Joe Costa & Associates, Inc. is an Independent Insurance Agency specializing in Employee Benefits. Our primary focus is Group Health Insurance and Capital Development. We have been serving Northeast Georgia since 1982 by providing sales, renewal and service support to our clients. We are licensed with Athens Area Health Plan Select, Blue Cross, UnitedHealthcare and the other top carriers in the area.

Since 1905, Turner Wood & Smith Insurance has been North Georgia's most trusted independent insurance agency. Our dedication to our employees, clients and community has created an environment ready to foster another 100 years of success. We help you plan for success and prepare for the unexpected—yesterday, today and tomorrow.

Chastain & Associates LLC, based in Athens, GA, stands as a prominent local brokerage firm with a larger office that caters to the specific needs of midsize employers. They have carved out a niche in the insurance brokerage sector with their considerable experience and adept handling of self-funded clients, offering tailored solutions that resonate with local and regional businesses. One of their key strengths lies in their extensive expertise across diverse industries, such as beer, wine, and distilled alcoholic beverage merchant wholesalers, educational services, and legal services. This broad spectrum of knowledge allows them to provide specialized insurance solutions that are finely tuned to the unique requirements of these sectors. Among their top customers, Chastain & Associates LLC boasts of successful partnerships with notable organizations in Georgia. Athens Academy, a significant player in the educational services industry, with over 170 participants, has benefitted from their services. Similarly, Golden Pantry Food Stores, a name to reckon with in the grocery and convenience retailers industry, with a base of over 100 participants, and Heyward Allen Motor Company, a major entity in the automobile dealers industry with 180+ participants, stand as testaments to the firm’s ability to handle substantial client portfolios with efficiency and expertise. Their success with these and other clients underlines their capability to support and enhance the insurance strategies of midsize employers. Chastain & Associates LLC’s local roots, combined with their wide-ranging industry knowledge, make them an ideal choice for employers in Athens, GA, looking for a comprehensive and experienced insurance brokerage partner.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complementary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

This is the municipal body for the City of Duluth, GA. The City of Duluth prides itself on its ability to accommodate a growing, diverse population in Metropolitan Atlanta while maintaining its small-town charm and sense of community. "Capture the Spirit of Good Living"​ is the City's motto.

Nestled in the heart of Athens, Georgia, Rickey Chastain is more than just a local employee benefits broker—he's a trusted advisor committed to ensuring that businesses and their employees thrive. With a keen understanding of the intricate landscape of employee benefits, Rickey provides tailored solutions that prioritize the well-being and satisfaction of his clients. Drawing upon years of experience and a deep-rooted passion for helping others, Rickey partners with companies like NORTHEAST SALES DISTRIBUTING, INC. to navigate the complexities of employee benefits with ease. His personalized approach goes beyond mere transactions; it fosters genuine relationships built on trust and reliability. Whether it's crafting comprehensive benefit packages or providing invaluable guidance during enrollment periods, Rickey's dedication to excellence shines through in every aspect of his work. Local businesses in Athens and beyond rely on Rickey Chastain to simplify the complexities of employee benefits, empowering them to focus on what truly matters—the success and happiness of their employees.

Legacy Risk Solutions is a Network of Independent Insurance Agencies with a single purpose to provide our clients exceptional insurance solutions. Our mission is to meet and surpass our client’s expectations and create unprecedented client loyalty. For over 100 years, we have served communities throughout Georgia and South Carolina. Through our collaborative efforts, we use our combined size and clout in the marketplace to better serve our clients. With the power of Choice, we can offer a variety of carriers, coverages, and services as we tailor our decisions to find the right solution for our client’s needs. Our brokerage and consulting strategies provide solutions for employee benefits, property and casualty and personal risk nationwide. Our belief is to allow each agency to make local decisions as well as embrace and promote the heritage they have created. While affiliated with Legacy Risk Solutions, we strongly believe in maintaining local identity and building on the reputations of our partners. The goal is simple: provide more access to resources and technology to provide more choices and better solutions for our clients.

Moulton & Hardin was established in 1988 with the merger of two successful, long established, Employee Benefits Consulting Companies, Hardin & Company and Moulton & Lane. The fusion of these organizations created an Employee Benefits Consultancy unparalleled in expertise, innovation and efficiency. Adding to our core competencies of Employee Benefits Consulting and Health Insurance Claims Management, Moulton & Hardin expanded its services to complete the total Workforce Management Process – Human Resource Solutions (HR) and Payroll Solutions, ultimately creating a complete Human Resource and Employee Life Cycle Management Solution, aptly named M&H OneSource. The joining of management, ideas and technologies was the driving force behind our company’s flagship product - M&H OneSource. Comprised of three core disciplines— Employee Benefits, Human Resources, and Payroll Solutions - M&H OneSource addresses all HR-related matters; Benefit Administration, Premium Deduction Management, Employee Benefits Consulting and Procurement, Payroll Software as a Solution, Payroll Outsourcing, Tax Filing, HR Consulting, Applicant, and Recruitment Modules. M&H One Source is designed using a single Human Resource Management System (HRMS), enabling seamless integration between all HR entities such as payroll, employee benefit companies, and employee self-service. Additionally, the solution is packaged in modules, providing a unique level of customization. The Human Resource Life Cycle has many moving parts. M&H OneSource responds to the existing need for a single system that stores and manages a vast array of data, while automating HR processes, ensuring compliance, increasing employee productivity, and streamlining communication.