Cypress Benefits Group, Inc. - Baltimore, MD operates from Sparks, Maryland as part of Cypress Benefits Group, Inc. The office works with mid-sized employers, with experience concentrated in manufacturing and transportation and warehousing. Its work spans self-funded arrangements, medical and PPO coverage, ancillary lines and retirement plans. Example carriers include CareFirst BCBS of MD, Principal Financial and MetLife.

Lyceum - Washington, DC is a standalone employee benefits brokerage office based in Monrovia, Maryland. Its work centers on professional business services employers of mid-size scale, where it places fully insured medical coverage, including PPO plans and prescription drug benefits, along with ancillary lines and retirement plans. Example carriers include CIGNA and Principal Financial.

Crawford Advisors - Baltimore, MD operates from Cockeysville, Maryland, as part of the Crawford Advisors organization. The office works with mid-sized and large employers across professional business services, healthcare and social services, manufacturing, religious and non-profit organizations, and transportation and warehousing. Its work centers on self-funded arrangements and medical coverage, alongside ancillary lines, retirement plans and collectively bargained benefits. Employer clients including American Geophysical Union and Motorists Mutual Insurance Company are well rated by their employees for benefits. Example carriers include MetLife, UnitedHealthcare and Aetna.

Benefit Design Group's Baltimore, MD office operates from Owings Mills, Maryland, as part of the broader Benefit Design Group firm. Its work centers on mid-sized employers in healthcare and social services, mining, quarrying and oil and gas extraction, and professional business services. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Example carriers include CareFirst BCBS of MD, Cigna and Kaiser Permanente.

Raj Bhansaly - Washington, DC is a standalone employee benefits brokerage office based in Bethesda, Maryland. Its work centers on professional business services employers, primarily small employers, where it places fully insured medical coverage along with ancillary lines and retirement plans. UnitedHealthcare is one example of the carriers it works with.

RCM&D's Baltimore, Maryland office operates as part of the RCM&D firm, serving employer clients across professional business services, healthcare and social services, manufacturing, educational services and wholesale trade. Its book spans small, mid-sized and large employers. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Its work also extends to mega wrap and collectively bargained arrangements. Employer clients including X3M Systems, LLC and Corps Solutions LLC are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and UnitedHealthcare.

The Baltimore, Maryland office of Aon Risk Services works with mid-sized and large employers, with concentrations in professional business services and manufacturing. Its placements include self-funded arrangements, medical coverage through PPO and HMO plans, prescription drug benefits and retirement plans. Employer clients including the Mortgage Bankers Association and Wilmer Cutler Pickering Hale and Dorr LLP are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and Unum.

With over four decades of experience in the industry, IMA has become a trusted leader in commercial insurance, risk management, surety, and employee benefits brokerage and consulting. Our team of knowledgeable and experienced professionals work tirelessly to develop customized solutions that meet the unique needs of each of our clients. At IMA we understand that businesses face a wide range of risks and challenges, from property damage and liability claims to employee benefits and cyber threats. That's why we offer a comprehensive suite of services that can be tailored to each client's specific needs, including risk assessments, insurance placement, claims management, and employee benefits consulting. Our goal is to help our clients mitigate risk and achieve long-term success. What sets us apart is our commitment to innovation and our ability to anticipate emerging risks and trends. We are constantly exploring new ways to help our clients protect their assets and grow their businesses. We leverage the latest technology and industry insights to provide cutting-edge solutions that deliver results. At IMA, we believe that our success is measured by the success of our clients. We strive to build strong, long-lasting relationships with each of our clients based on trust, integrity, and a deep understanding of their unique needs. We are proud to serve businesses of all sizes and industries, and we are confident that we have the expertise and resources to help your business thrive. Our more than 2,300 associates are located across offices in Alaska, California, Colorado, Connecticut, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Michigan, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and throughout the U.S. and Canada.

Avery Hall Insurance Group's Salisbury, Maryland office operates as a standalone brokerage. Its benefits work centers on employers in healthcare and social services and professional business services, primarily mid-sized organizations. The office places self-funded arrangements alongside medical and PPO coverage, prescription drug benefits, ancillary lines and retirement plans. Employer clients including Becker Morgan Group, Inc. are well rated by their employees for benefits. Example carriers include CIGNA, UnitedHealthcare and Guardian Life.

Tribridge Partners' Baltimore office, part of Tribridge Partners, operates out of Columbia, Maryland. It works with small and mid-sized employers across professional business services, healthcare and social services, educational services, construction, and financial activities. The office's work spans self-funded arrangements and medical coverage placed through PPO and HMO structures, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Elias Law Group LLP and RBR-Technologies, Inc. are well rated by their employees for benefits. Example carriers include CareFirst BCBS of MD, Cigna and Meritain Health.

Innovative Benefit Solutions - Salisbury, MD operates from Berlin, Maryland as part of the Innovative Benefit Solutions organization. The office works with mid-sized employers, with experience concentrated in restaurants, bars and accommodation services. Its work centers on fully insured arrangements, including medical coverage, ancillary lines and Mega Wrap programs. Example carriers include CareFirst BCBS of MD and Guardian Life.