Find Top Insurance Brokers In Presque Isle, Maine
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Varney Agency | Fort Kent Me
Fort Kent, Maine
The Varney Agency has been fortunate to provide security and peace of mind to their clients in the area for many years. They work independently and offer their services in Bangor, Maine. They also hav...
Employer size expertise:
Health, Dental, Vision, Life, Disability
1-10, 11-50, 51-100, 101-250, 251-1,000
Varney Agency | Fort Kent Me
Fort Kent, Maine
The Varney Agency has been fortunate to provide security and peace of mind to their clients in the area for many years. ...
Presque Isle, Maine
Barresi Financial provides employee benefits and group health insurance to all sizes of employers in the Presque Isle area. Providing comprehensive medical benefits to employees and voluntary benefits...
Employer size expertise:
Health, Dental, Vision, Life, Disability
1-10, 11-50, 51-100, 101-250
Presque Isle, Maine
Barresi Financial provides employee benefits and group health insurance to all sizes of employers in the Presque Isle ar...
Frequently asked questions
How can I find an insurance broker near presque isle, maine?
Mployer Advisor lets you search for presque isle, maine-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.
How are insurance brokers in presque isle, maine paid?
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
Can I compare insurance brokers in the presque isle, maine area?
It can feel overwhelming to sift through the many brokers in the presque isle, maine area. It's why Mployer Advisor provides a free comprehensive list of all presque isle, maine insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
What is the difference between an insurance broker, agent, and a consultant in presque isle, maine?
Insurance brokers, agents, and consultants in presque isle, maine all have a similar role as they help a business or individual select an insurance company and plan.
- Agents represent one specific insurance company only for the most part, they sell that insurance company's products.
- Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected.
- Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants.
Should I hire an independent presque isle, maine insurance broker?
Finding the best insurance for your business can feel intimidating, as there are a lot of options in presque isle, maine. For most organizations, it's beneficial to hire an independent broker.
An insurance broker local to the presque isle, maine area will have familiarity to the presque isle, maine healthcare systems and insurance plans. This gives presque isle, maine insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
How do I choose a benefits broker in presque isle, maine?
It can feel overwhelming to sift through the many brokers in the presque isle, maine area. That is why Mployer Advisor provides a free comprehensive list of all presque isle, maine insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.
Can I change my insurance broker?
If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate presque isle, maine-based insurance brokers often.
If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer Advisor provides a free list of presque isle, maine based insurance brokers and consultants for you to review including customer ratings and independent scores.
Will my insurance broker handle my insurance claims?
Insurance brokers in presque isle, maine do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.
Do all presque isle, maine brokers have an M Score?
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most presque isle, maine-based brokers and more are being added every day.
When is the best time to shop for a new insurance broker?
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new presque isle, maine-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer Advisor to evaluate broker options.
Insider Information For Employers
CMS Extends Vaccination Deadline for Healthcare Workers in 25 States
Editor’s Note: News and updates surrounding COVID-19 vaccination mandates continue to evolve rapidly. Check back for news on the Mployer Advisor blog as developments unfold. For state-specific guidance, please refer to OSHA’s site here. On January 13, 2022, the U.S. Supreme Court upheld the Center for Medicare and Medicaid Services (CMS) rule, which required the vaccination of all healthcare workers at CMS-covered facilities. The CMS mandate is expected to cover more than 10.4 million healthcare workers across 76,000 facilities nationwide. The CMS ruling came on the same day as the court ruled to block the Biden administration’s Occupational Safety and Health Administration (OSHA) vaccine mandate that targeted large employers. Previously, the OSHA mandate required that businesses with 100 or more employees implement a vaccination requirement for workers or require a weekly testing alternative. Because the CMS rule was paused during litigation, the federal government extended the COVID-19 vaccination deadline in 24 states. According to guidance from CMS, workers now have until February 14 to receive their first COVID-19 dose and must be completely vaccinated by March 15. These revised deadlines apply to the following states: * Alabama * Alaska * Arizona * Arkansas * Georgia * Idaho * Indiana * Iowa * Kansas * Kentucky * Louisiana * Mississippi * Missouri * Montana * Nebraska * New Hampshire * North Dakota * Ohio * Oklahoma * South Carolina * South Dakota * Utah * West Virginia * Wyoming Texas officials challenged the CMS directive, which a federal district court dismissed on January 20. As such, Texas healthcare workers must now receive their first vaccine dose by February 22 and be fully vaccinated by March 21. Compliance timelines were not affected for healthcare providers in the District of Columbia, U.S. territories, or the remaining 25 states that did not challenge the mandate. Compliance Standards and Enforcement According to a recent post from the Society for Human Resources Management (SHRM), the CMS vaccination requirement applies to all healthcare workers at CMS-covered facilities, even if those employees do not have contact with patients or clinical responsibilities. What’s more, staff members who work remotely but still have some contact with other staff members–such as in-person staff meetings or at worksites–must also comply. Only staff who perform all their duties remotely are exempt from the vaccination mandate. According to guidance from CMS, “Facility staff vaccination rates under 100 percent constitute noncompliance under the rule.” However, CMS clarified noting that “Noncompliance does not necessarily lead to termination [from the programs], and facilities will generally be given opportunities to return to compliance.” The Centers for Disease Control and Prevention (CDC) defines a fully vaccinated person as an individual who has two doses of the Pfizer or Moderna vaccine, or one dose of the Johnson & Johnson vaccine. The CDC recommends that eligible individuals receive a booster shot in addition to their primary vaccine, however a booster is not required under the CMS rule. The CMS mandate also requires employers to track employees’ vaccination status, including creating a policy to record religious or medical exemptions and employee accommodations. Unsure of how to navigate the ongoing uncertainty caused by the evolving COVID-19 pandemic? Register now for Mployer Advisor’s upcoming webinar “COVID-19 Compliance in the Workplace: Strategies for Success in Uncertain Times.” Looking for more exclusive content? Head over to the Mployer Advisor blog, or click here to read four industry leaders’ top employee benefits predictions for 2022.Read more
The Benefits of Diversity in the Workplace
Building a diverse workplace is essential to creating a welcoming and successful work environment and competing for top talent in your industry. Study after study has shown the incredible benefits of a diverse workplace, specifically how a variety in leadership, work styles and backgrounds can drive innovation and improve the overall employee experience. Of course, building and cultivating a workplace that nurtures talent across all ages, backgrounds and religions is neither a small task nor is it a quick one. What’s more, it’s important to recognize that committing to improving your company’s diversity touches all levels of your organization, including traditional methods of recruitment, retention and more. This means that simply putting together a new policy plan, while effective, is only the first step. Read on for an explainer on the benefits of implementing a more diverse workforce and the timely steps your company can take to get there. Benefits of Workplace Diversity 1. Drives Innovation and New Perspectives When you hire from a wide talent pool filled with candidates from diverse backgrounds and cultures, your company will benefit from a variety of ideas and perspectives–ideas that would likely never come to light without a team brimming with strategic thinkers. If everyone on the team has the same way of thinking, your performance could be hindered and your ability to creatively solve problems or approach complex issues may be compromised. 2. Attracts New Talent and New Business It makes sense that a wider array of ideas and perspectives would perform better, right? As a result, you’ll bring in more profits and drive new business opportunities within your company. In McKinsey’s 2020 report “Diversity Wins: How Inclusion Matters,” researchers discovered that companies in the top quartile for gender diversity were 25% more likely to have above-average profitability than companies in the bottom quartile. A similar study from McKinsey found that companies with ethnically and culturally diverse boards are 43% more likely to experience higher profits. These powerful statistics cannot be ignored. Commit to offering your employees experienced and diverse leaders and teammates. 3. Widens Your Talent Pool Sixty-seven percent of applicants consider workplace diversity a significant factor when taking on new opportunities or roles. As such, managing a diverse workforce is imperative to attracting top talent. Furthermore, a modern workforce needs to see that all values, perspectives and ideas are valued, and that your company has long-term initiatives supporting that core belief. Not sure how your employees feel about your current diversity plan? It may be time to gather feedback. Check out WorkTango’s DEI survey and make your own for employees to answer. Their results should give you the answers that you need. How Can You Increase Diversity in the Workplace? 1. Be Aware That Unconscious Biases Exist Even with the best of intentions, people tend to bring unconscious biases into their everyday interactions. Much as the saying “birds of a feather flock together” goes, the same can be said for ourselves and our natural tendency to gravitate toward those to whom we’re most similar (in attitude, personality, and so on). When we address our biases head-on, however, companies and managers can expect better outcomes such as: · Stronger decision-making · Increased diversity · Increased employee engagement · More productivity · Reduced recruitment costs How can you overcome bias? We recommend: · Learn more about different cultures and backgrounds and think deeply about how they could benefit your work. · Create a safe environment where employees feel free to speak up and question certain agendas, priorities or decision-making. 2. Communicate Your Goals and Measure Results Your company’s efforts to create a more welcoming workplace won’t go anywhere unless you form a plan and add layers of accountability to properly communicate and execute your goals. As a general rule, create a team that can oversee and measure progress. It’s also important to measure your results and ensure employee satisfaction with a survey. The only way your employees will notice that you truly advocate for diversity is by continually assessing and improving on your company’s policies and best practices. Stay tuned for part two on how to create a sense of inclusion. Diversity is the first step, but inclusion is the key to leveraging your diverse talent to its fullest extent. Looking for relatable content? Read our blog on how to retain your company’s top talent here. Are you noticing workplace burnout among employees? Read our blog on what steps and actions HR leaders can take to minimize this well-known issue.Read more
Industry Leaders Predict 2022's Top Employee Benefits Trends
Webinar Recap: ‘[Part 2] No Surprises Act: Employee Impact and Broker Fee Disclosure’