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Find Top Insurance Brokers In Puerto Rico

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Mployer Advisor independently rates each insurance advisor using a proprietary score called an “M Score”.
An advisor cannot pay to influence their score.

Christiansen Insurance Group

Christiansen Insurance Group

Guaynabo, Puerto Rico

Christiansen Insurance Group provides medical insurance, voluntary benefits and other services for all sizes of employers in the Guaynabo area. Christiansen Insurance Group understands that offering y...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Christiansen Insurance Group

Christiansen Insurance Group

Guaynabo, Puerto Rico

mScore

Score

Proprietary rating

4/5

Christiansen Insurance Group provides medical insurance, voluntary benefits and other services for all sizes of employer...

HUB International - San Juan, PR

HUB International - San Juan, PR

San Juan, Puerto Rico

HUB International Limited is a leading global insurance broker that's been providing full-service property and casualty, life and health, employee benefits, and risk management products and services f...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

HUB International - San Juan, PR

HUB International - San Juan, PR

San Juan, Puerto Rico

mScore

Score

Proprietary rating

5/5

HUB International Limited is a leading global insurance broker that's been providing full-service property and casualty,...

Willis Towers Watson - San Juan, PR

Willis Towers Watson - San Juan, PR

San Juan, Puerto Rico

Willis is a national brokerage firm with an office in San Juan. They offer comprehensive medical benefits and voluntary benefits for employers of any size. Willis Towers Watson has been in business si...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Workers Compensation, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Willis Towers Watson - San Juan, PR

Willis Towers Watson - San Juan, PR

San Juan, Puerto Rico

mScore

Score

Proprietary rating

5/5

Willis is a national brokerage firm with an office in San Juan. They offer comprehensive medical benefits and voluntary ...

Pan-American Life Insurance Company of Puerto Rico

Pan-American Life Insurance Company of Puerto Rico

Guaynabo, Puerto Rico

Pan-American Life Insurance Company of Puerto Rico Guaynabo is a regional insurance brokerage firm serving several areas with a local office in the Guaynabo area. Providing comprehensive medical benef...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

1-10, 11-50, 51-100, 101-250, 251-1,000

Pan-American Life Insurance Company of Puerto Rico

Pan-American Life Insurance Company of Puerto Rico

Guaynabo, Puerto Rico

mScore

Score

Proprietary rating

3/5

Pan-American Life Insurance Company of Puerto Rico Guaynabo is a regional insurance brokerage firm serving several areas...

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Aminport Insurance

Aminport Insurance

San Juan, Puerto Rico

Aminport Insurance provides employee benefits and group health insurance to mid to large employers in the San Juan area and has an M Score of 3. Employees depend on group health benefits for their wel...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Aminport Insurance

Aminport Insurance

San Juan, Puerto Rico

mScore

Score

Proprietary rating

3/5

Aminport Insurance provides employee benefits and group health insurance to mid to large employers in the San Juan area ...

Marsh Salda Inc.

Marsh Salda Inc.

Guaynabo, Puerto Rico

In today's day and age, a comprehensive employee benefits plan is important for employers to provide to attract and retain the most skilled and talented workforce. Marsh Saldaña Inc. is local insuranc...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Marsh Salda Inc.

Marsh Salda Inc.

Guaynabo, Puerto Rico

mScore

Score

Proprietary rating

4/5

In today's day and age, a comprehensive employee benefits plan is important for employers to provide to attract and reta...

Olympic Agency

Olympic Agency

Guaynabo, Puerto Rico

Olympic Agency offers a comprehensive range of medical insurance, voluntary benefits, and other services to all sizes of employers in the Guaynabo area. Employees want to work for an employer that pro...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Olympic Agency

Olympic Agency

Guaynabo, Puerto Rico

mScore

Score

Proprietary rating

4/5

Olympic Agency offers a comprehensive range of medical insurance, voluntary benefits, and other services to all sizes of...

Popular Insurance - Guaynabo, PR

Popular Insurance - Guaynabo, PR

Guaynabo, Puerto Rico

Popular Insurance Guaynabo is a regional insurance brokerage firm serving the greater Guaynabo area and beyond. They offer employee benefits and group health insurance to all sizes of employers. The q...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


Voluntary Insurance, Liability, Retirement

1-10, 11-50, 51-100, 101-250, 251-1,000

Popular Insurance - Guaynabo, PR

Popular Insurance - Guaynabo, PR

Guaynabo, Puerto Rico

mScore

Score

Proprietary rating

2/5

Popular Insurance Guaynabo is a regional insurance brokerage firm serving the greater Guaynabo area and beyond. They off...

Lopez Luna Insurance

Lopez Luna Insurance

Guaynabo, Puerto Rico

Lopez Luna Insurance provides employee benefits and group health insurance to all sizes of employers in the Guaynabo area. Lopez Luna Insurance's Guaynabo office has an M Score of 3 out of 5, which is...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Lopez Luna Insurance

Lopez Luna Insurance

Guaynabo, Puerto Rico

mScore

Score

Proprietary rating

3/5

Lopez Luna Insurance provides employee benefits and group health insurance to all sizes of employers in the Guaynabo are...

Velox24

Velox24

San Juan, Puerto Rico

Velox 24 is a local insurance broker that specializes in serving the greater San Juan area. They have a limited business experience and customer ratings, which has resulted in their M Score being 2 ou...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

1-10, 11-50, 51-100, 101-250

Velox24

Velox24

San Juan, Puerto Rico

mScore

Score

Proprietary rating

2/5

Velox 24 is a local insurance broker that specializes in serving the greater San Juan area. They have a limited business...

Strategic Group | Insurance Brokers | Condominium Specialist

Strategic Group | Insurance Brokers | Condominium Specialist

San Juan, Puerto Rico

Strategic Group Insurance Brokers Condominium Specialist provides employee benefits and group health insurance to all sizes of employers in the San Juan area. The cost and quality of your group health...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

101-250, 251-1,000

Strategic Group | Insurance Brokers | Condominium Specialist

Strategic Group | Insurance Brokers | Condominium Specialist

San Juan, Puerto Rico

mScore

Score

Proprietary rating

2/5

Strategic Group Insurance Brokers Condominium Specialist provides employee benefits and group health insurance to all si...

MAPFRE Seguros San Juan

MAPFRE Seguros San Juan

San Juan, Puerto Rico

MAPFRE Seguros San Juan is the largest insurance company in Puerto Rico, providing commercial and personal insurance for more than 300 years. They are headquartered in San Juan, with over 700 employee...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability

1-10, 11-50, 51-100, 101-250

MAPFRE Seguros San Juan

MAPFRE Seguros San Juan

San Juan, Puerto Rico

mScore

Score

Proprietary rating

2/5

MAPFRE Seguros San Juan is the largest insurance company in Puerto Rico, providing commercial and personal insurance for...

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Insider Information For Employers

CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation

Editor’s Note: News and updates surrounding COVID-19 vaccination mandates continue to evolve rapidly. Check back for news on the Mployer Advisor blog as developments unfold. For state-specific guidance, please refer to OSHA’s site here.   On January 13, 2022, the U.S. Supreme Court upheld the Center for Medicare and Medicaid Services (CMS) rule, which required the vaccination of all healthcare workers at CMS-covered facilities. The CMS mandate is expected to cover more than 10.4 million healthcare workers across 76,000 facilities nationwide.  The CMS ruling came on the same day as the court ruled to block the Biden administration’s Occupational Safety and Health Administration (OSHA) vaccine mandate that targeted large employers. Previously, the OSHA mandate required that businesses with 100 or more employees implement a vaccination requirement for workers or require a weekly testing alternative.  Because the CMS rule was paused during litigation, the federal government extended the COVID-19 vaccination deadline in 24 states. According to guidance from CMS, workers now have until February 14 to receive their first COVID-19 dose and must be completely vaccinated by March 15.   These revised deadlines apply to the following states:  * Alabama  * Alaska  * Arizona  * Arkansas  * Georgia  * Idaho  * Indiana  * Iowa  * Kansas  * Kentucky  * Louisiana  * Mississippi  * Missouri  * Montana  * Nebraska  * New Hampshire  * North Dakota  * Ohio  * Oklahoma  * South Carolina  * South Dakota  * Utah  * West Virginia  * Wyoming   Texas officials challenged the CMS directive, which a federal district court dismissed on January 20. As such, Texas healthcare workers must now receive their first vaccine dose by February 22 and be fully vaccinated by March 21.   Compliance timelines were not affected for healthcare providers in the District of Columbia, U.S. territories, or the remaining 25 states that did not challenge the mandate.   Compliance Standards and Enforcement  According to a recent post from the Society for Human Resources Management (SHRM), the CMS vaccination requirement applies to all healthcare workers at CMS-covered facilities, even if those employees do not have contact with patients or clinical responsibilities.   What’s more, staff members who work remotely but still have some contact with other staff members–such as in-person staff meetings or at worksites–must also comply. Only staff who perform all their duties remotely are exempt from the vaccination mandate.   According to guidance from CMS, “Facility staff vaccination rates under 100 percent constitute noncompliance under the rule.” However, CMS clarified noting that “Noncompliance does not necessarily lead to termination [from the programs], and facilities will generally be given opportunities to return to compliance.”  The Centers for Disease Control and Prevention (CDC) defines a fully vaccinated person as an individual who has two doses of the Pfizer or Moderna vaccine, or one dose of the Johnson & Johnson vaccine. The CDC recommends that eligible individuals receive a booster shot in addition to their primary vaccine, however a booster is not required under the CMS rule.   The CMS mandate also requires employers to track employees’ vaccination status, including creating a policy to record religious or medical exemptions and employee accommodations.   Unsure of how to navigate the ongoing uncertainty caused by the evolving COVID-19 pandemic? Register now for Mployer Advisor’s upcoming webinar “COVID-19 Compliance in the Workplace: Strategies for Success in Uncertain Times.”   Looking for more exclusive content? Head over to the Mployer Advisor blog, or click here to read four industry leaders’ top employee benefits predictions for 2022.  

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Industry Leaders Predict 2022's Top Employee Benefits Trends

In Employee Benefits, Voluntary Benefits

In 2021, employers across the nation were forced to rethink best-in-class strategies on how to recruit and retain top talent.   Between the evolving challenges left in the wake of the COVID-19 pandemic, including the gaps left in the workforce from the Great Resignation, employers are rethinking benefits plan designs and how to diversify offerings. What's more, the unemployment rate for January hit 3.9%, a new low and the first time it's dipped below pre-pandemic levels since February 2020.   If increasing or filling gaps in your workforce is a top goal this year, remember that it's vital to assess employee needs and wants continuously. So, what employee benefits will rank highest in importance for employees in 2022?   Mployer Advisor recently spoke with four renowned employee benefits leaders and asked for their top employee benefits predictions for 2022. Below are their responses:   DEREK WINN: BENEFITS CONSULTANT, BUSINESS BENEFITS GROUP  Top predictions: Lifestyle accounts "We anticipate employers will develop their own unique, innovative solutions in 2022; this will enhance flexibility, empathy, and added compensation. One example includes lifestyle accounts, where employers have the advantage of streamlining various benefits together, such as wellness incentives; catered meals or snacks; home office equipment; cell phone and internet reimbursements; and more into an easy-to-use platform for reimbursement."   AARON EATON: DIRECTOR OF SALES, EMPLOYEE HEALTH AND BENEFITS, MARSH MCLENNAN AGENCY Top predictions: Hospital indemnity and student loan benefits "COVID–and its ever-changing viral composure– illustrated to the masses how costly hospital stays could be, especially if admitted to the ICU. Whereas worksite products, such as hospital indemnity, were traditionally looked over by mainstream buyers, its true benefit and how it can help has been forced into the spotlight. We have entered into an era where the increase in hospital stays makes the fear of hitting out-of-pocket maximums a foregone conclusion, if and when admitted. In 2022, we will likely see a highly educated buyer who understands the risk and reward of a product like a hospital indemnity to protect their pocketbooks. Two years ago, student loan benefits were the fastest-growing employee benefit, and I predict that we will see a resurgence of this trend as employers are desperate to retain staff and recruit new blood. The cultural effect that a student loan benefits program has can be profound, especially from a multigenerational perspective. College graduates, mid-career professionals, experienced employees to pre-retirees, each can take advantage of this benefit if set up correctly. When an organization offers to help an employee pay down their debt–whether that be their own or their children's or grandchildren's–you then have a benefit that strengthens that employee's loyalty and feeling of belonging."    HEATHER GARBERS: VP VOLUNTARY BENEFITS, HUB INTERNATIONAL Top predictions: Permanent life insurance "Many of our clients have been impacted by the Great Resignation, and voluntary benefits can be a cost-effective way to build a more robust benefits offering. Specific voluntary benefits I expect to trend, include permanent life insurance and critical illness.  Workplace sales of permanent life insurance jumped 75% through Q3 2021 over 2020. Many group term life policies are only effective when the insured is actively at work. This resulted in many employees losing coverage in 2020 and 2021 if they were furloughed or laid off.  Workplace sales also increased 11% as many carriers have an infectious disease benefit that would create a payout for complications from COVID and other cardiovascular or cancer conditions." BRIAN ALEXANDER: DIRECTOR OF CONSULTING, EMPLOYEE BENEFITS, HUB INTERNATIONAL  Top predictions: Total compensation focus "In 2022, with a focus on attracting and retaining talent, employers will review all aspects of their employee offerings. This includes salaries, leave policies, work-from-home policies, benefits offering, and more.   Too often benefit plans have lacked a thoughtfulness, intentionality, and alignment to the organization's objectives and intended audience. As the talent market and budgets tighten, I suspect employers to re-evaluate their benefits offerings and ask these three main questions:  * Whom does this benefit serve, and how does that align with my employee population?  * Does this benefit increase my value to employees?   * Was this benefit designed with ease of understanding and employee value in mind?" With these predictions in mind, what changes–if any–will you implement into your comprehensive employee benefits package in 2022?  Looking for related content? Read our 3 most attractive categories of employee benefits and 5 strategies to retain your company's top talent over on the Mployer Advisor blog.  

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For Employers

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CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation