEFITS - BOSTON, MA

Hingham, Massachusetts

Full Spectrum Benefits - Boston, MA is an office of Full Spectrum Benefits, based in Hingham, Massachusetts. Its work centers on educational services and transportation and warehousing employers, primarily mid-sized organizations. The office places medical and prescription drug coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include Sun Life, BCBS of MA and Guardian Life.

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INTEGRATED BENEFITS GROUP - BOSTON, MA

Stoneham , Massachusetts

Integrated Benefits Group's Boston office, located in Stoneham, Massachusetts, operates as part of the Integrated Benefits Group organization. The office works with mid-sized employers, with industry experience concentrated in transportation and warehousing as well as real estate, rentals and leasing. Its work spans both self-funded and fully insured arrangements, including medical coverage placed through PPO designs, prescription drug benefits and a range of ancillary lines. The office also handles retirement plans and collectively bargained arrangements. Example carriers include Aetna, BCBS of MA and Horizon BCBS of NJ.

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NFP - BOSTON, MA

Norwell, Massachusetts

NFP - BOSTON, MA is an office of NFP located in Norwell, Massachusetts. Its employer clients span professional business services, administrative and support services, data, media and telecom, healthcare and social services, and manufacturing, and the office works with small, mid-sized and large employers alike. The book covers self-funded arrangements alongside medical, PPO and prescription drug coverage, with ancillary lines and retirement plans also placed. The office additionally handles mega wrap and collectively bargained arrangements. Clients including Rethink Autism, Inc. and Henke Sass Wolf of America, Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, BCBS of MA and Harvard Pilgrim Health Care.

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INTREPID - BOSTON, MA

Needham, Massachusetts

Intrepid's Boston office, based in Needham, Massachusetts, operates as part of the Intrepid firm. It works with small and mid-sized employers across administrative and support services, manufacturing, professional business services, and wholesale trade. The office's placement work spans self-funded arrangements and medical coverage, including PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans, and mega wrap arrangements. Among its employer clients, Creative Financial Staffing is well rated by its employees for benefits. Example carriers include Aetna, BCBS of MA and Vision Service Plan.

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AON RISK SERVICES - BOSTON, MA

Boston, Massachusetts

The Boston, Massachusetts office of Aon Risk Services operates as part of the broader Aon Risk Services organization, serving mid-sized and large employer clients across healthcare and social services, manufacturing, professional business services, financial activities, and religious and non-profit organizations. Its work spans self-funded arrangements, medical and HMO coverage, prescription drug benefits, ancillary lines and retirement plans, along with mega wrap arrangements and collectively bargained programs. The office is also associated with employer clients whose staff report high satisfaction with their benefits, including Nuvance Health and AHF, LLC. Example carriers placed through the office include UnitedHealthcare, Cigna and Kaiser Permanente.

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