We offer health insurance benefits for the unique needs of today’s business world. The business world has changed dramatically. Small- and mid-sized companies continue to grow in numbers, accounting for more than one out of every three jobs in the US. Meanwhile, the landscape of international business is shifting. More and more companies − small and large − are sending their employees into foreign countries to open new markets or conduct business. A leading insurance brokerage, Total Benefit Solutions specializes in international health benefit plans that are flexible, portable and made to fit the unique needs of expat employees working in foreign countries or US-based employees of foreign companies. Our knowledgeable staff is also available to assist with health insurance plans for Washington, Alaska or Idaho - customized at different price points to meet the needs of small- to mid-sized businesses. Total Benefit Solutions works directly with brokers or producers providing an unparalleled level of service to support and grow your business. For more information on the right international or domestic group health plan for your client, or to request a custom quote, contact us today.

HUB International's office located in Davenport, Iowa is a reputable insurance broker serving clients throughout Illinois. With a strong presence in the Davenport market, they are recognized as one of the top brokerages in terms of experience and expertise. Their extensive portfolio includes a diverse range of clients, ranging from large to midsize and small employers. One notable example of their exceptional work is their collaboration with Titan International Inc, a prominent employer in the transportation equipment manufacturing industry since 1990. HUB International partnered closely with Titan's HR and finance team to establish a tailored self-funding arrangement. Additionally, they designed a comprehensive range of healthcare plans, including a customized HMO plan, PPO plan, PBM, and drug plan, to meet the unique needs of Titan's members. Apart from Titan International Inc, HUB International serves other esteemed employer clients such as Ifh Group, Material Control Systems, and Sears Seating. Their profound expertise spans various industries, including transportation equipment manufacturing, miscellaneous manufacturing, and fabricated metal product manufacturing. HUB International prides itself on its extensive experience working with self-funded employers and their expertise in collaborating with clients and PPOs to ensure member satisfaction. Additionally, they possess a deep understanding of PBMs (Pharmacy Benefit Managers) and other specialized pharmacy providers, enabling them to provide comprehensive coverage for their clients. With a solid reputation, a wide range of experience, and a good M Score, HUB International's Davenport office offers top-tier insurance brokerage services to a diverse clientele, delivering tailored solutions that meet the unique needs of each employer.

T2B Solutions, based in Des Moines, IA, stands as a prominent insurance broker with a substantial footprint, operating from a larger office to better cater to the diverse needs of local and regional employers. Known for their adept handling of self-funded clients, T2B Solutions has positioned itself as a go-to resource for businesses seeking comprehensive benefits solutions. The broker's extensive experience is evident in their diverse portfolio, with notable clients such as Altus Group US in the computer systems design and related services industry, American Howa Kentucky in motor vehicle parts manufacturing, and Balanced Body in the retail trade sector. These partnerships underscore T2B Solutions' versatility, showcasing their proficiency across computer systems design, hospitals, and industrial machinery manufacturing industries. As a vital component of the local brokerage landscape, T2B Solutions offers a wealth of expertise. Their significant experience spans midsize, large, and small employers, ensuring that businesses of varying sizes can benefit from tailored and effective benefits strategies. Employers in Des Moines and beyond can trust T2B Solutions to deliver reliable and strategic benefits solutions, making them a valuable partner in navigating the complexities of employee benefits.

Employee Benefit Services, LTD in Des Moines, IA, operates from a sizable office and boasts a wealth of experience catering to the diverse needs of both local and regional employers. As part of a local brokerage firm, this office stands out for its extensive expertise in serving midsize employers. Their proficiency extends to working with self-funded clients, and they have successfully supported businesses in various industries, including architectural, engineering, and related services, chemical and allied products merchant wholesalers, and plastics product manufacturing. The office takes pride in its solid track record, counting among its top clients notable companies such as Agri-Industrial Plastics Co, a plastics product manufacturing giant with over 200 participants, Quick Supply Company, a leading player in the chemical and allied products merchant wholesalers industry with 140+ participants, and Veenstra & Kimm, an established firm in the architectural and engineering services sector with 160+ participants. With a focus on employer benefits, Employee Benefit Services, LTD in Des Moines, IA, distinguishes itself through its tailored solutions, deep industry knowledge, and commitment to supporting the unique needs of midsize enterprises. Their proven success in collaborating with companies across different sectors makes them a valuable partner for employers seeking comprehensive and effective benefits packages.

PDCM Insurance, located in the bustling city of Waterloo, IA, boasts a formidable presence as a very large office with extensive expertise in catering to employers of all sizes. Specializing in employer benefits, they have a robust track record of working with a diverse range of clients, from small businesses to midsize and large enterprises. With a keen understanding of the intricacies of self-funded plans, PDCM Insurance emerges as a valuable resource, offering insight into stop loss and limits, as well as adept management of pharmacy costs and comprehensive HR consulting services. This office has successfully navigated the insurance landscape, showcasing notable prowess in industries such as furniture and related product manufacturing, individual and family services, and offices of physicians. Their client portfolio is a testament to their effectiveness, with notable names like Bancroft Implement and Bertch Cabinet, both industry leaders in machinery, equipment, supplies, and furniture manufacturing, relying on PDCM Insurance for their insurance needs. Being a key player in the local brokerage firm scene, PDCM Insurance is deeply embedded in the community, offering tailored solutions to meet the unique needs of employers in Waterloo, IA, and beyond. Whether dealing with 90+ participants at Bancroft Implement or managing plans for Bertch Cabinet with over 610+ participants, this office stands out for its comprehensive understanding of the insurance landscape across various sectors.

Independent. Customized. Leading-Edge. IBC Insurance is a locally owned and nationally recognized insurance and business administration services provider. Some business administration services include: Flex and HRA Administration, Preventative Health, Perfect Health Program, and Risk Management. IBC offers a wide range of of services for business owners including Individual and Group Health, Personal Insurance, and Commercial Insurance. We are independent; we will work to find the best insurance opportunities for your business. We will develop a customized strategic plan for you that defines objectives and outlines the actions needed to fulfill those objectives. By utilizing leading-edge technology related to insurance, wellness, and HR, we can provide our customers with the latest data analysis and legislative communication administration tools. We pride ourselves on the level of knowledge and service regarding insurance solutions, wellness, work comp, health benefits, and safety we bring to our clients and we will work hard to earn and keep your trust.

Avant Specialty Benefits, situated in Des Moines, IA, stands as a prominent and expansive office in the realm of insurance brokerage. Its expertise is notably pronounced in catering to the needs of self-funded clients, making it an invaluable resource for comprehending intricate aspects such as stop loss, limits, pharmacy costs, and broader HR consulting domains. This proficiency is further evidenced by their successful partnerships with a diverse range of top-tier clients. Among their notable collaborations are Excell Marketing LC, a key player in the miscellaneous durable goods merchant wholesalers industry in Iowa, serving over 140 participants. They also have a significant engagement with Guideone Insurance Company, a major entity in the insurance carriers industry, providing services to more than 250 participants. In addition, their partnership with Hma Group Holdings, a firm in the agencies, brokerages, and insurance-related activities sector, caters to over 1010 participants, showcasing their capacity to handle large-scale client requirements. Avant Specialty Benefits is recognized for its deep-seated expertise across various industries, including depository credit intermediation, grocery and convenience retailers, and hardware, along with plumbing and heating equipment and supplies merchant wholesalers. As part of a local brokerage firm, they bring a unique blend of community-focused service and extensive industry knowledge. This broker is adept at navigating the complexities faced by employers of various sizes. Their demonstrated experience spans from small to midsize, and even large employers, highlighting their versatility and ability to tailor solutions to diverse client needs. This adaptability, combined with their comprehensive industry knowledge, positions Avant Specialty Benefits as a leading choice for employers seeking reliable and expert insurance brokerage services in Des Moines, IA.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

AssuredPartners is a national insurance broker with a strategic office located in Dubuque, Iowa. With extensive experience in serving clients of large and midsize employers, they have built a solid reputation for their expertise in working with self-funded employers. Their success stories include partnering with the Dubuque Racing Association, a prominent employer in the gambling industries sector, consisting of 290 members. AssuredPartners collaborated closely with the Dubuque Racing Association's HR and finance team to establish a tailored self-funding arrangement that addressed the unique needs of their members. This exemplifies their commitment to providing customized solutions that maximize benefits while minimizing risks. In addition to their specialization in the gambling industries, AssuredPartners boasts a wealth of knowledge and experience in serving clients across a range of sectors, including services (except public administration) and plastics product manufacturing. Their expertise and tailored insurance solutions have earned them the trust of various employers in New York and California. Among the notable clients served by the Dubuque, Iowa office of AssuredPartners are the Dubuque Racing Association, Guttenberg Industries Inc., and Sisters of Saint Francis of Dubuque. Through their comprehensive insurance brokerage services, AssuredPartners strives to protect the interests and welfare of their clients, ensuring they have the coverage they need to thrive in their respective industries

AssuredPartners' Decorah, IA location, operating under Midwest Group Benefits, is a highly regarded full-service employee benefits organization. This office stands out for its adept handling of group benefits plans, providing comprehensive administrative services such as claims processing, eligibility assessment, implementation, routine service, reporting, and compliance. Their expertise is particularly noted in the realm of medical and ancillary benefits, catering to both local and regional employers. The Decorah office is part of AssuredPartners, a large national insurance brokerage firm, and has firmly established itself as a premier employee benefit firm in the Midwest. The founding team consists of seasoned professionals with rich backgrounds in working with top Fortune 100 global insurers, offering clients unparalleled access to industry-leading services and advice. This wealth of experience has allowed them to develop tailored insurance and risk management programs to meet the unique needs of their clients. They excel across various industries, notably in the offices of physicians sector, with key clients such as Advanced Correctional Healthcare in Tennessee, where they manage benefits for over 210 participants. The office provides a range of programs aimed at protecting both individuals and businesses, encompassing property and casualty, employee benefits, and personal insurance. Their commitment is centered on understanding and meeting the specific needs of each client, ensuring a personalized and efficient service experience.

We are excited to celebrate our 90th anniversary this year, and through those nine decades this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on Twitter.com (@holmesmurphyins), or Facebook, or Instagram.