Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Wilson Partners II, based in Detroit, MI, boasts a robust and sizable office that stands out for its extensive experience in serving diverse clients. This local brokerage firm has proven expertise in catering to both small and midsize employers, making them a versatile choice for businesses of various scales. With a focus on self-funded clients, Wilson Partners II has demonstrated proficiency in supporting local and regional employers. Their impressive track record includes collaborating with notable companies such as Asset Health, a leader in the agencies, brokerages, and insurance-related activities industry, with over 120 participants. Additionally, they have successfully partnered with Mersino Dewatering and Mersino Management Company, both prominent players in the specialty trade contractors industry, boasting 340+ and 410+ participants, respectively. The Detroit office excels in providing insurance solutions across machinery, equipment, and supplies merchant wholesalers, as well as professional and commercial equipment and supplies merchant wholesalers industries. This diverse industry expertise positions Wilson Partners II as a comprehensive and reliable insurance broker for employers seeking tailored solutions. In summary, the Detroit location of Wilson Partners II stands out for its expansive capabilities, industry-specific knowledge, and a proven track record of delivering effective insurance solutions to businesses of varying sizes.

Macqueen & Associates, a local insurance consultant headquartered in Berkley, Michigan, is dedicated to serving large and midsize employers. With a strong emphasis on client satisfaction, they possess extensive experience in working with HMOs and PPOs to meet the unique needs of their clients. A notable example of their expertise in this office location is their partnership with the Board of Trustees, Iron Workers Local No. 25, an employer with 2020 members in the nonresidential building construction industry. Macqueen & Associates collaborated closely with their HR and finance team to design a comprehensive HMO plan, as well as a customized PBM and drug plan tailored to the specific requirements of the members. This showcases their ability to provide specialized insurance solutions that prioritize the well-being of the insured individuals. Macqueen & Associates stands out with their exceptional M Score, one of the highest possible. This rating reflects their vast experience and expertise across different client sizes, industries, and products. Their deep understanding of the insurance landscape enables them to deliver comprehensive coverage and valuable insights to their clients. With a strong focus on building equipment contractors, business and professional organizations, as well as insurance and employee benefit funds, Macqueen & Associates boasts a broad range of industry expertise. Their office in Berkley, Michigan, caters to clients in the state as well as in West Virginia. Among their esteemed employer clients in this location are the Board of Trustees Michiana Electrical Workers Health & Welfare Fund, Board of Trustees Ibew Local 17 Health and Welfare Fund, Board of Trustees Iuoe Local 324 Health & Welfare Fund, and Board of Trustees of The Ua Local Union No. 51 Health & Welfare Plan. In conclusion, Macqueen & Associates is a highly regarded local insurance consultant based in Berkley, Michigan, specializing in serving large and midsize employers. Their strong experience with HMOs and PPOs, coupled with their commitment to delivering tailored insurance solutions, distinguishes them in the industry. With a diverse range of expertise spanning multiple industries, Macqueen & Associates is a trusted partner for businesses seeking comprehensive and customized insurance coverage.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Located in Saginaw, MI, Michael T Stelter & Associates stands out as a reputable insurance broker with a strong focus on serving local and regional employers. Specializing in medical and ancillary benefits, this office boasts a wealth of expertise in crafting comprehensive insurance solutions tailored to the needs of businesses in the area. One notable aspect of Michael T Stelter & Associates is its impressive client portfolio, which includes Morley Companies, a key player in the personal services industry based in Michigan. With over 1960 participants, Morley Companies is a testament to the broker's ability to cater to the unique requirements of clients in diverse sectors. As a part of a local brokerage firm, Michael T Stelter & Associates not only brings a deep understanding of the Saginaw business landscape but also leverages its connections and resources within the community to provide top-notch service. This local touch ensures that clients receive personalized attention and solutions that align with the specific challenges and opportunities present in the region. With a commitment to excellence and a track record of serving prominent clients, Michael T Stelter & Associates in Saginaw, MI, stands as a reliable partner for employers seeking expert guidance and tailored insurance solutions in the realms of medical and ancillary benefits.

Benesys Inc is a local insurance broker based in Troy, Michigan, specializing in providing comprehensive insurance solutions to a wide range of clients. With a strong focus on meeting the unique needs of their clients, Benesys Inc has demonstrated their expertise and experience in working with various PPOs and pharmacy providers. One notable example of their success is their collaboration with the Board of Trustees Insulators Local 45 Health Care Plan, a prominent employer in the specialty trade contractors industry. Benesys Inc worked closely with the HR and finance team of this 160-member organization to develop a customized PPO plan, PBM, and drug plan that catered specifically to their members' requirements. Serving clients across Michigan, Benesys Inc has built a reputation for their proficiency in servicing clients of different sizes, including large and midsize employers. Their extensive portfolio includes esteemed clients such as the Board of Trustees Ibew Local 17 Health and Welfare Fund, Joint Board of Trustees of Mrcc Employee Benefits Fund, Joint Board Of Trustees Plumbers & Pipefitters 85 Health & Welfare, and JT Board of Trustees of Plumbers Local 98 Insurance Fund. Benesys Inc's expertise spans various industries, including building equipment contractors, business, professional, labor, political, and similar organizations, as well as services industries (except public administration). While Benesys Inc has garnered positive recognition for their wide-ranging experience and knowledge, it's worth noting that some customers have expressed lower satisfaction in their reviews. As you evaluate potential partners, it may be prudent to delve further into these reviews to gain a deeper understanding of the areas that need improvement. Nonetheless, Benesys Inc's strong track record and their commitment to tailoring insurance solutions make them a reliable choice for clients seeking comprehensive coverage in the Michigan area.

Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

CG Financial Services provides adaptive financial planning for individuals and businesses in Michigan, North Carolina, Virginia, and beyond. We strive to understand your personal journey and provide an array of services that fit your individual needs. Our Personal Financial Services teams provide retirement and lifestyle planning, estate planning, tax minimization, and insurance planning for all your financial needs. For businesses, business owners, non-profits, and other organizations, our Business Financial Services teams provide extensive employee benefits, retirement plans, executive compensation packages and more. Your business is the source of your financial security to live the life you want today and provides a legacy for your family in the future. We focus on your financial goals so you can get back to doing what you love: working on your business, not for your business. As your personal CFO, we collaborate with your key service providers to create synergies that ensures your goals are achieved. This allows us to meet expectations, alleviate concerns, and proactively collaborate with your team to create the best outcome possible to meet your goals. #FinancialAdvisor #FinancialAdvisors #Fintech #FintechNews #WealthManagement #AssetManagement #RIA #RIAGrowth #CharlotteFinancialAdvisor #WilmingtonFinancialAdvisor #RichmondFinancialAdvisor #LansingFinancialAdvisor #personalCFO #BusinessOwners #EmployeeBenefitsProvider Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Capital Asset Advisory Services, LLC. dba CG Advisory Services, a registered investment advisor. Capital Asset Advisory Services, LLC., CG Advisory Services, and CG Financial Services are separate entities from LPL Financial.