Nestled in the vibrant city of Providence, Rhode Island, W DAssociates stands as a trusted advisor in the realm of employee benefits. With a commitment to delivering tailored solutions, they cater to the diverse needs of their clients, including esteemed organizations like COLLETTE TRAVEL SERVICES, INC. Drawing on years of expertise, they navigate the intricate landscape of benefits packages with finesse, ensuring that each client receives comprehensive coverage that aligns perfectly with their objectives. Their personalized approach fosters lasting relationships, empowering businesses to thrive while prioritizing the well-being of their employees. At W DAssociates, it's not just about securing benefits—it's about forging partnerships built on trust, integrity, and a shared vision of prosperity.

A repeat winner of the SouthCoast Media Group’s award for Best Insurance Agency, Sylvia Group uses SPS – the SG Protection System – to empower businesses and individuals with performance-based insurance, benefits and financial planning programs. SPS makes our clients active participants in managing risk and containing premiums, resulting in coverage that is both customized and cost-effective. Our areas of business insurance expertise include medical device and other forms of manufacturing, property management and development, municipalities and other nonprofit organizations, construction companies and contractors, and the food and hospitality industry. Our personal insurance products include the basics of home, auto and life, as well as specialty coverages such as cyber, watercraft and valuable items. In addition to making a difference for our clients, we make a difference for our community as a whole by actively supporting and serving many of southern New England’s most reputable and effective nonprofit organizations and institutions. We make a difference for our employees, too, providing competitive wages and benefits, state-of-the-art training and education, ample community service opportunities and an office environment that proves a workplace can be fun as well as professional. In 2020, Sylvia Group became an Alera Group company, enabling us to combine the local, personal service for which we're known with the scope and resources of a national firm.

Karam Financial Group's Providence, RI office stands out as a prominent player in the insurance brokerage landscape, boasting a substantial presence in the region. With a focus on employer benefits, this larger office has honed its expertise in catering to the needs of local and regional employers, particularly excelling in the realms of medical and ancillary benefits. Distinguishing itself through a diverse clientele, Karam Financial Group has successfully serviced top-tier organizations, including Baycoast Bank, G Lopes Construction, and Inkhouse. These clients span industries such as depository credit intermediation, heavy and civil engineering construction, and advertising/public relations, showcasing the broker's versatility across sectors. Aligning with its commitment to local engagement, Karam Financial Group is an integral part of a local brokerage firm, emphasizing its connection to the community and understanding of regional dynamics. Notably, the broker has demonstrated a commendable track record working with midsize employers, reflecting its ability to navigate the nuanced challenges of this market segment. With a wealth of experience and a client-centric approach, Karam Financial Group's Providence office emerges as a strategic partner for employers seeking comprehensive and tailored insurance solutions. Their proven success with employers of similar scale and diverse industries underscores their capacity to deliver effective benefits strategies in a dynamic business landscape.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

Roland Florenze's Providence, RI office stands as a prominent player in the insurance brokerage landscape, boasting a substantial footprint within the city. As a larger office, they leverage their extensive experience to cater to a diverse clientele, excelling in servicing self-funded clients and offering support to both local and regional employers. With a proven track record, Roland Florenze has become a trusted advisor for businesses of varying sizes. Their portfolio showcases successful partnerships with small, midsize, and large employers, underlining their adaptability and competence across the spectrum. Noteworthy is their specialization in the nondepository credit intermediation industry, with a particular focus on clients such as Embrace Home Loans and The Moore Company. The former, a key player in the industry based in RI, benefits from Roland Florenze's expertise, providing insurance solutions to over 470 participants. Similarly, The Moore Company, a significant player in the miscellaneous manufacturing sector in RI, relies on the broker's services for their 120+ participants. As part of a local brokerage firm, Roland Florenze's Providence location seamlessly combines local insights with industry expertise. This synergy positions them as a valuable partner for employer benefits buyers seeking comprehensive and tailored insurance solutions.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

At Starkweather & Shepley, we embrace the entrepreneurial spirit of our clients. It is within this spirit that we can confidently facilitate an effective relationship to assist our clients in managing and reducing their ultimate cost of risk. Our teams of professionals possess the requisite intellectual capital to properly analyze operational, financial, and strategic risk – to best protect your bottom line. www.starshep.com Media/Press Inquiries - Stefan Petrella, [email protected]

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

We see your employee benefit program as an investment asset that can be leveraged to generate measurable value. Our thinking and approach aligns your company objectives with the needs and wellness of your employees and their families. To do so, we're shifting from the endless search for lower-cost health benefit plans to an innovative approach that steers clear of increased employee contributions. We are reducing costs by focusing on the factors that drive it. Blue Back develops, implements and manages strategic programs that reduce or eliminate cost drivers while adding sustainable value. That’s the Blue Back difference.