Joe Costa & Associates, Inc. is an Independent Insurance Agency specializing in Employee Benefits. Our primary focus is Group Health Insurance and Capital Development. We have been serving Northeast Georgia since 1982 by providing sales, renewal and service support to our clients. We are licensed with Athens Area Health Plan Select, Blue Cross, UnitedHealthcare and the other top carriers in the area.

Johns Benefits Group is a full-service brokerage firm offering employer benefits, including medical insurance and voluntary benefits for employers in the Athens-Clarke County, GA. The job market in Athens-Clarke County is competitive and Johnson Benefits Group strives to provide necessary employee benefits that can help to retain your employees. They are an insurance brokerage firm headquartered in Dallas, Texas that provides its clients with retirement plan advice and HR advice. As the leading insurance broker in their field, they work hard to provide individuals, families, and businesses with market-leading solutions for their risk management needs. Their commitment to client empowerment has earned them a trusted advisor reputation in the industry.

Since 1905, Turner Wood & Smith Insurance has been North Georgia's most trusted independent insurance agency. Our dedication to our employees, clients and community has created an environment ready to foster another 100 years of success. We help you plan for success and prepare for the unexpected—yesterday, today and tomorrow.

KLD & Associates, based in Gainesville, GA, operates a substantial office catering to the diverse needs of employer benefits buyers. Boasting a robust team and extensive industry experience, this larger office is well-versed in serving both local and regional employers, particularly excelling in the intricacies of self-funded client support. With a proven track record, KLD & Associates in Gainesville has successfully partnered with notable organizations across various industries. Notable clients include Allen Media Broadcasting in the information sector with over 70 participants, Atlanta Heart Associates in physician offices with 40+ participants, and Atlanta Postal Credit Union in depository credit intermediation, boasting an impressive 130+ participants. Demonstrating versatility, this office showcases expertise spanning warehousing and storage, forging and stamping, as well as depository credit intermediation industries. As part of a local brokerage firm, KLD & Associates stands out for its commitment to understanding the unique needs of midsize and small employers. Their nuanced approach, combined with significant industry experience, positions them as a reliable partner for employers seeking comprehensive and tailored insurance solutions.

Mcgriff Insurance Services, a national insurance broker, has established itself as a trusted partner for large and midsize employers. With a focus on serving self-funded employers, they possess extensive expertise in designing tailored insurance solutions to meet the unique needs of their clients. Their office in Watkinsville, Georgia, exemplifies their capabilities through their collaboration with Agco Corporation, a prominent employer in the agriculture, construction, and mining machinery manufacturing industry, employing 690 individuals. Mcgriff Insurance Services worked closely with Agco Corporation's HR and finance team to develop a customized self-funding arrangement that aligns with the specific requirements of their members. Operating in the competitive Athens, GA market, Mcgriff Insurance Services stands out as one of the top brokerages due to their vast industry experience and comprehensive expertise across client sizes and industries. They have a strong M Score, indicating their ability to deliver outstanding service and results. With a deep understanding of the insurance needs within the healthcare sector, Mcgriff Insurance Services has particular expertise in offices of physicians. They also excel in serving clients in the petroleum and petroleum products merchant wholesalers and miscellaneous manufacturing industries. The Watkinsville office of Mcgriff Insurance Services is dedicated to serving clients throughout Georgia, demonstrating their commitment to meeting the insurance needs of employers in the region. Notable employer clients at this location include Agco Corporation, Emory Healthcare Inc C/O Emory University, Suzanna's Kitchen, and The Emory Clinic Inc. Mcgriff Insurance Services' reputation for excellence, broad industry knowledge, and commitment to client satisfaction make them a valuable partner for employers seeking comprehensive and customized insurance solutions in Georgia and beyond.

Cavalry Partners, located at 16 Mills Avenue #2, Greenville, SC 29605, positions itself as a transformative presence in the health plan design sector. Rejecting the traditional brokerage model that often leads to increased health insurance costs for businesses and greater out-of-pocket expenses for employees, Cavalry Partners is committed to a consultative approach. They do not sell health insurance; instead, they assist in constructing custom health plans tailored to meet the unique needs of each client organization. At the core of Cavalry Partners' philosophy is the belief that a well-designed health plan can be a pivotal element in managing major employee interactions and healthcare expenses. They aim to drive down bottom-line costs while enhancing the employee experience. This is achieved through education, correct partnerships, and aligned objectives. They offer a diverse range of services, including designing health plans that fit employees' needs and align with employer goals, consulting services paid for by clients (not vendors), and working with a variety of vendors to fulfill organizational goals. Their approach is also characterized by seeking partners with fair and transparent pricing and focusing on network arrangements that prioritize the right provider at the right time. This strategy aims to reduce employer costs without shifting the burden onto employees. In addition to building custom, self-funded health plans, Cavalry Partners takes an active role in implementing these plans and minimizing disruption. They engage directly with end-users, creating educational content and providing multiple channels for employees to contact their team. Their mission is to help employers create effective, affordable health and benefits programs that sustain long-term value. This Greenville, SC office of Cavalry Partners, with its deep expertise in the nursing and residential care facilities industries, demonstrates significant experience working with large employers, including prominent clients like Hmr Veteran Services. They offer tailored solutions not just for local and regional employers but also have a proven track record with self-funded clients, making them a versatile choice for businesses seeking innovative and cost-effective health plan designs.