The Sterling Group is a highly regarded local insurance consultant based in Sterling Heights, Michigan. With their expertise and dedication, they have established themselves as a trusted partner for large, midsize, and small employers. Their office in Sterling Heights has successfully collaborated with various clients, including Jones Lang Lasalle Americas Inc, a significant employer in the activities related to the real estate industry with 30,620 members. Working closely with the HR and finance team of Jones Lang Lasalle Americas Inc, The Sterling Group facilitated the implementation of a range of tailored insurance plans. This included setting up a self-funding arrangement, as well as designing HMO plans, PPO plans, PBM, and drug plans that precisely catered to the unique needs of their members. The Sterling Group has built a strong reputation based on their experience in working with self-funded employers and their ability to meet the specific needs of clients seeking HMO and PPO coverage. They also possess extensive knowledge of pharmacy benefit managers (PBMs) and other pharmacy providers. The clients served by The Sterling Group's Sterling Heights office encompass a diverse range of industries, including Global Educational Excellence, Michigan Institute of Urology, and Automotive Credit Corporation. Their exceptional M Score, a reflection of their extensive experience and expertise, further solidifies their standing as a preferred insurance consultant. Drawing on their profound understanding of industries such as lessors of real estate, traveler accommodation, and offices of physicians, The Sterling Group delivers comprehensive insurance solutions that address the unique challenges and requirements of their clients. Through their commitment to excellence, The Sterling Group continues to provide exceptional service to clients throughout Michigan.

Health is an established insurance broker specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With their office conveniently located in West Bloomfield Township, Michigan, Health serves clients across multiple states, including Michigan, Massachusetts, and California. Their expertise spans various industries, including health practitioners, insurance, and employee benefit funds, as well as information industries. One notable example of Health's exceptional service is their successful collaboration with the Upper Peninsula Power Company, a 90-member employer operating in the electric power generation, transmission, and distribution sector. Health worked closely with the company's HR and finance teams to develop tailored insurance plans that best suited their members' unique needs. This involved setting up a self-funding arrangement, HMO plan, PPO plan, pharmacy benefit management (PBM), and drug plan. Health has extensive experience working with self-funded employers and has established strong relationships with health maintenance organizations (HMOs), preferred provider organizations (PPOs), PBMs, and other specific pharmacy providers. Their comprehensive knowledge in these areas enables them to effectively meet the diverse needs of their clients and ensure optimal coverage. With a good M Score reflecting their broad expertise, Health is known for their ability to navigate the intricacies of the insurance industry. Their commitment to providing excellent service has earned them a reputation as a reliable partner for employers seeking comprehensive insurance solutions. Notable employer clients of Health include the Board of Trustees Redwood Empire Electrical Workers Health & Welfare, Team Rehabilitation Administrative Office, Avis Ford, Ion Financial, and Mhc.

Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Peterson McGregor and Associates was founded in 2000 as an independent agency focused on serving quality commercial customers. PMA continues to provide elite service to clients that are concerned with value, relationships and professional advice. We promote excellence by encouraging and supporting continuing insurance education for our teammates. The agency also relies on state-of-the art technology to promote best office practices. PMA’s innovative, paperless workplace is achieved through advanced software that allows electronic filing and direct-to-consumer access to insurance documents and health benefit records. The net result is a more efficient office, automated turnaround on customer requests and lower operating costs that directly benefit our customers.

A part of Hub Midwest East, Grace & Porta Benefits is an independent agency specializing in employee benefits consultation. We are here to simplify the employee benefits process, making for happier employers and healthier employees. We work with passion and pride to help employers meet their goals for employee benefits through listening and forming creative solutions. At Grace & Porta Benefits, we understand that when selecting health care plans, choosing the right benefits is only part of the decision. Let us make sure your company is cared for after that decision is made.

Great people are hard to find and harder to keep. The success of your company rides on the shoulders of your workforce, so naturally, you want the best. But, in an intensely competitive marketplace, winning and retaining high-caliber people is harder than ever. The truth is, exceptionally talented professionals deserve world-class compensation and benefits. At LoVasco, we exist to help you offer them your best. Together, we'll design, develop, and deploy total rewards strategies that prove your company is the place for employees to thrive. Disclosure: • Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC., LoVasco Consulting Group is independently owned and operated. • Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. • This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact us directly or consult another qualified professional. • The testimonials/ recommendations used do not pertain to the provision of investment advisory services, may not be representative of the experiences of other clients, and are not indicative of future performance or success. • California Insurance License#0I92441