North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Midwest Heritage, based in Des Moines, IA, stands out as a reliable insurance broker specializing in comprehensive employer benefits solutions. With a strong focus on medical and ancillary benefits, this office location has demonstrated commendable expertise in serving local and regional employers. One notable aspect of their portfolio is their successful partnership with Hy-Vee, a prominent player in the grocery and convenience retailers industry. Midwest Heritage has provided tailored insurance solutions for Hy-Vee, catering to the unique needs of this industry. With over 350 participants in the program, their experience with large-scale employers showcases their ability to handle the complexities of diverse benefit structures. The office is an integral part of a local brokerage firm, contributing to a network of professionals dedicated to delivering top-notch services. This affiliation ensures that clients benefit not only from the specific expertise of the Des Moines team but also from the collective knowledge and resources of the broader brokerage. Midwest Heritage's commitment to excellence extends beyond individual clients to encompass the broader grocery and convenience retailers industries, reflecting a depth of understanding and adaptability within these sectors. For employers seeking a trusted partner with a proven track record in tailoring benefits packages, Midwest Heritage in Des Moines, IA, emerges as a compelling choice.

Gallagher Benefit Services, a well-established national insurance consultant, operates from their office in West Des Moines, Iowa. Their expertise spans various areas, including working with self-funded clients, HMOs, and PPOs, as well as collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. One remarkable success story from their West Des Moines office is their partnership with Health Incbenefit Plan, a 100-member employer in the medical equipment and supplies manufacturing industry. Gallagher Benefit Services collaborated closely with the HR and finance team to develop a comprehensive self-funding arrangement, along with customized HMO, PPO, pharmacy benefit plans, and drug plans tailored to meet the unique needs of Health Incbenefit Plan's members. Gallagher Benefit Services caters to clients of all sizes, including large, midsize, and small employers, and has a strong presence across Iowa, Nebraska, South Dakota, New York, Kansas, and Michigan. Notable employer clients at this location include Baxter Chrysler Jeep Inc, Buena Vista University, Charles Gabus Ford, and Chippewa County War Memorial Hospital Inc. The West Des Moines office of Gallagher Benefit Services is recognized for their wide range of experience and expertise across client sizes, industries, and insurance products, earning them one of the highest M Scores achievable. Their proficiency extends to industries such as health care and social assistance, highway, street, and bridge construction, as well as motor vehicle body and trailer manufacturing. Clients can rely on Gallagher Benefit Services' West Des Moines office to provide comprehensive and tailored insurance solutions, leveraging their extensive experience, industry knowledge, and commitment to meeting the diverse needs of their employer clients.

S & K Associates, nestled in the heart of Des Moines, IA, emerges as a trusted insurance broker, specializing in catering to the diverse needs of local and regional employers. Boasting a comprehensive understanding of medical and ancillary benefits, this seasoned brokerage firm offers invaluable expertise to businesses seeking top-notch insurance solutions. With a proven track record, S & K Associates has solidified its standing in the industry by effectively serving a spectrum of clientele, including prominent entities such as the Iowa Bankers Benefit Plan. This testament to their prowess is particularly noteworthy, given the 7770+ participants under their care. As a local brokerage firm, S & K Associates seamlessly integrates into the community, establishing a rapport that goes beyond transactions. One of the distinctive strengths of this Des Moines-based office is its unwavering commitment to large employers. S & K Associates brings forth a wealth of experience in handling the intricate needs of sizable corporations, showcasing a depth of knowledge that instills confidence. In the realm of agencies, brokerages, and insurance-related activities, S & K Associates stands out as a beacon of reliability and proficiency, making them a strategic partner for employers seeking tailored and effective benefit solutions.

Holmes Murphy West Des Moines is a part of a national insurance brokerage firm with offices across the nation with a local office in West Des Moines region. Holmes Murphy & Associates works as an independent insurance brokerage and risk management firm in the United States that offers employee benefits, surety bonds, claims processes, claims administration services, and loss control. The firm focuses on providing the best solutions to its clients to meet and surpass their requirements. Holmes Murphy's West Des Moines office has the top M Score of 5 due to a wide range of experience and positive customer feedback for their service and outcomes. Holmes Murphy provides employee Holmes Murphy is an insurance broker with offices in West Des Moines. They specialize in the needs of employers, including Sioux Automation Center. They offer insurance services that include group health, life and disability insurances for employer groups. They also offer EAPs (employee assistance programs) to help employees get the help they need during difficult situations.

T2B Solutions, based in Des Moines, IA, stands as a prominent insurance broker with a substantial footprint, operating from a larger office to better cater to the diverse needs of local and regional employers. Known for their adept handling of self-funded clients, T2B Solutions has positioned itself as a go-to resource for businesses seeking comprehensive benefits solutions. The broker's extensive experience is evident in their diverse portfolio, with notable clients such as Altus Group US in the computer systems design and related services industry, American Howa Kentucky in motor vehicle parts manufacturing, and Balanced Body in the retail trade sector. These partnerships underscore T2B Solutions' versatility, showcasing their proficiency across computer systems design, hospitals, and industrial machinery manufacturing industries. As a vital component of the local brokerage landscape, T2B Solutions offers a wealth of expertise. Their significant experience spans midsize, large, and small employers, ensuring that businesses of varying sizes can benefit from tailored and effective benefits strategies. Employers in Des Moines and beyond can trust T2B Solutions to deliver reliable and strategic benefits solutions, making them a valuable partner in navigating the complexities of employee benefits.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Employee Benefit Services, LTD in Des Moines, IA, operates from a sizable office and boasts a wealth of experience catering to the diverse needs of both local and regional employers. As part of a local brokerage firm, this office stands out for its extensive expertise in serving midsize employers. Their proficiency extends to working with self-funded clients, and they have successfully supported businesses in various industries, including architectural, engineering, and related services, chemical and allied products merchant wholesalers, and plastics product manufacturing. The office takes pride in its solid track record, counting among its top clients notable companies such as Agri-Industrial Plastics Co, a plastics product manufacturing giant with over 200 participants, Quick Supply Company, a leading player in the chemical and allied products merchant wholesalers industry with 140+ participants, and Veenstra & Kimm, an established firm in the architectural and engineering services sector with 160+ participants. With a focus on employer benefits, Employee Benefit Services, LTD in Des Moines, IA, distinguishes itself through its tailored solutions, deep industry knowledge, and commitment to supporting the unique needs of midsize enterprises. Their proven success in collaborating with companies across different sectors makes them a valuable partner for employers seeking comprehensive and effective benefits packages.

Lockton's Des Moines, IA office stands out as a formidable player in the insurance brokerage landscape. Boasting a significant presence, this larger office excels in catering to the diverse needs of employers, both local and regional. With a strategic focus on self-funded clients, Lockton's team in Des Moines has honed its expertise in serving midsize and large employers. Their impressive clientele showcases their proficiency across various industries, including machinery, equipment, and supplies merchant wholesalers, where they count Marco Group International among their satisfied clients. In the depository credit intermediation sector, Lockton has made an impact by providing comprehensive services to Bbx Capital, a Florida-based entity with over 120 participants. Deluxe Media, a heavyweight in the motion picture and video industries in California, benefits from Lockton's prowess with a participant count exceeding 1120. Noteworthy is Lockton's profound understanding of specific industries such as depository credit intermediation, gambling, and machinery, equipment, and supplies merchant wholesalers. As part of a large national insurance brokerage firm, Lockton in Des Moines brings a wealth of resources and experience to the table, ensuring a robust support system for employers seeking comprehensive insurance solutions. Whether working with midsize enterprises or large corporations, Lockton's track record underscores their commitment to delivering tailored, effective insurance solutions.