Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Goodman Venegas is a Tier II certified minority supplier and industry leader for property & casualty insurance, employee benefits and personal lines. Our exclusive Greater Value Assessment has been helping businesses and families leverage their strengths and reduce their risks. Which mean A+ rated insurance carriers will compete harder for your business. Call TODAY to find out how our Strategic Insurance Solutions can benefit you! Goodman Venegas Insurance Agency 2800 Livernois Suite 170 Troy, MI 48083 Toll Free: (800) 588-3350 Local: (248) 740-9090 Fax: (248) 740-9191

Allied Insurance Managers Rochester Hills is a privately owned insurance agency headquartered in Rochester Hill, MI and operating in 35 states. Allied specializes in customized employee benefit programs for businesses large and small.

The Sterling Group is a highly regarded local insurance consultant based in Sterling Heights, Michigan. With their expertise and dedication, they have established themselves as a trusted partner for large, midsize, and small employers. Their office in Sterling Heights has successfully collaborated with various clients, including Jones Lang Lasalle Americas Inc, a significant employer in the activities related to the real estate industry with 30,620 members. Working closely with the HR and finance team of Jones Lang Lasalle Americas Inc, The Sterling Group facilitated the implementation of a range of tailored insurance plans. This included setting up a self-funding arrangement, as well as designing HMO plans, PPO plans, PBM, and drug plans that precisely catered to the unique needs of their members. The Sterling Group has built a strong reputation based on their experience in working with self-funded employers and their ability to meet the specific needs of clients seeking HMO and PPO coverage. They also possess extensive knowledge of pharmacy benefit managers (PBMs) and other pharmacy providers. The clients served by The Sterling Group's Sterling Heights office encompass a diverse range of industries, including Global Educational Excellence, Michigan Institute of Urology, and Automotive Credit Corporation. Their exceptional M Score, a reflection of their extensive experience and expertise, further solidifies their standing as a preferred insurance consultant. Drawing on their profound understanding of industries such as lessors of real estate, traveler accommodation, and offices of physicians, The Sterling Group delivers comprehensive insurance solutions that address the unique challenges and requirements of their clients. Through their commitment to excellence, The Sterling Group continues to provide exceptional service to clients throughout Michigan.

BHS Insurance is a highly experienced insurance broker catering to a diverse range of clients, including large, midsize, and small employers. With a strong focus on self-funded clients, BHS Insurance possesses extensive expertise in working with Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) to tailor insurance plans to meet the unique needs of each client. They also stand out in the market due to their exceptional ability to carve out drug and pharmacy plans. Situated in Grandville, Michigan, BHS Insurance operates as a local insurance consultant with an impressive track record. One notable success story is their collaboration with Wedgwood Christian Services, an employer in the services industry with 170 members. BHS Insurance worked closely with the HR and finance team at Wedgwood Christian Services to establish a customized self-funding arrangement, along with an HMO plan, PPO plan, Pharmacy Benefit Manager (PBM), and drug plan specifically designed to address the needs of their members. This particular location of BHS Insurance boasts a wide range of expertise across industries such as plastics product manufacturing, individual and family services, and educational services. Their services extend beyond Grandville, serving clients in Michigan, Pennsylvania, and North Carolina. Notable employer clients include A G Business Solutions LLC, Adac Plastics Inc, Arbor Circle, and Area Community Service Employment & Training Council. Renowned for their comprehensive experience, BHS Insurance has earned one of the highest M Scores attainable, reflecting their vast knowledge and proficiency in serving clients of varying sizes, industries, and product requirements. Clients can rely on BHS Insurance to provide tailored insurance solutions, leveraging their deep understanding of the market and commitment to meeting individual client needs.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs. Currently celebrating our 75th year in business!