We are people helping people, passionate to do what is best for our clients. Our agents are knowledgeable, professional, and know you. We endeavor to be your trusted insurance adviser, providing the right fit for your insurance needs. As one of the largest insurance agencies in the area, our clients enjoy access to hundreds of insurance companies with best-in-class pricing. We provide our clients all of the resources and benefits of a large agency without sacrificing the most important aspects: local customer service and management. Our agents are fully licensed and trained, providing comprehensive coverage to our clients and their businesses. Through our partnerships with many of the major insurance companies, we offer complete insurance packages, whether home, auto, business, or employee benefits.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Design Benefits Inc., based in Charlottesville, VA, is a seasoned player in the insurance brokerage industry, with over 35 years of experience. Their services cater to a diverse range of clients, including individuals, employers, and employees, with a particular focus on midsize employers. The firm's expertise lies in creating tailored insurance and employee benefit programs, especially in the fields of health, life, disability, and retirement benefits. Their clientele includes prominent organizations such as Perry Engineering Company in the specialty trade contractors industry, boasting over 100 participants, and the Southern Environmental Law Center in the legal services sector, serving more than 170 participants. This highlights their proficiency in dealing with companies in the legal services industry. As a local brokerage firm, Design Benefits Inc. prides itself on its deep understanding of the regional market dynamics and employer needs. Their approach is centered around building long-term relationships with their customers, striving to not just meet, but anticipate and fulfill their evolving insurance and benefit requirements. This customer-centric philosophy, combined with their comprehensive range of services, positions them as a reliable partner for businesses seeking to enhance their employee benefits offerings.

Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

Business Solutions, Inc, a local insurance broker headquartered in Salem, Virginia, is committed to delivering exceptional insurance solutions to clients across the state. With their expertise and dedication to customer service, they have earned high praise and ratings from satisfied clients. One notable example of their work in the Salem office is their collaboration with Turman & Assoc./Turman Hardwood, a prominent employer in the logging industry with 280 members. Business Solutions, Inc closely partnered with Turman & Assoc./Turman Hardwood's HR and finance team to design a comprehensive benefit package, including a self-funding arrangement, a customized PPO plan, and a pharmacy benefit management (PBM) and drug plan. These tailored solutions effectively meet the unique needs of the employer's members. Business Solutions, Inc brings extensive experience in working with self-funded employers and collaborating with clients and PPOs to meet member needs. Their expertise extends to serving large and midsize employers across various industries. Their client base in the Salem office includes notable organizations such as Coordinated Services Management Inc, Goodwill Industries of the Valleys Roanoke Office, National University Services Inc, and Roanoke College. This diverse portfolio showcases Business Solutions, Inc's ability to cater to the insurance needs of different sectors, including educational services, logging, and computer systems design, among others. As one of the top brokerages in the Roanoke, VA market, Business Solutions, Inc has earned a solid reputation for their extensive experience, wide-ranging expertise, and commitment to client satisfaction. Their good M Score reflects their proficiency in serving clients of varying sizes and industries. Clients consistently laud Business Solutions, Inc for their excellent customer service and insurance expertise. With a focus on delivering tailored solutions and a deep understanding of the insurance landscape, they continue to be a trusted partner for businesses in Virginia seeking reliable insurance coverage.

Vada Benefits, located in Richmond, VA, stands out as a premier insurance broker with a focus on serving the diverse needs of local and regional employers. With a robust understanding of the insurance landscape, this office specializes in providing comprehensive medical and ancillary benefits solutions. Their expertise extends across various industries, with a notable emphasis on the automobile dealers sector. Noteworthy clients such as the Malloy Automotive Group and Stohlman Volkswagen in the automobile dealers industry, both based in VA, showcase the broker's commitment to tailoring solutions for businesses of varying sizes. For instance, the Malloy Automotive Group, with over 60 participants, and Stohlman Volkswagen, boasting a participant count exceeding 130, illustrate the broker's ability to navigate the intricacies of employee benefits in the automotive sector. A key strength lies in Vada Benefits' affiliation with a local brokerage firm, underscoring their commitment to the community. Their demonstrated track record with the Automotive Industry Trust in KY, a significant player with 160+ participants, further highlights their broad regional impact. Notably, the broker brings valuable experience to the table, particularly in catering to the specific needs of small employers, showcasing their versatility in navigating the intricacies of diverse business sizes.

HRI Associates is a boutique firm specializing in providing exceptional service to a small number of clients. Through our literal handholding as well as our state of the art technological products, we provide a level of service to our clients and their employees that most have never experienced. Established in 1953, we have served the businesses and families of Northern Virginia and metropolitan Washington DC for 58 years. We are proud to be an owner, partner and local office of Keystone Insurers Group, which was just recognized by Insurance Journal magazine as the 5th largest privately owned insurance agency in the nation. With almost $2 billion in premiums written and more than 200 offices we have the resources to handle the largest most diverse national and international accounts as well as our own local service staff within our office in Herndon, VA to provide personal and professional service. Our primary objectives are: • to be honest and fair in all our dealings, • to be interested in people and their problems; • to treat our client’s needs as if they were our own.

Spherient Advisors, based in the vibrant city of Richmond, VA, is a trusted insurance broker specializing in comprehensive solutions for employer benefits. With a strong emphasis on medical and ancillary benefits, this office serves the unique needs of both local and regional employers. As part of a local brokerage firm, Spherient Advisors seamlessly integrates local insights with a broader network, ensuring a comprehensive and well-informed approach to benefit solutions. The success of Spherient Advisors is evident through its partnerships with key clients, including Crossroads Community Services Board in the outpatient care centers industry, featuring over 300 participants. This collaboration highlights the office's proficiency in meeting the distinctive needs of businesses within the outpatient care centers sector. Spherient Advisors demonstrates great expertise across outpatient care centers industries, showcasing a nuanced understanding of the challenges and requirements within this sector. Employers evaluating this Richmond-based office can rely on their ability to deliver effective, customized benefit solutions, supported by a proven track record of successful partnerships with significant clients in the region. With demonstrated experience in serving midsize employers, Spherient Advisors stands as a strategic ally for businesses seeking tailored and impactful benefit solutions.