At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Excelsior Insurance Brokerage, Inc. is a multi-line brokerage offering modern solutions for independent brokers in the group and senior markets. We connect brokers with top-quality products from some of the biggest carriers in the industry. And offer full-service support to help brokers increase their income and client base. Excelsior has its principal office in the Dallas/Fort Worth metro area. Our experienced sales team provide support to brokers nationwide. Excelsior Insurance Brokerage, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all brokers are licensed to sell all products. Service and product availability vary by state. Specialties: Group Health Insurance, Life Insurance, Supplemental Insurance, Medicare

Established in 1928 by Joseph Maguire, Maguire Agency has evolved into a trusted insurance partner, safeguarding the interests of individuals, families, corporations, and nonprofits. Operating independently since 1960, our leadership, including Charles E. Clysdale, Wallace H. Russell, and presently Matthew J. Clysdale since 1994, has guided us through over 90 years of expertise. With a commitment to financial solidity and proactive claim response, we collaborate with over 15 insurance carriers, tailoring solutions to diverse risk exposures. Rooted in Joseph Maguire's founding philosophy, we prioritize knowledgeable professionals for effective risk management, offering more than insurance but a legacy of experience and community-focused solutions. Choose Maguire Agency for dedicated insurance partnership, ensuring peace of mind through comprehensive and tailored coverage.

King and Companies is an employee group benefit firm and independent insurance agency. We are a minority-owned women business, founded in 2002. With over 20 years of experience, our expertise provides high- quality and knowledgeable service, delivering trustworthy performance that meets the needs of each individual client. King and Companies provides guidance in finding the right insurance coverage for your business by working with a variety of programs and plans. Locally based in Burnsville, Minnesota, we provide the human touch to insurance and financial services through innovation and client satisfaction. We take care of their clients and are there for them, whether its to assist with a claim, provide rates, or just answer questions. Our goal is to build long-term rewarding relationships to effectively achieve our clients goals. King and Companies was one of the first, if not the only, insurance consultant business to create our own benefit portal technology. We did not PURCHASE a human resource and benefit software program, we CREATED one. We work with high-tech, low-tech and no-tech clients. Yes....no-tech clients still exist. We're passionate about what we do, and we're good at it!

Atlas Insurance Brokers, LLC is an independent insurance agency network with over 100 locations in Minnesota, Iowa, Arizona & South Dakota. Atlas is one of the top 100 P&C Agencies in America, according to Insurance Journal. In addition, Atlas made the Inc. 5000 list of America's fastest-growing private companies the past 3 years in a row (2017-2019). The Atlas Advantage (For Clients): Atlas agents are independent - Unlike "captive"​ insurance agencies, Atlas agents compare insurance quotes from up to 50 insurance companies, which saves time & money. Atlas agents are part of your community - Unlike "direct writer"​ insurance companies, Atlas agents have brick & mortar offices for personal, face-to-face service. Visit https://www.aibme.com to find an agent near you. The Atlas Advantage (For Agents): Partnering with Atlas Insurance Brokers to start your independent agency yields a multitude of benefits, including immediate access to insurance companies, increased commissions, dedicated training support, and much more. Visit https://www.aibme.com/agency-partnership to learn more.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Phillip James Financial is an independent, fee-only financial planning & investment management company in Plymouth Minnesota. We were founded with the idea of bringing fee-only financial planning and investment advisory services to individuals and families which historically has been restricted to the very wealthy due to high minimum fees. We believe that the fee-only model offers a better alternative to the traditional broker/dealer model by removing the inherent conflict of interest that can be associated with selling commissioned based products. Everyone deserves sound advice when it comes to their investments that are aligned with their goals and not those of the broker. As a fee-only firm we do not receive commissions from investment companies, we are paid only by our clients. This fee structure has many advantages. It’s simple, transparent, and easy to understand. It also gives your advisor an incentive to grow your assets—when you succeed, your advisor succeeds. Whether you have just started saving or you are preparing for retirement, Phillip James wants to make sure you achieve your financial needs and goals. Website: http://phillipjamesfinancial.com Phone: (763) 432-0852 Fax: (763) 390-0023

BENEUSA LLC is an Employee Benefit General Agency based out of 261 School Avenue, Suite 350 / Excelsior, Minnesota, United States. We cater to insurance brokers and their organizations by marketing their prospects and preparing a customized presentation.

Located in the vibrant business hub of Minneapolis, MN, Ochs Inc stands out as a trusted insurance broker specializing in employer benefits. With a strong focus on medical and ancillary benefits, this office has established itself as a go-to resource for local and regional employers seeking expert guidance. Boasting extensive experience in the educational services and individual and family services industries, Ochs Inc has successfully catered to a diverse range of clients. Among their notable achievements, Ochs Inc proudly serves prestigious institutions such as Ashland University in Ohio, where they manage benefits for 780+ participants. Additionally, they provide comprehensive solutions for Commonwealth Charter Academy Charter School in Pennsylvania, overseeing benefits for 850+ participants. In the individual and family services sector, Ochs Inc partners with Gulf Coast Community Services Association in Texas, offering tailored solutions for 280+ participants. What sets Ochs Inc apart is their deep understanding of the unique challenges within these industries. As a key player in the local brokerage firm landscape, Ochs Inc brings not only a wealth of expertise but also a commitment to delivering personalized, client-centric solutions for businesses in Minneapolis and beyond. With a proven track record and a focus on building lasting client relationships, Ochs Inc emerges as a reliable partner for employers navigating the complexities of employee benefits.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Ross Nesbit Agencies, Inc., situated in the thriving business hub of Minneapolis, MN, operates a larger office that stands as a testament to their robust presence and capability in the insurance brokerage landscape. Specializing in serving local and regional employers, this office boasts significant experience with midsize and small enterprises alike. Their expertise extends to various industries, with a particular focus on furniture and related product manufacturing, home health care services, and general freight trucking. Notably, their diverse portfolio includes successful collaborations with esteemed clients such as Accurate Management Services in home health care services (130+ participants), Blu Dot Manufacturing in furniture manufacturing (180+ participants), and Long Haul Trucking in general freight trucking (130+ participants). This diverse client base showcases the agency's versatility and adaptability in meeting the unique needs of different sectors. As a proud member of a local brokerage firm, Ross Nesbit Agencies, Inc. leverages its connections to provide tailored insurance solutions. Their strengths lie in supporting self-funded clients, reflecting their commitment to innovative approaches in meeting the evolving needs of businesses. With a track record that underscores their proficiency and reliability, this office is a strategic partner for employers seeking comprehensive and customized insurance solutions in the Minneapolis area.