We are an employee benefits consulting firm who implements creative solutions and strategies to maximize the value of our clients'​ benefit offerings. The days of the spreadsheet broker are long gone. The past several years have dictated that we become the Swiss army knife of consultants: not only knowing the ins and outs of benefits, but being able to fully integrate that knowledge with a comprehensive understanding of legislation, taxes and subsidies. Our team are true learners and excellent communicators.

Provider Group is a boutique insurance brokerage and employee benefits firm offering risk management solutions for businesses and individuals. Specialized client teams gain an understanding of client’s operations and personal situations, and provide industry specific expertise in the areas of Employee Benefits, Private Client Services, and Property & Casualty Insurance. This enables us to recommend the most appropriate solutions and plan for future needs. Clients can expect direct involvement from our senior management and responsive service from our client teams. Through our collaborative service strategy, we take a holistic approach to our client’s risk management needs, and work with them to achieve their goals. Provider Group, founded 65 years ago, has offices in MA and RI.

Northern Benefits, located in Bangor, ME, operates from a spacious office and boasts extensive expertise in catering to a diverse range of clients. With a particular focus on self-funded clients, this office serves as a valuable resource for comprehending stop-loss and limits, along with providing insights into pharmacy costs and HR consulting. The team's proficiency spans various industries, including depository credit intermediation, securities and commodity contracts intermediation and brokerage, and individual and family services. Noteworthy is their impressive clientele, exemplified by Anania & Associates Investment Company, a major player in the management of companies and enterprises industry with over 200 participants. Additionally, their successful collaborations extend to Androscoggin Savings Bank in the depository credit intermediation sector with 130+ participants, and Bar Harbor Bank & Trust in the same industry with 100+ participants. A key strength lies in their affiliation with a regional insurance broker firm, underlining their broader network and resources. Northern Benefits excels in tailoring solutions for businesses of all sizes, showcasing significant experience with small, midsize, and large employers. This diversity in clientele underscores their adaptability and comprehensive understanding of the distinct needs within the employer benefits landscape.

Varney Benefits Advisors (VBA) delivers national expertise with local agency service in developing customized employee benefit programs for a wide array of clients. As a client of VBA, you can rely on us not just for personalized service, but also the experience that’s required to navigate an increasingly complex landscape and deliver sustainable solutions. The VBA principals have a combined 80 years of experience advising clients on their employee benefit offerings. Our team has worked with organizations in a variety of business sectors, including healthcare, not-for-profits, manufacturing, professional services, government/municipalities, financial services, and more. Our client base includes small, family-run businesses, large organizations with thousands of employees, and everything in between. Regardless of your organization’s size, we function as an extension of your human resources department throughout the year.

Cross Insurance is a family owned insurance agency with over 40 branches throughout the Northeast. Established at the kitchen table of Woodrow Cross in 1954, today we have become one of New England’s largest independent insurance intermediaries. In 2023 and 2024 we were named the 2nd Largest Insurance Broker in Massachusetts. Since our founding, we have successfully acquired over 150 operations, increasing our footprint on the Northeast. With over 1,100 employees and counting, our experienced team is ready to provide insurance options for you. - 27th Largest Broker of U. S. Business, Per Business Insurance report ’20 - 2nd Largest Insurance Broker in Massachusetts, per Boston Business Journal ’22, '23, and '24 - Official Insurance Broker of the New England Patriots, Gillette Stadium, the Boston Bruins, the Boston Red Sox, and New England Revolution Four generations later, Cross Insurance is still family owned and operated. Cross Insurance is headquartered in Bangor, Maine.

Pacific Gateway Insurance Agency (PGIA) is able to provide the resources of a large insurance company with the personal touch of a small agency. PGIA operates in the far western and southwestern states primarily writing business in California, Arizona, Nevada, and Oregon.

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