We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

AssuredPartners is a highly rated national insurance broker with an office located in Fort Collins, Colorado. With a strong focus on customer service and expertise, they serve clients of large and midsize employers across various industries. Known for their exceptional work with self-funded employers, AssuredPartners has extensive experience in pharmacy benefit management (PBM) and works with specific pharmacy providers to tailor solutions to their clients' unique needs. In the Fort Collins market, AssuredPartners stands out as one of the top brokerages, boasting a wide range of experience and expertise. A notable example of their work is their collaboration with Market Force Information LLC, an employer in the professional, scientific, and technical services industry. AssuredPartners partnered with Market Force Information's HR and finance team to establish a self-funding arrangement, PBM, and drug plan designed specifically for the company's 80 members. AssuredPartners' Fort Collins office serves clients not only in Colorado but also in Texas and Washington. Their expertise spans various industries, including management, scientific, and technical consulting services, architectural, engineering, and related services, as well as nondepository credit intermediation. Some of their notable employer clients in the area include Ally Consulting LLC, Customer Engineering Services, Cucina Cucina Acquisition LLC, and Kalypso Lp. With their strong track record, wide-ranging expertise, and commitment to exceptional customer service, AssuredPartners is a trusted insurance broker for employers seeking tailored solutions and reliable support in the ever-changing insurance landscape

Centerstone Insurance Agency & Financial Services, situated in the vibrant heart of Denver, CO, stands as a reputable local brokerage firm known for its profound expertise in serving local and regional employers. This Denver-based office specializes in providing comprehensive medical and ancillary benefits, catering to the unique needs of each client with personalized solutions. A testament to their proficiency is their impressive clientele, including top-tier companies such as Alten Technology USA. This architectural, engineering, and related services industry giant, based in Michigan, trusts Centerstone with the benefits management of over 910 participants. This collaboration highlights Centerstone's capability to manage large-scale employer benefits efficiently. The agency's acumen isn't limited to single industries. They boast a wide-ranging expertise across various sectors, particularly excelling in the architectural, engineering, and related services industries. This versatility allows them to adapt to the diverse requirements of different sectors, providing tailored benefit solutions that align with each industry's specific needs. At the core of Centerstone's approach is a deep understanding of the local and regional business landscapes. This insight, combined with their commitment to delivering top-notch service, positions them as a preferred choice for employers seeking a reliable partner in managing employee benefits. Their proficiency in navigating the complexities of benefits planning and execution makes them a valuable asset for any business looking to enhance its employee benefits offerings. For an employer benefits buyer evaluating options in Denver, CO, Centerstone Insurance Agency & Financial Services represents a blend of local insight, industry-wide expertise, and a proven track record of managing substantial client portfolios with precision and care.

BOK Financial's Denver office stands as a prominent insurance broker, demonstrating extensive expertise in catering to a diverse range of clients, particularly in the self-funded sector. Their proficiency in managing stop-loss and limits, along with a keen understanding of pharmacy costs and HR consulting, positions them as a valuable resource for businesses seeking comprehensive insurance solutions. This large office distinguishes itself through its work with a variety of industries, showcasing its ability to adapt to different business needs. Notable clients include Aduro Advisors from the management, scientific, and technical consulting services industry, with over 260 participants; All American Pet Proteins in the animal food manufacturing sector, serving over 170 participants; and Breckenridge-Wynkoop in the restaurants and eating places industry, catering to around 60 participants. These collaborations underscore their capacity to handle diverse client requirements with efficiency and expertise. Moreover, BOK Financial's Denver location has demonstrated significant experience across several other industries, such as architectural, engineering, and related services, dry cleaning and laundry services, and the management of companies and enterprises. Their ability to offer tailored insurance solutions across these varied sectors further establishes their versatility and depth of knowledge. Being part of a regional insurance broker firm, this office has shown notable proficiency in dealing with employers of various sizes, ranging from small to large enterprises. Their adeptness in understanding the unique insurance needs of each business size makes them a go-to choice for employers looking for a broker that can align with their specific requirements and expectations. In summary, BOK Financial in Denver, CO, with its broad industry expertise and a strong focus on meeting the distinct needs of businesses of all sizes, presents itself as a robust and versatile insurance brokerage for employer benefits buyers.

Nestled in the vibrant community of Greeley, Colorado, HUB International's local office stands as a stalwart partner for employers seeking comprehensive insurance solutions. With a focus on medical and ancillary benefits, this branch excels in catering to the unique needs of both local and regional businesses. Boasting a wealth of experience in the management of companies and enterprises sector, HUB International's Greeley team has become a trusted advisor for Huwa Enterprises—a prominent player in the industry, managing over 180 participants. What sets this HUB International location apart is its nuanced understanding of the diverse landscape of management in companies and enterprises. Through years of dedicated service, they have cultivated unparalleled expertise, earning the trust of businesses across the region. As a key outpost of the larger national insurance brokerage firm, this office combines local insights with the resources of a formidable industry player. The Greeley team's commitment to excellence is evident in their tailored approach, ensuring that each client receives personalized guidance and solutions. With a proven track record and a roster of satisfied clients, HUB International in Greeley stands as a reliable partner for employers navigating the intricacies of employee benefits in the ever-evolving landscape of the insurance market.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

COPIC Insurance, a regional insurance broker headquartered in Denver, Colorado, caters to midsize employers seeking comprehensive insurance solutions. With a focus on self-funded employers, COPIC Insurance brings considerable expertise in tailoring insurance plans to meet the unique needs of its clients. Their successful collaboration with Copic Trust, a prominent employer within the insurance carriers industry, exemplifies their commitment to delivering tailored solutions. COPIC Insurance worked closely with Copic Trust's HR and finance teams to establish a customized self-funding arrangement, ensuring optimal coverage for their 130 members. Recognized for their proficiency across various industries, including insurance carriers, relief services, and offices of physicians, COPIC Insurance possesses the knowledge and experience necessary to address the specific requirements of their clients. Their services extend across multiple states, including Florida, New York, New Jersey, Texas, California, Delaware, Kansas, Tennessee, Illinois, Vermont, Utah, Pennsylvania, Arizona, and Massachusetts. COPIC Insurance's impressive client portfolio features esteemed employers such as Copic Trust, Ob/Gyn Affiliates, and Olathe Community Clinic. By leveraging their industry expertise, regional presence, and commitment to personalized service, COPIC Insurance aims to empower midsize employers with effective insurance solutions that safeguard their business and employees, fostering long-lasting relationships built on trust and excellence

Patriot Growth Insurance Services, LLC in Denver, CO, boasts a sizable office equipped to cater to the diverse needs of employer benefits buyers. With extensive experience in dealing with self-funded clients, this office stands out as a valuable resource for comprehending stop loss and limits, pharmacy costs, and HR consulting. Their proficiency extends across various industries, including advertising, public relations, real estate, and furniture/home furnishing merchants. As part of a regional insurance broker firm, Patriot Growth Insurance Services, LLC in Denver specializes in serving midsize, large, and small employers, showcasing a comprehensive understanding of the intricacies within each sector. This broker's expertise is exemplified by its diverse clientele, including renowned companies like Booyah Advertising, Cooper Heating & Cooling, and Engrain, each with participant numbers exceeding 130. With a track record of success and a keen focus on activities related to real estate, furniture, and home furnishing merchant wholesalers, Patriot Growth Insurance Services, LLC in Denver emerges as a trusted partner in navigating the complexities of employer benefits. This larger office is poised to provide tailored solutions, leveraging its regional presence and demonstrated experience to deliver optimal outcomes for businesses seeking insurance and benefits services.

Shirazi Benefits, a highly reputable insurance broker, excels in providing exceptional services to clients of all sizes, including large, midsize, and small employers. Renowned for their exemplary customer service and extensive expertise, Shirazi Benefits has garnered outstanding reviews from satisfied clients. With a strong focus on self-funded clients, they possess unparalleled experience in working with PBMs and specific pharmacy providers. Situated in Greeley, Colorado, Shirazi Benefits operates as a trusted local insurance consultant. Notably, they have demonstrated their prowess by partnering with Lemonade Restaurant Group LLC, a prominent 30-member employer within the eating places industry. Collaborating closely with Lemonade's HR and finance team, Shirazi Benefits successfully established a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan, specifically designed to meet the unique needs of their members. In the competitive Greeley, CO market, Shirazi Benefits ranks among the top brokerages, boasting extensive experience and expertise across diverse client sizes, industries, and products. Their unwavering commitment to excellence has earned them one of the highest M Scores attainable. Shirazi Benefits specializes in various sectors, including health care, social assistance, offices of physicians, and nonresidential building construction industries. Their services extend beyond Greeley, serving clients throughout Colorado, South Dakota, and California. Noteworthy employer clients within their portfolio include ATM Opus Bank, C&G Managed Companies, LPR Construction, and North Range Behavioral Health. Overall, Shirazi Benefits stands out as a leading insurance broker, distinguished by their exceptional customer service, extensive experience, and expertise across a wide range of industries and client sizes.

Fall River Consulting Group is a local insurance broker headquartered in Denver, Colorado. With a strong focus on serving midsize employers, they have gained extensive experience working with self-funded employers to develop tailored insurance solutions. One notable example of their work is their collaboration with Kong Company LLC, a midsize durable goods merchant wholesaler with 210 employees. Fall River Consulting Group partnered with Kong's HR and finance team to establish a self-funding arrangement that addressed the unique needs of their members. Their Denver office serves as a central hub for their operations, catering to clients across Missouri, Kentucky, and Arkansas. CEI (Concrete Express, Inc.), E2 Consulting Engineers, Inc., James Riegler, and Premier Members Credit Union are among the employer clients benefitting from Fall River Consulting Group's services at this location. Fall River Consulting Group's extensive expertise spans various industries, including depository credit intermediation, relief services, and outpatient care centers. This breadth of knowledge allows them to provide specialized insurance solutions to businesses in these sectors. With a solid reputation and a good M Score, Fall River Consulting Group is highly regarded for their wide range of experience and expertise across different client sizes and industries. They prioritize delivering exceptional service and tailored insurance solutions to their clients, ensuring that their unique needs are met effectively. As a trusted partner, Fall River Consulting Group is committed to assisting businesses in managing their insurance needs and providing comprehensive coverage options. Their dedication to excellence and their ability to adapt to the specific requirements of their clients make them a valuable asset in the insurance brokerage industry.